Toyota Tundra Insurance: by Model Year & Company

Toyota Tundra insurance costs an average of $988 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Toyota Tundra at $144/mo or $866 for a 6-month full coverage policy.

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Tundra Car Insurance

What to know about insuring a Toyota Tundra:

  1. The Tundra costs less to insure than most trucks. Averaging $165/mo for the Tundra versus $185/mo for typical trucks.
  2. If you're considering a vehicle similar to the Tundra, like the Toyota 4Runner ($153/mo), Toyota Camry ($159/mo), or Toyota Camry Hybrid ($167/mo), your insurance costs will be about the same.
  3. American Family ($125/mo), Progressive ($128/mo), USAA ($130/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Toyota Tundra Vehicle Image
2025 Toyota Tundra
Av. Cost Per Year$2,684
Av. Per Month$224

Cheapest Companies

USAA$91/m
Erie$94/m
American Family$95/m

How much does it cost to insure my Toyota Tundra?

Select your model year:

2025 Toyota Tundra

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,731

American Family

$1,837

USAA

$1,978

Nationwide

$2,290

State Farm

$2,466

Erie

$2,557

GEICO

$2,634

Farmers

$3,938

Allstate

$4,532

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Average Cost to Insure Per Year
$2,684

2024 Toyota Tundra

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,722

American Family

$1,777

USAA

$1,968

Nationwide

$2,344

State Farm

$2,384

Erie

$2,469

GEICO

$2,537

Farmers

$3,752

Allstate

$4,238

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Average Cost to Insure Per Year
$2,601

2023 Toyota Tundra

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,707

American Family

$1,722

USAA

$2,018

State Farm

$2,198

Nationwide

$2,296

Erie

$2,394

GEICO

$2,429

Farmers

$3,611

Allstate

$4,117

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Average Cost to Insure Per Year
$2,525

2022 Toyota Tundra

Cheapest Insurance Companies Average Annual Cost
American Family

$1,648

Progressive

$1,687

USAA

$1,981

State Farm

$2,148

Erie

$2,202

Nationwide

$2,233

GEICO

$2,355

Farmers

$3,431

Allstate

$3,728

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Average Cost to Insure Per Year
$2,413

2021 Toyota Tundra

Cheapest Insurance Companies Average Annual Cost
American Family

$1,581

Progressive

$1,658

USAA

$1,747

Nationwide

$1,871

Erie

$1,886

GEICO

$2,019

State Farm

$2,068

Farmers

$2,860

Allstate

$3,059

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Average Cost to Insure Per Year
$2,102

2020 Toyota Tundra

Cheapest Insurance Companies Average Annual Cost
American Family

$1,544

Progressive

$1,608

USAA

$1,666

Erie

$1,818

GEICO

$1,934

State Farm

$1,982

Nationwide

$2,010

Farmers

$2,753

Allstate

$3,047

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Average Cost to Insure Per Year
$2,062

2019 Toyota Tundra

Cheapest Insurance Companies Average Annual Cost
American Family

$1,501

Progressive

$1,564

USAA

$1,588

Erie

$1,760

GEICO

$1,852

Nationwide

$1,905

State Farm

$1,925

Farmers

$2,664

Allstate

$3,049

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Average Cost to Insure Per Year
$1,999

2018 Toyota Tundra

Cheapest Insurance Companies Average Annual Cost
USAA

$1,512

Progressive

$1,519

American Family

$1,541

Erie

$1,698

GEICO

$1,771

Nationwide

$1,830

State Farm

$1,865

Farmers

$2,550

Allstate

$2,874

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Average Cost to Insure Per Year
$1,915

2017 Toyota Tundra

Cheapest Insurance Companies Average Annual Cost
American Family

$1,470

USAA

$1,479

Progressive

$1,497

Erie

$1,628

GEICO

$1,788

Nationwide

$1,910

State Farm

$1,923

Farmers

$2,457

Allstate

$2,704

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Average Cost to Insure Per Year
$1,894

2016 Toyota Tundra

Cheapest Insurance Companies Average Annual Cost
USAA

$1,415

American Family

$1,459

Progressive

$1,485

Erie

$1,591

GEICO

$1,692

Nationwide

$1,837

State Farm

$1,881

Farmers

$2,375

Allstate

$2,726

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Average Cost to Insure Per Year
$1,844

2015 Toyota Tundra

Cheapest Insurance Companies Average Annual Cost
USAA

$1,389

American Family

$1,408

Progressive

$1,489

Erie

$1,514

GEICO

$1,654

State Farm

$1,732

Nationwide

$1,903

Farmers

$2,276

Allstate

$2,368

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Average Cost to Insure Per Year
$1,764

2014 Toyota Tundra

Cheapest Insurance Companies Average Annual Cost
USAA

$1,305

American Family

$1,382

Erie

$1,444

Progressive

$1,455

GEICO

$1,591

State Farm

$1,687

Nationwide

$1,839

Farmers

$2,137

Allstate

$2,305

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Average Cost to Insure Per Year
$1,700

2013 Toyota Tundra

Cheapest Insurance Companies Average Annual Cost
USAA

$1,170

American Family

$1,216

Erie

$1,235

Progressive

$1,382

State Farm

$1,419

GEICO

$1,451

Nationwide

$1,633

Farmers

$1,892

Allstate

$2,063

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Average Cost to Insure Per Year
$1,524

2012 Toyota Tundra

Cheapest Insurance Companies Average Annual Cost
USAA

$1,118

American Family

$1,186

Erie

$1,188

Progressive

$1,232

State Farm

$1,367

GEICO

$1,408

Nationwide

$1,720

Farmers

$1,859

Allstate

$2,068

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Average Cost to Insure Per Year
$1,490

2011 Toyota Tundra

Cheapest Insurance Companies Average Annual Cost
USAA

$1,088

Erie

$1,133

American Family

$1,140

Progressive

$1,232

State Farm

$1,338

GEICO

$1,385

Nationwide

$1,625

Farmers

$1,786

Allstate

$2,101

Compare all 2011 Toyota Tundra insurance rates.
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Average Cost to Insure Per Year
$1,462