Toyota bZ4X Insurance: by Model Year & Company

Toyota bZ4X insurance costs an average of $1,272 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Toyota bZ4X at $125/mo or $750 for a 6-month full coverage policy.

  • Shopping around? Use our calculator to compare average insurance rates by vehicle.
  • Know your vehicle? Get a personalized quote by entering your zip code.
bZ4X Car Insurance

What to know about insuring a Toyota bZ4X:

  1. The bZ4X costs more to insure than most SUVs. Averaging $212/mo for the bZ4X versus $184/mo for typical SUVs.
  2. If you're considering a vehicle similar to the bZ4X, like the Toyota 4Runner ($153/mo), Toyota Camry ($159/mo), or Toyota Camry Hybrid ($167/mo), your insurance costs will be more expensive.
  3. Progressive ($137/mo), American Family ($166/mo), Nationwide ($172/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

Compare Toyota bZ4X insurance costs vs other vehicles

Thinking about something different? Add vehicles to compare average rates instantly.

2025 Toyota bZ4X Vehicle Image
2025 Toyota bZ4X
Av. Cost Per Year$2,727
Av. Per Month$227

Cheapest Companies

GEICO$153/m
Progressive$162/m
American Family$162/m

How much does it cost to insure my Toyota bZ4X?

2025 Toyota bZ4X

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,499

American Family

$1,964

Nationwide

$2,018

USAA

$2,122

Erie

$2,366

State Farm

$2,553

GEICO

$3,339

Farmers

$3,893

Allstate

$3,972

Compare all 2025 Toyota bZ4X insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$2,727

2024 Toyota bZ4X

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,496

American Family

$2,050

Nationwide

$2,073

USAA

$2,116

Erie

$2,343

State Farm

$2,495

GEICO

$3,221

Allstate

$3,731

Farmers

$3,764

Compare all 2024 Toyota bZ4X insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$2,659

2023 Toyota bZ4X

Cheapest Insurance Companies Average Annual Cost
GEICO

$1,838

Progressive

$1,947

American Family

$1,948

USAA

$2,066

Nationwide

$2,092

State Farm

$2,223

Erie

$2,321

Allstate

$3,589

Farmers

$3,613

Compare all 2023 Toyota bZ4X insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$2,330