Toyota RAV4 Hybrid Insurance: by Model Year & Company
Toyota RAV4 Hybrid insurance costs an average of $982 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Toyota RAV4 Hybrid at $132/mo or $790 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Toyota RAV4 Hybrid:
- The RAV4 Hybrid costs less to insure than most SUVs. Averaging $164/mo for the RAV4 Hybrid versus $184/mo for typical SUVs.
- If you're considering a vehicle similar to the RAV4 Hybrid, like the Toyota Camry Hybrid ($167/mo), Toyota Corolla Hybrid ($192/mo), or Toyota Avalon Hybrid ($178/mo), your insurance costs will be cheaper.
- Progressive ($118/mo), American Family ($121/mo), USAA ($145/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Toyota RAV4 Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,580 |
| American Family |
$1,609 |
| Nationwide |
$1,759 |
| USAA |
$1,944 |
| State Farm |
$1,984 |
| GEICO |
$2,152 |
| Erie |
$2,167 |
| Farmers |
$3,580 |
| Allstate |
$3,629 |
Compare all 2025 Toyota RAV4 Hybrid insurance rates.
Average Cost to Insure Per Year
$2,2592024 Toyota RAV4 Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,561 |
| Progressive |
$1,570 |
| Nationwide |
$1,743 |
| State Farm |
$1,924 |
| USAA |
$1,933 |
| GEICO |
$2,076 |
| Erie |
$2,090 |
| Farmers |
$3,361 |
| Allstate |
$3,440 |
Compare all 2024 Toyota RAV4 Hybrid insurance rates.
Average Cost to Insure Per Year
$2,1862023 Toyota RAV4 Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,490 |
| Progressive |
$1,545 |
| State Farm |
$1,794 |
| USAA |
$1,905 |
| Erie |
$2,005 |
| Nationwide |
$2,007 |
| GEICO |
$2,009 |
| Allstate |
$3,233 |
| Farmers |
$3,268 |
Compare all 2023 Toyota RAV4 Hybrid insurance rates.
Average Cost to Insure Per Year
$2,1452022 Toyota RAV4 Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,448 |
| Progressive |
$1,493 |
| State Farm |
$1,728 |
| USAA |
$1,879 |
| GEICO |
$1,938 |
| Erie |
$1,964 |
| Nationwide |
$1,974 |
| Allstate |
$2,838 |
| Farmers |
$3,097 |
Compare all 2022 Toyota RAV4 Hybrid insurance rates.
Average Cost to Insure Per Year
$2,0382021 Toyota RAV4 Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,398 |
| American Family |
$1,475 |
| State Farm |
$1,785 |
| USAA |
$1,791 |
| GEICO |
$1,856 |
| Erie |
$1,903 |
| Nationwide |
$2,016 |
| Allstate |
$2,888 |
| Farmers |
$2,983 |
Compare all 2021 Toyota RAV4 Hybrid insurance rates.
Average Cost to Insure Per Year
$2,0052020 Toyota RAV4 Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,394 |
| American Family |
$1,441 |
| USAA |
$1,718 |
| GEICO |
$1,791 |
| State Farm |
$1,797 |
| Erie |
$1,855 |
| Nationwide |
$1,918 |
| Allstate |
$2,572 |
| Farmers |
$2,844 |
Compare all 2020 Toyota RAV4 Hybrid insurance rates.
Average Cost to Insure Per Year
$1,9122019 Toyota RAV4 Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,354 |
| American Family |
$1,416 |
| USAA |
$1,634 |
| GEICO |
$1,715 |
| State Farm |
$1,717 |
| Erie |
$1,757 |
| Nationwide |
$1,896 |
| Allstate |
$2,461 |
| Farmers |
$2,739 |
Compare all 2019 Toyota RAV4 Hybrid insurance rates.
Average Cost to Insure Per Year
$1,8402018 Toyota RAV4 Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,265 |
| American Family |
$1,338 |
| USAA |
$1,567 |
| GEICO |
$1,649 |
| State Farm |
$1,692 |
| Erie |
$1,743 |
| Nationwide |
$1,895 |
| Allstate |
$2,300 |
| Farmers |
$2,627 |
Compare all 2018 Toyota RAV4 Hybrid insurance rates.
Average Cost to Insure Per Year
$1,7682017 Toyota RAV4 Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,256 |
| American Family |
$1,302 |
| USAA |
$1,512 |
| Erie |
$1,587 |
| GEICO |
$1,607 |
| State Farm |
$1,639 |
| Nationwide |
$1,846 |
| Allstate |
$2,247 |
| Farmers |
$2,461 |
Compare all 2017 Toyota RAV4 Hybrid insurance rates.
Average Cost to Insure Per Year
$1,7152016 Toyota RAV4 Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,247 |
| American Family |
$1,401 |
| USAA |
$1,460 |
| Erie |
$1,533 |
| State Farm |
$1,571 |
| GEICO |
$1,635 |
| Nationwide |
$1,883 |
| Allstate |
$2,269 |
| Farmers |
$2,422 |