Toyota Tacoma Insurance: by Model Year & Company

Toyota Tacoma insurance costs an average of $838 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Toyota Tacoma at $122/mo or $732 for a 6-month full coverage policy.

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Tacoma Car Insurance

What to know about insuring a Toyota Tacoma:

  1. The Tacoma costs less to insure than most trucks. Averaging $140/mo for the Tacoma versus $185/mo for typical trucks.
  2. If you're considering a vehicle similar to the Tacoma, like the Toyota 4Runner ($153/mo), Toyota Camry ($159/mo), or Toyota Camry Hybrid ($167/mo), your insurance costs will be cheaper.
  3. USAA ($110/mo), American Family ($111/mo), Progressive ($111/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Toyota Tacoma Vehicle Image
2025 Toyota Tacoma
Av. Cost Per Year$2,036
Av. Per Month$170

Cheapest Companies

USAA$82/m
American Family$90/m
Erie$92/m

How much does it cost to insure my Toyota Tacoma?

Select your model year:

2025 Toyota Tacoma

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,464

Erie

$1,584

GEICO

$1,643

American Family

$1,661

Nationwide

$1,681

USAA

$1,721

State Farm

$2,067

Farmers

$3,136

Allstate

$3,473

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Average Cost to Insure Per Year
$2,036

2024 Toyota Tacoma

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,465

American Family

$1,661

USAA

$1,738

Nationwide

$1,946

GEICO

$1,971

Erie

$1,994

State Farm

$2,115

Farmers

$3,070

Allstate

$3,328

Compare all 2024 Toyota Tacoma insurance rates.
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Average Cost to Insure Per Year
$2,134

2023 Toyota Tacoma

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,454

USAA

$1,526

American Family

$1,534

Erie

$1,821

State Farm

$1,885

GEICO

$1,888

Nationwide

$1,997

Farmers

$2,600

Allstate

$2,853

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Average Cost to Insure Per Year
$1,962

2022 Toyota Tacoma

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,433

American Family

$1,491

USAA

$1,508

Erie

$1,754

State Farm

$1,823

GEICO

$1,828

Nationwide

$1,959

Farmers

$2,486

Allstate

$2,806

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Average Cost to Insure Per Year
$1,915

2021 Toyota Tacoma

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,399

American Family

$1,445

USAA

$1,456

Erie

$1,706

GEICO

$1,746

State Farm

$1,831

Nationwide

$1,985

Farmers

$2,387

Allstate

$2,701

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Average Cost to Insure Per Year
$1,865

2020 Toyota Tacoma

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,363

USAA

$1,399

American Family

$1,406

Erie

$1,661

GEICO

$1,677

State Farm

$1,762

Nationwide

$1,930

Farmers

$2,293

Allstate

$2,590

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Average Cost to Insure Per Year
$1,798

2019 Toyota Tacoma

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,329

USAA

$1,335

American Family

$1,368

Erie

$1,600

GEICO

$1,613

State Farm

$1,737

Nationwide

$1,872

Farmers

$2,210

Allstate

$2,409

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Average Cost to Insure Per Year
$1,726

2018 Toyota Tacoma

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,327

American Family

$1,349

USAA

$1,385

GEICO

$1,553

Erie

$1,566

State Farm

$1,691

Nationwide

$1,798

Farmers

$2,138

Allstate

$2,157

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Average Cost to Insure Per Year
$1,662

2017 Toyota Tacoma

Cheapest Insurance Companies Average Annual Cost
USAA

$1,286

American Family

$1,291

Progressive

$1,324

Erie

$1,471

GEICO

$1,541

State Farm

$1,716

Nationwide

$1,992

Farmers

$2,031

Allstate

$2,139

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Average Cost to Insure Per Year
$1,660

2016 Toyota Tacoma

Cheapest Insurance Companies Average Annual Cost
USAA

$1,227

American Family

$1,232

Progressive

$1,350

Erie

$1,413

GEICO

$1,482

State Farm

$1,558

Nationwide

$1,908

Farmers

$1,964

Allstate

$2,104

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Average Cost to Insure Per Year
$1,602

2015 Toyota Tacoma

Cheapest Insurance Companies Average Annual Cost
USAA

$1,115

American Family

$1,133

Progressive

$1,281

Erie

$1,284

State Farm

$1,369

GEICO

$1,434

Nationwide

$1,682

Allstate

$1,838

Farmers

$1,902

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Average Cost to Insure Per Year
$1,468

2014 Toyota Tacoma

Cheapest Insurance Companies Average Annual Cost
USAA

$1,078

American Family

$1,110

Erie

$1,228

Progressive

$1,281

State Farm

$1,327

GEICO

$1,395

Nationwide

$1,529

Allstate

$1,808

Farmers

$1,820

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Average Cost to Insure Per Year
$1,418

2013 Toyota Tacoma

Cheapest Insurance Companies Average Annual Cost
USAA

$1,039

American Family

$1,099

Erie

$1,216

Progressive

$1,229

State Farm

$1,251

GEICO

$1,353

Nationwide

$1,472

Farmers

$1,763

Allstate

$1,857

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Average Cost to Insure Per Year
$1,383

2012 Toyota Tacoma

Cheapest Insurance Companies Average Annual Cost
USAA

$1,007

American Family

$1,089

Erie

$1,154

Progressive

$1,161

State Farm

$1,255

GEICO

$1,328

Nationwide

$1,551

Farmers

$1,708

Allstate

$1,813

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Average Cost to Insure Per Year
$1,363

2011 Toyota Tacoma

Cheapest Insurance Companies Average Annual Cost
USAA

$986

American Family

$1,076

Erie

$1,101

Progressive

$1,168

State Farm

$1,203

GEICO

$1,293

Nationwide

$1,458

Farmers

$1,655

Allstate

$1,876

Compare all 2011 Toyota Tacoma insurance rates.
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Average Cost to Insure Per Year
$1,339