Toyota FJ Cruiser Insurance: by Model Year & Company
Toyota FJ Cruiser insurance costs an average of $740 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Toyota FJ Cruiser at $97/mo or $582 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Toyota FJ Cruiser:
- The FJ Cruiser costs less to insure than most SUVs. Averaging $123/mo for the FJ Cruiser versus $184/mo for typical SUVs.
- If you're considering a vehicle similar to the FJ Cruiser, like the Toyota Land Cruiser ($216/mo), Toyota 4Runner ($153/mo), or Toyota Camry ($159/mo), your insurance costs will be cheaper.
- USAA ($91/mo), American Family ($100/mo), Erie ($103/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2014 Toyota FJ Cruiser
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,164 |
| American Family |
$1,220 |
| Erie |
$1,291 |
| Progressive |
$1,321 |
| State Farm |
$1,382 |
| GEICO |
$1,555 |
| Nationwide |
$1,816 |
| Allstate |
$1,911 |
| Farmers |
$2,175 |
Compare all 2014 Toyota FJ Cruiser insurance rates.
Average Cost to Insure Per Year
$1,5562013 Toyota FJ Cruiser
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,110 |
| American Family |
$1,219 |
| Progressive |
$1,220 |
| Erie |
$1,276 |
| State Farm |
$1,335 |
| GEICO |
$1,504 |
| Nationwide |
$1,706 |
| Allstate |
$2,000 |
| Farmers |
$2,084 |
Compare all 2013 Toyota FJ Cruiser insurance rates.
Average Cost to Insure Per Year
$1,5112012 Toyota FJ Cruiser
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,055 |
| American Family |
$1,187 |
| Progressive |
$1,193 |
| Erie |
$1,224 |
| State Farm |
$1,323 |
| GEICO |
$1,454 |
| Nationwide |
$1,628 |
| Allstate |
$1,907 |
| Farmers |
$2,025 |
Compare all 2012 Toyota FJ Cruiser insurance rates.
Average Cost to Insure Per Year
$1,4572011 Toyota FJ Cruiser
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,029 |
| Erie |
$1,165 |
| American Family |
$1,182 |
| Progressive |
$1,274 |
| State Farm |
$1,360 |
| GEICO |
$1,413 |
| Nationwide |
$1,687 |
| Allstate |
$1,871 |
| Farmers |
$1,970 |