Toyota Highlander Hybrid Insurance: by Model Year & Company
Toyota Highlander Hybrid insurance costs an average of $1,031 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest Toyota Highlander Hybrid at $145/mo or $872 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Toyota Highlander Hybrid:
- The Highlander Hybrid costs less to insure than most SUVs. Averaging $172/mo for the Highlander Hybrid versus $184/mo for typical SUVs.
- If you're considering a vehicle similar to the Highlander Hybrid, like the Toyota Grand Highlander Hybrid ($223/mo), Toyota Camry Hybrid ($167/mo), or Toyota Corolla Hybrid ($192/mo), your insurance costs will be about the same.
- Progressive ($129/mo), American Family ($130/mo), USAA ($139/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Toyota Highlander Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,744 |
| Progressive |
$1,849 |
| Nationwide |
$2,081 |
| USAA |
$2,083 |
| GEICO |
$2,322 |
| State Farm |
$2,435 |
| Erie |
$2,583 |
| Allstate |
$4,075 |
| Farmers |
$4,175 |
Compare all 2025 Toyota Highlander Hybrid insurance rates.
Average Cost to Insure Per Year
$2,5582024 Toyota Highlander Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,741 |
| Progressive |
$1,813 |
| USAA |
$1,974 |
| Nationwide |
$2,102 |
| GEICO |
$2,194 |
| State Farm |
$2,194 |
| Erie |
$2,409 |
| Farmers |
$3,790 |
| Allstate |
$4,123 |
Compare all 2024 Toyota Highlander Hybrid insurance rates.
Average Cost to Insure Per Year
$2,4642023 Toyota Highlander Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,686 |
| Progressive |
$1,782 |
| USAA |
$1,944 |
| State Farm |
$2,037 |
| GEICO |
$2,104 |
| Nationwide |
$2,110 |
| Erie |
$2,329 |
| Farmers |
$3,603 |
| Allstate |
$3,686 |
Compare all 2023 Toyota Highlander Hybrid insurance rates.
Average Cost to Insure Per Year
$2,3422022 Toyota Highlander Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,617 |
| Progressive |
$1,731 |
| USAA |
$1,914 |
| GEICO |
$2,062 |
| State Farm |
$2,075 |
| Nationwide |
$2,099 |
| Erie |
$2,278 |
| Farmers |
$3,390 |
| Allstate |
$3,455 |
Compare all 2022 Toyota Highlander Hybrid insurance rates.
Average Cost to Insure Per Year
$2,2752021 Toyota Highlander Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,631 |
| Progressive |
$1,675 |
| USAA |
$1,838 |
| GEICO |
$1,965 |
| Nationwide |
$2,059 |
| Erie |
$2,178 |
| State Farm |
$2,210 |
| Farmers |
$3,218 |
| Allstate |
$3,452 |
Compare all 2021 Toyota Highlander Hybrid insurance rates.
Average Cost to Insure Per Year
$2,2312020 Toyota Highlander Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,564 |
| Progressive |
$1,619 |
| USAA |
$1,760 |
| GEICO |
$1,895 |
| Erie |
$2,110 |
| Nationwide |
$2,188 |
| State Farm |
$2,194 |
| Farmers |
$3,046 |
| Allstate |
$3,192 |
Compare all 2020 Toyota Highlander Hybrid insurance rates.
Average Cost to Insure Per Year
$2,1602019 Toyota Highlander Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,557 |
| American Family |
$1,687 |
| USAA |
$1,822 |
| GEICO |
$1,922 |
| Erie |
$1,978 |
| State Farm |
$2,046 |
| Nationwide |
$2,126 |
| Allstate |
$2,993 |
| Farmers |
$3,050 |
Compare all 2019 Toyota Highlander Hybrid insurance rates.
Average Cost to Insure Per Year
$2,1142018 Toyota Highlander Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,535 |
| American Family |
$1,576 |
| USAA |
$1,599 |
| GEICO |
$1,837 |
| Erie |
$1,841 |
| Nationwide |
$1,929 |
| State Farm |
$2,006 |
| Farmers |
$2,893 |
| Allstate |
$2,905 |
Compare all 2018 Toyota Highlander Hybrid insurance rates.
Average Cost to Insure Per Year
$2,0022017 Toyota Highlander Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,455 |
| USAA |
$1,596 |
| American Family |
$1,662 |
| GEICO |
$1,774 |
| Erie |
$1,817 |
| State Farm |
$1,912 |
| Nationwide |
$2,017 |
| Allstate |
$2,645 |
| Farmers |
$2,800 |
Compare all 2017 Toyota Highlander Hybrid insurance rates.
Average Cost to Insure Per Year
$1,9362016 Toyota Highlander Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,550 |
| American Family |
$1,590 |
| USAA |
$1,712 |
| Erie |
$1,750 |
| State Farm |
$1,826 |
| GEICO |
$1,947 |
| Nationwide |
$2,080 |
| Allstate |
$2,530 |
| Farmers |
$2,828 |
Compare all 2016 Toyota Highlander Hybrid insurance rates.
Average Cost to Insure Per Year
$1,9862015 Toyota Highlander Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,382 |
| USAA |
$1,528 |
| American Family |
$1,562 |
| Erie |
$1,699 |
| State Farm |
$1,827 |
| GEICO |
$1,883 |
| Nationwide |
$2,104 |
| Allstate |
$2,423 |
| Farmers |
$2,731 |
Compare all 2015 Toyota Highlander Hybrid insurance rates.
Average Cost to Insure Per Year
$1,9032014 Toyota Highlander Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,379 |
| USAA |
$1,462 |
| American Family |
$1,540 |
| Erie |
$1,616 |
| GEICO |
$1,823 |
| State Farm |
$1,890 |
| Nationwide |
$2,040 |
| Allstate |
$2,423 |
| Farmers |
$2,617 |
Compare all 2014 Toyota Highlander Hybrid insurance rates.
Average Cost to Insure Per Year
$1,8682013 Toyota Highlander Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,324 |
| Progressive |
$1,348 |
| American Family |
$1,349 |
| Erie |
$1,381 |
| State Farm |
$1,551 |
| GEICO |
$1,658 |
| Nationwide |
$1,867 |
| Farmers |
$2,374 |
| Allstate |
$2,475 |
Compare all 2013 Toyota Highlander Hybrid insurance rates.
Average Cost to Insure Per Year
$1,7292012 Toyota Highlander Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,272 |
| American Family |
$1,294 |
| Progressive |
$1,297 |
| Erie |
$1,330 |
| State Farm |
$1,526 |
| GEICO |
$1,579 |
| Nationwide |
$1,841 |
| Allstate |
$2,170 |
| Farmers |
$2,234 |
Compare all 2012 Toyota Highlander Hybrid insurance rates.
Average Cost to Insure Per Year
$1,6362011 Toyota Highlander Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,233 |
| American Family |
$1,247 |
| Erie |
$1,270 |
| Progressive |
$1,270 |
| State Farm |
$1,525 |
| GEICO |
$1,535 |
| Nationwide |
$1,813 |
| Farmers |
$2,169 |
| Allstate |
$2,173 |