Toyota Mirai Insurance: by Model Year & Company
Toyota Mirai insurance costs an average of $1,326 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Toyota Mirai at $126/mo or $756 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Toyota Mirai:
- The Mirai costs more to insure than most sedans. Averaging $221/mo for the Mirai versus $203/mo for typical sedans.
- If you're considering a vehicle similar to the Mirai, like the Toyota 4Runner ($153/mo), Toyota Camry ($159/mo), or Toyota Camry Hybrid ($167/mo), your insurance costs will be more expensive.
- Progressive ($125/mo), USAA ($184/mo), Erie ($187/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2024 Toyota Mirai
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,511 |
| Nationwide |
$2,270 |
| USAA |
$2,308 |
| Erie |
$2,577 |
| American Family |
$2,649 |
| State Farm |
$2,744 |
| GEICO |
$3,230 |
| Farmers |
$4,167 |
| Allstate |
$6,584 |
Compare all 2024 Toyota Mirai insurance rates.
Average Cost to Insure Per Year
$3,1962023 Toyota Mirai
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,510 |
| Nationwide |
$2,323 |
| Erie |
$2,461 |
| USAA |
$2,537 |
| American Family |
$2,543 |
| State Farm |
$2,657 |
| GEICO |
$3,103 |
| Farmers |
$3,830 |
| Allstate |
$5,498 |
Compare all 2023 Toyota Mirai insurance rates.
Average Cost to Insure Per Year
$3,0142022 Toyota Mirai
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,491 |
| USAA |
$2,251 |
| Erie |
$2,382 |
| American Family |
$2,399 |
| Nationwide |
$2,529 |
| GEICO |
$2,578 |
| State Farm |
$2,729 |
| Farmers |
$3,615 |
| Allstate |
$4,778 |
Compare all 2022 Toyota Mirai insurance rates.
Average Cost to Insure Per Year
$2,7622021 Toyota Mirai
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,465 |
| Erie |
$2,297 |
| American Family |
$2,310 |
| USAA |
$2,399 |
| Nationwide |
$2,560 |
| State Farm |
$2,659 |
| GEICO |
$2,758 |
| Farmers |
$3,494 |
| Allstate |
$4,273 |
Compare all 2021 Toyota Mirai insurance rates.
Average Cost to Insure Per Year
$2,7342020 Toyota Mirai
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,419 |
| Erie |
$2,289 |
| American Family |
$2,298 |
| USAA |
$2,305 |
| State Farm |
$2,423 |
| Nationwide |
$2,616 |
| GEICO |
$2,618 |
| Farmers |
$3,223 |
| Allstate |
$4,448 |
Compare all 2020 Toyota Mirai insurance rates.
Average Cost to Insure Per Year
$2,6732019 Toyota Mirai
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,596 |
| USAA |
$2,151 |
| Erie |
$2,205 |
| American Family |
$2,223 |
| State Farm |
$2,394 |
| GEICO |
$2,437 |
| Nationwide |
$2,530 |
| Farmers |
$3,103 |
| Allstate |
$4,140 |
Compare all 2019 Toyota Mirai insurance rates.
Average Cost to Insure Per Year
$2,5632018 Toyota Mirai
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,599 |
| USAA |
$2,079 |
| Erie |
$2,117 |
| American Family |
$2,312 |
| GEICO |
$2,338 |
| Nationwide |
$2,424 |
| State Farm |
$2,540 |
| Farmers |
$2,981 |
| Allstate |
$4,301 |
Compare all 2018 Toyota Mirai insurance rates.
Average Cost to Insure Per Year
$2,5482017 Toyota Mirai
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,517 |
| USAA |
$1,935 |
| Erie |
$2,000 |
| American Family |
$2,239 |
| GEICO |
$2,246 |
| State Farm |
$2,293 |
| Nationwide |
$2,381 |
| Farmers |
$2,820 |
| Allstate |
$4,099 |
Compare all 2017 Toyota Mirai insurance rates.
Average Cost to Insure Per Year
$2,4202016 Toyota Mirai
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,434 |
| USAA |
$1,851 |
| Erie |
$1,907 |
| American Family |
$2,149 |
| GEICO |
$2,186 |
| Nationwide |
$2,280 |
| State Farm |
$2,333 |
| Farmers |
$2,747 |
| Allstate |
$3,833 |