Toyota 86 Insurance: by Model Year & Company

Toyota 86 insurance costs an average of $1,306 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Toyota 86 at $134/mo or $806 for a 6-month full coverage policy.

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86 Car Insurance

What to know about insuring a Toyota 86:

  1. The 86 costs less to insure than most coupes. Averaging $218/mo for the 86 versus $245/mo for typical coupes.
  2. If you're considering a vehicle similar to the 86, like the Toyota 4Runner ($153/mo), Toyota Camry ($159/mo), or Toyota Camry Hybrid ($167/mo), your insurance costs will be more expensive.
  3. USAA ($129/mo), Progressive ($136/mo), GEICO ($175/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2020 Toyota 86 Vehicle Image
2020 Toyota 86
Av. Cost Per Year$2,333
Av. Per Month$194

Cheapest Companies

USAA$133/m
Progressive$138/m
GEICO$164/m

How much does it cost to insure my Toyota 86?

Select your model year:

2020 Toyota 86

Cheapest Insurance Companies Average Annual Cost
USAA

$1,611

Progressive

$1,710

Erie

$1,769

American Family

$1,774

State Farm

$2,198

GEICO

$2,219

Nationwide

$2,682

Farmers

$3,241

Allstate

$3,432

Compare all 2020 Toyota 86 insurance rates.
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Average Cost to Insure Per Year
$2,333

2019 Toyota 86

Cheapest Insurance Companies Average Annual Cost
American Family

$1,329

Erie

$1,413

USAA

$1,533

Progressive

$1,651

GEICO

$2,140

State Farm

$2,171

Allstate

$2,301

Farmers

$2,458

Nationwide

$2,722

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Average Cost to Insure Per Year
$2,068

2018 Toyota 86

Cheapest Insurance Companies Average Annual Cost
USAA

$1,469

Progressive

$1,540

GEICO

$2,047

State Farm

$2,086

Nationwide

$2,508

American Family

$3,475

Erie

$4,369

Farmers

$6,266

Allstate

$8,129

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Average Cost to Insure Per Year
$3,185

2017 Toyota 86

Cheapest Insurance Companies Average Annual Cost
USAA

$1,598

Progressive

$1,650

GEICO

$1,970

State Farm

$2,026

American Family

$2,317

Nationwide

$2,623

Erie

$2,937

Allstate

$4,272

Farmers

$4,386

Compare all 2017 Toyota 86 insurance rates.
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Average Cost to Insure Per Year
$2,473