Toyota Matrix Insurance: by Model Year & Company

Toyota Matrix insurance costs an average of $732 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Toyota Matrix at $90/mo or $541 for a 6-month full coverage policy.

Shopping around? Use our calculator to compare average insurance rates by vehicle.
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What to know about insuring a Toyota Matrix:

The Matrix costs less to insure than most hatchbacks. Averaging $122/mo for the Matrix versus $164/mo for typical hatchbacks.
If you're considering a vehicle similar to the Matrix, like the Toyota 4Runner ($153/mo), Toyota Camry ($159/mo), or Toyota Camry Hybrid ($167/mo), your insurance costs will be cheaper.
USAA ($87/mo), Progressive ($96/mo), American Family ($99/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

Compare Toyota Matrix insurance costs vs other vehicles

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2013 Toyota Matrix

Av. Cost Per Year$1,484

Av. Per Month$124

Cheapest Companies

USAA$85/m

Progressive$96/m

American Family$97/m

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How much does it cost to insure my Toyota Matrix?

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2013 Toyota Matrix

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,082
Progressive	$1,159
State Farm	$1,198
American Family	$1,204
Erie	$1,382
GEICO	$1,408
Nationwide	$1,657
Farmers	$1,931
Allstate	$2,246

Compare all 2013 Toyota Matrix insurance rates.

Average Cost to Insure Per Year

$1,484

2012 Toyota Matrix

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,041
Progressive	$1,132
State Farm	$1,160
American Family	$1,182
Erie	$1,336
GEICO	$1,368
Nationwide	$1,731
Farmers	$1,882
Allstate	$2,207

Compare all 2012 Toyota Matrix insurance rates.

Average Cost to Insure Per Year

$1,461

2011 Toyota Matrix

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,019
Progressive	$1,152
American Family	$1,163
State Farm	$1,248
Erie	$1,297
GEICO	$1,372
Nationwide	$1,699
Farmers	$1,837
Allstate	$2,438

Compare all 2011 Toyota Matrix insurance rates.

Average Cost to Insure Per Year

$1,495