Toyota Prius Insurance: by Model Year & Company

Toyota Prius insurance costs an average of $988 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest Toyota Prius at $150/mo or $898 for a 6-month full coverage policy.

  • Shopping around? Use our calculator to compare average insurance rates by vehicle.
  • Know your vehicle? Get a personalized quote by entering your zip code.
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Prius Car Insurance

What to know about insuring a Toyota Prius:

  1. The Prius costs less to insure than most hatchbacks. Averaging $165/mo for the Prius versus $164/mo for typical hatchbacks.
  2. If you're considering a vehicle similar to the Prius, like the Toyota Prius v ($139/mo), Toyota Prius c ($143/mo), or Toyota Prius Prime ($185/mo), your insurance costs will be about the same.
  3. American Family ($122/mo), USAA ($126/mo), Progressive ($132/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Toyota Prius Vehicle Image
2025 Toyota Prius
Av. Cost Per Year$2,600
Av. Per Month$217

Cheapest Companies

USAA$89/m
American Family$100/m
Progressive$108/m

How much does it cost to insure my Toyota Prius?

Select your model year:

2025 Toyota Prius

Cheapest Insurance Companies Average Annual Cost
American Family

$1,795

Progressive

$1,936

USAA

$1,964

Nationwide

$2,060

Erie

$2,064

State Farm

$2,167

GEICO

$2,661

Farmers

$3,832

Allstate

$4,301

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Average Cost to Insure Per Year
$2,600

2024 Toyota Prius

Cheapest Insurance Companies Average Annual Cost
American Family

$1,732

Progressive

$1,925

USAA

$1,952

Erie

$1,991

State Farm

$2,098

Nationwide

$2,104

GEICO

$2,566

Farmers

$3,651

Allstate

$4,173

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Average Cost to Insure Per Year
$2,540

2023 Toyota Prius

Cheapest Insurance Companies Average Annual Cost
American Family

$1,670

USAA

$1,804

Progressive

$1,892

Erie

$1,907

State Farm

$2,018

Nationwide

$2,123

GEICO

$2,467

Farmers

$3,468

Allstate

$3,894

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Average Cost to Insure Per Year
$2,431

2022 Toyota Prius

Cheapest Insurance Companies Average Annual Cost
American Family

$1,660

USAA

$1,785

Progressive

$1,825

Erie

$1,963

GEICO

$2,026

State Farm

$2,057

Nationwide

$2,316

Farmers

$3,120

Allstate

$3,471

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Average Cost to Insure Per Year
$2,267

2021 Toyota Prius

Cheapest Insurance Companies Average Annual Cost
American Family

$1,584

USAA

$1,712

Progressive

$1,768

Erie

$1,894

GEICO

$1,961

State Farm

$2,112

Nationwide

$2,316

Farmers

$2,979

Allstate

$3,315

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Average Cost to Insure Per Year
$2,205

2020 Toyota Prius

Cheapest Insurance Companies Average Annual Cost
American Family

$1,498

USAA

$1,631

Progressive

$1,703

Erie

$1,779

State Farm

$1,919

GEICO

$1,991

Nationwide

$2,217

Farmers

$2,855

Allstate

$3,259

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Average Cost to Insure Per Year
$2,138

2019 Toyota Prius

Cheapest Insurance Companies Average Annual Cost
American Family

$1,531

USAA

$1,556

Progressive

$1,645

Erie

$1,742

State Farm

$1,858

GEICO

$1,909

Nationwide

$2,231

Farmers

$2,751

Allstate

$3,061

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Average Cost to Insure Per Year
$2,061

2018 Toyota Prius

Cheapest Insurance Companies Average Annual Cost
American Family

$1,460

Progressive

$1,503

USAA

$1,503

State Farm

$1,750

Erie

$1,768

GEICO

$1,836

Nationwide

$2,159

Farmers

$2,636

Allstate

$2,853

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Average Cost to Insure Per Year
$1,959

2017 Toyota Prius

Cheapest Insurance Companies Average Annual Cost
American Family

$1,352

USAA

$1,466

Progressive

$1,469

Erie

$1,649

State Farm

$1,725

GEICO

$1,790

Nationwide

$2,044

Allstate

$2,565

Farmers

$2,579

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Average Cost to Insure Per Year
$1,870

2016 Toyota Prius

Cheapest Insurance Companies Average Annual Cost
American Family

$1,352

USAA

$1,405

Progressive

$1,478

Erie

$1,605

State Farm

$1,693

GEICO

$1,759

Nationwide

$2,089

Allstate

$2,435

Farmers

$2,490

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Average Cost to Insure Per Year
$1,833

2015 Toyota Prius

Cheapest Insurance Companies Average Annual Cost
USAA

$1,290

American Family

$1,307

Progressive

$1,381

State Farm

$1,497

Erie

$1,556

GEICO

$1,733

Nationwide

$1,896

Farmers

$2,363

Allstate

$2,382

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Average Cost to Insure Per Year
$1,734

2014 Toyota Prius

Cheapest Insurance Companies Average Annual Cost
USAA

$1,245

American Family

$1,317

Progressive

$1,330

Erie

$1,479

State Farm

$1,497

GEICO

$1,734

Nationwide

$1,847

Farmers

$2,296

Allstate

$2,356

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Average Cost to Insure Per Year
$1,705

2013 Toyota Prius

Cheapest Insurance Companies Average Annual Cost
USAA

$1,206

American Family

$1,286

Progressive

$1,321

Erie

$1,413

State Farm

$1,440

GEICO

$1,673

Nationwide

$1,726

Farmers

$2,222

Allstate

$2,429

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Average Cost to Insure Per Year
$1,666

2012 Toyota Prius

Cheapest Insurance Companies Average Annual Cost
USAA

$1,142

Progressive

$1,248

American Family

$1,252

Erie

$1,336

State Farm

$1,359

GEICO

$1,608

Nationwide

$1,676

Farmers

$2,134

Allstate

$2,403

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Average Cost to Insure Per Year
$1,605

2011 Toyota Prius

Cheapest Insurance Companies Average Annual Cost
USAA

$1,073

American Family

$1,199

Progressive

$1,293

Erie

$1,303

State Farm

$1,372

GEICO

$1,559

Nationwide

$1,634

Farmers

$2,079

Allstate

$2,284

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Average Cost to Insure Per Year
$1,563