Toyota RAV4 Insurance: by Model Year & Company
Toyota RAV4 insurance costs an average of $860 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Toyota RAV4 at $126/mo or $759 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Toyota RAV4:
- The RAV4 costs less to insure than most SUVs. Averaging $143/mo for the RAV4 versus $184/mo for typical SUVs.
- If you're considering a vehicle similar to the RAV4, like the Toyota RAV4 Hybrid ($164/mo), Toyota RAV4 Prime ($196/mo), or Toyota 4Runner ($153/mo), your insurance costs will be cheaper.
- Progressive ($111/mo), American Family ($112/mo), USAA ($113/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Toyota RAV4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,517 |
| American Family |
$1,624 |
| USAA |
$1,663 |
| Nationwide |
$1,792 |
| State Farm |
$1,804 |
| Erie |
$1,993 |
| GEICO |
$2,007 |
| Allstate |
$3,010 |
| Farmers |
$3,385 |
Compare all 2025 Toyota RAV4 insurance rates.
Average Cost to Insure Per Year
$2,0582024 Toyota RAV4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,514 |
| American Family |
$1,576 |
| USAA |
$1,655 |
| State Farm |
$1,752 |
| Nationwide |
$1,829 |
| Erie |
$1,936 |
| GEICO |
$1,937 |
| Allstate |
$2,843 |
| Farmers |
$3,214 |
Compare all 2024 Toyota RAV4 insurance rates.
Average Cost to Insure Per Year
$2,0032023 Toyota RAV4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,487 |
| Progressive |
$1,495 |
| USAA |
$1,637 |
| State Farm |
$1,724 |
| Nationwide |
$1,864 |
| Erie |
$1,880 |
| GEICO |
$1,885 |
| Allstate |
$2,786 |
| Farmers |
$3,076 |
Compare all 2023 Toyota RAV4 insurance rates.
Average Cost to Insure Per Year
$1,9672022 Toyota RAV4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,472 |
| American Family |
$1,487 |
| State Farm |
$1,587 |
| USAA |
$1,615 |
| Nationwide |
$1,781 |
| GEICO |
$1,801 |
| Erie |
$1,821 |
| Allstate |
$2,696 |
| Farmers |
$2,902 |
Compare all 2022 Toyota RAV4 insurance rates.
Average Cost to Insure Per Year
$1,8912021 Toyota RAV4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,372 |
| American Family |
$1,460 |
| USAA |
$1,562 |
| State Farm |
$1,629 |
| Erie |
$1,817 |
| Nationwide |
$1,886 |
| GEICO |
$1,911 |
| Allstate |
$2,663 |
| Farmers |
$2,821 |
Compare all 2021 Toyota RAV4 insurance rates.
Average Cost to Insure Per Year
$1,9042020 Toyota RAV4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,331 |
| American Family |
$1,403 |
| USAA |
$1,480 |
| State Farm |
$1,551 |
| GEICO |
$1,675 |
| Erie |
$1,729 |
| Nationwide |
$1,872 |
| Allstate |
$2,532 |
| Farmers |
$2,654 |
Compare all 2020 Toyota RAV4 insurance rates.
Average Cost to Insure Per Year
$1,7892019 Toyota RAV4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,311 |
| American Family |
$1,373 |
| USAA |
$1,421 |
| State Farm |
$1,501 |
| GEICO |
$1,617 |
| Erie |
$1,675 |
| Nationwide |
$1,826 |
| Allstate |
$2,394 |
| Farmers |
$2,567 |
Compare all 2019 Toyota RAV4 insurance rates.
Average Cost to Insure Per Year
$1,7262018 Toyota RAV4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,312 |
| USAA |
$1,317 |
| American Family |
$1,329 |
| GEICO |
$1,521 |
| State Farm |
$1,531 |
| Erie |
$1,569 |
| Nationwide |
$1,884 |
| Allstate |
$2,323 |
| Farmers |
$2,441 |
Compare all 2018 Toyota RAV4 insurance rates.
Average Cost to Insure Per Year
$1,6782017 Toyota RAV4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,273 |
| American Family |
$1,303 |
| USAA |
$1,308 |
| State Farm |
$1,463 |
| GEICO |
$1,478 |
| Erie |
$1,531 |
| Nationwide |
$1,854 |
| Allstate |
$2,204 |
| Farmers |
$2,319 |
Compare all 2017 Toyota RAV4 insurance rates.
Average Cost to Insure Per Year
$1,6252016 Toyota RAV4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,259 |
| Progressive |
$1,273 |
| American Family |
$1,275 |
| State Farm |
$1,453 |
| Erie |
$1,481 |
| GEICO |
$1,523 |
| Nationwide |
$1,876 |
| Allstate |
$2,133 |
| Farmers |
$2,241 |
Compare all 2016 Toyota RAV4 insurance rates.
Average Cost to Insure Per Year
$1,6132015 Toyota RAV4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,166 |
| American Family |
$1,233 |
| Progressive |
$1,255 |
| State Farm |
$1,427 |
| Erie |
$1,436 |
| GEICO |
$1,458 |
| Nationwide |
$1,767 |
| Allstate |
$2,016 |
| Farmers |
$2,175 |
Compare all 2015 Toyota RAV4 insurance rates.
Average Cost to Insure Per Year
$1,5432014 Toyota RAV4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,124 |
| American Family |
$1,220 |
| Progressive |
$1,255 |
| Erie |
$1,376 |
| State Farm |
$1,396 |
| GEICO |
$1,420 |
| Nationwide |
$1,786 |
| Allstate |
$1,934 |
| Farmers |
$2,085 |
Compare all 2014 Toyota RAV4 insurance rates.
Average Cost to Insure Per Year
$1,5082013 Toyota RAV4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,098 |
| American Family |
$1,191 |
| Progressive |
$1,213 |
| Erie |
$1,324 |
| State Farm |
$1,371 |
| GEICO |
$1,380 |
| Nationwide |
$1,644 |
| Allstate |
$1,992 |
| Farmers |
$2,008 |
Compare all 2013 Toyota RAV4 insurance rates.
Average Cost to Insure Per Year
$1,4702012 Toyota RAV4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,049 |
| American Family |
$1,163 |
| Progressive |
$1,215 |
| Erie |
$1,321 |
| State Farm |
$1,332 |
| GEICO |
$1,379 |
| Nationwide |
$1,727 |
| Allstate |
$1,981 |
| Farmers |
$1,997 |
Compare all 2012 Toyota RAV4 insurance rates.
Average Cost to Insure Per Year
$1,4672011 Toyota RAV4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$986 |
| American Family |
$1,110 |
| Progressive |
$1,228 |
| Erie |
$1,235 |
| State Farm |
$1,280 |
| GEICO |
$1,338 |
| Nationwide |
$1,702 |
| Farmers |
$1,934 |
| Allstate |
$1,950 |