Toyota 4Runner Insurance: by Model Year & Company
Toyota 4Runner insurance costs an average of $916 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Toyota 4Runner at $110/mo or $661 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Toyota 4Runner:
- The 4Runner costs less to insure than most SUVs. Averaging $153/mo for the 4Runner versus $184/mo for typical SUVs.
- If you're considering a vehicle similar to the 4Runner, like the Toyota Camry ($159/mo), Toyota Camry Hybrid ($167/mo), or Toyota Corolla Hybrid ($192/mo), your insurance costs will be cheaper.
- Progressive ($113/mo), American Family ($117/mo), USAA ($121/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Toyota 4Runner
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,321 |
| American Family |
$1,723 |
| Nationwide |
$1,819 |
| USAA |
$1,853 |
| State Farm |
$2,225 |
| Erie |
$2,264 |
| GEICO |
$2,304 |
| Farmers |
$3,442 |
| Allstate |
$3,518 |
Compare all 2025 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$2,2622024 Toyota 4Runner
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,567 |
| American Family |
$1,623 |
| USAA |
$1,740 |
| Nationwide |
$1,882 |
| Erie |
$2,049 |
| State Farm |
$2,116 |
| GEICO |
$2,135 |
| Allstate |
$3,171 |
| Farmers |
$3,579 |
Compare all 2024 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$2,1862023 Toyota 4Runner
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,550 |
| American Family |
$1,574 |
| USAA |
$1,720 |
| Nationwide |
$1,864 |
| State Farm |
$1,949 |
| Erie |
$1,980 |
| GEICO |
$2,087 |
| Allstate |
$3,164 |
| Farmers |
$3,505 |
Compare all 2023 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$2,1412022 Toyota 4Runner
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,524 |
| American Family |
$1,528 |
| USAA |
$1,702 |
| Nationwide |
$1,722 |
| State Farm |
$1,900 |
| Erie |
$1,961 |
| GEICO |
$1,994 |
| Allstate |
$3,165 |
| Farmers |
$3,243 |
Compare all 2022 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$2,0732021 Toyota 4Runner
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,477 |
| Progressive |
$1,484 |
| USAA |
$1,730 |
| Nationwide |
$1,812 |
| State Farm |
$1,854 |
| Erie |
$1,919 |
| GEICO |
$2,015 |
| Allstate |
$2,976 |
| Farmers |
$3,144 |
Compare all 2021 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$2,0482020 Toyota 4Runner
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,374 |
| American Family |
$1,423 |
| USAA |
$1,553 |
| GEICO |
$1,658 |
| Erie |
$1,669 |
| State Farm |
$1,703 |
| Nationwide |
$1,792 |
| Allstate |
$2,809 |
| Farmers |
$2,969 |
Compare all 2020 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,8642019 Toyota 4Runner
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,337 |
| American Family |
$1,399 |
| USAA |
$1,488 |
| Erie |
$1,618 |
| GEICO |
$1,671 |
| State Farm |
$1,677 |
| Nationwide |
$1,787 |
| Allstate |
$2,758 |
| Farmers |
$2,788 |
Compare all 2019 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,8292018 Toyota 4Runner
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,306 |
| American Family |
$1,387 |
| USAA |
$1,397 |
| Erie |
$1,569 |
| GEICO |
$1,621 |
| State Farm |
$1,631 |
| Nationwide |
$1,768 |
| Allstate |
$2,642 |
| Farmers |
$2,681 |
Compare all 2018 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,7692017 Toyota 4Runner
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,334 |
| American Family |
$1,373 |
| USAA |
$1,388 |
| Erie |
$1,517 |
| GEICO |
$1,559 |
| State Farm |
$1,583 |
| Nationwide |
$1,792 |
| Farmers |
$2,541 |
| Allstate |
$2,752 |
Compare all 2017 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,7612016 Toyota 4Runner
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,288 |
| American Family |
$1,328 |
| USAA |
$1,330 |
| Erie |
$1,448 |
| GEICO |
$1,512 |
| State Farm |
$1,539 |
| Nationwide |
$1,753 |
| Farmers |
$2,444 |
| Allstate |
$2,578 |
Compare all 2016 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,6922015 Toyota 4Runner
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,263 |
| American Family |
$1,284 |
| Progressive |
$1,291 |
| Erie |
$1,433 |
| GEICO |
$1,462 |
| Nationwide |
$1,611 |
| State Farm |
$1,614 |
| Farmers |
$2,364 |
| Allstate |
$2,410 |
Compare all 2015 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,6302014 Toyota 4Runner
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,259 |
| Progressive |
$1,281 |
| American Family |
$1,282 |
| Erie |
$1,380 |
| GEICO |
$1,457 |
| State Farm |
$1,612 |
| Nationwide |
$1,655 |
| Farmers |
$2,262 |
| Allstate |
$2,404 |
Compare all 2014 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,6252013 Toyota 4Runner
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,140 |
| American Family |
$1,204 |
| Progressive |
$1,222 |
| Erie |
$1,303 |
| GEICO |
$1,425 |
| State Farm |
$1,538 |
| Nationwide |
$1,678 |
| Allstate |
$2,130 |
| Farmers |
$2,153 |
Compare all 2013 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,5382012 Toyota 4Runner
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,146 |
| American Family |
$1,193 |
| Progressive |
$1,222 |
| Erie |
$1,249 |
| GEICO |
$1,434 |
| State Farm |
$1,485 |
| Nationwide |
$1,573 |
| Farmers |
$2,110 |
| Allstate |
$2,368 |
Compare all 2012 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,5512011 Toyota 4Runner
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,049 |
| Progressive |
$1,179 |
| Erie |
$1,190 |
| American Family |
$1,196 |
| GEICO |
$1,341 |
| State Farm |
$1,446 |
| Nationwide |
$1,533 |
| Farmers |
$2,012 |
| Allstate |
$2,034 |