Toyota 4Runner Insurance Cost
- Toyota 4Runner insurance costs range from $11 to $90 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
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Toyota 4Runner Insurance cost
- Average car insurance cost: $132 per month
- Cheapest insurance company: Allied ($59 per month)
- 29% of drivers insure their 4Runner with state liability coverage only
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Toyota 4Runner with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
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2020 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
$712
$982
Vermont Mutual
$1,070
$1,298
Tennessee Farmers
$1,314
$1,345
$1,356
Country
$1,360
Arbella
$1,377
$1,410
$1,438
$1,447
Compare all 2020 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,585List Price
$36,120Trims Available
SR5, SR5 Premium, TRD Off-Road, TRD Off-Road Premium, Venture Edition, Limited, Nightshade Edition, TRD Pro
2019 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
$1,018
Nationwide
$1,085
Auto Owners
$1,134
Erie
$1,173
USAA
$1,214
Country
$1,270
Arbella
$1,302
GEICO
$1,346
Acuity
$1,384
Mercury
$1,388
Plymouth Rock Insurance
$1,389
Southern Farm Bureau
$1,460
Compare all 2019 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,689List Price
$35,310Trims Available
SR5, SR5 Premium, TRD Off-Road, TRD Off-Road Premium, Limited, Limited Nightshade, TRD Pro
2018 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
Erie
$933
Tennessee Farmers
$961
Vermont Mutual
$994
Allied
$1,011
Plymouth Rock Insurance
$1,063
USAA
$1,075
Acuity
$1,103
Arbella
$1,157
Nationwide
$1,173
Country
$1,177
$1,265
Mercury
$1,278
Compare all 2018 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,523List Price
$34,810Trims Available
SR5, SR5 Premium, TRD Off-Road, TRD Off-Road Premium, TRD Pro, Limited
2017 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
GEICO
$595
Erie
$704
$830
$847
USAA
$885
State Farm
$889
Nationwide
$946
Tennessee Farmers
$951
Vermont Mutual
$975
Allied
$996
Plymouth Rock Insurance
$1,043
Acuity
$1,094
Compare all 2017 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,036List Price
$34,210Trims Available
SR5, SR5 Premium, TRD Off-Road, TRD Off-Road Premium, TRD Pro, Limited
2016 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
Allied
$715
Texas Farm Bureau
$789
Vermont Mutual
$895
Nationwide
$996
Erie
$1,080
Quincy Mutual
$1,131
Arbella
$1,194
GEICO
$1,194
Country
$1,213
Tennessee Farmers
$1,263
Amica
$1,271
USAA
$1,272
Compare all 2016 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,221List Price
$34,010Trims Available
SR5, SR5 Premium, Trail, Trail Premium, TRD Pro, Limited
2015 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
GEICO
$548
Erie
$683
Texas Farm Bureau
$793
USAA
$805
Progressive
$825
State Farm
$826
Vermont Mutual
$881
Tennessee Farmers
$902
Nationwide
$947
Allied
$999
Plymouth Rock Insurance
$1,007
Acuity
$1,024
Compare all 2015 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$966List Price
$33,210Trims Available
SR5, SR5 Premium, Trail, Trail Premium, TRD Pro, Limited
2014 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
GEICO
$535
Erie
$687
Texas Farm Bureau
$754
USAA
$799
Vermont Mutual
$818
Progressive
$843
Tennessee Farmers
$873
State Farm
$903
Acuity
$970
Plymouth Rock Insurance
$983
Nationwide
$996
Country
$1,027
Compare all 2014 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$951List Price
$32,820Trims Available
SR5, Trail, SR5 Premium, Trail Premium, Limited
2013 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
GEICO
$538
Erie
$683
Texas Farm Bureau
$732
Vermont Mutual
$780
USAA
$813
Tennessee Farmers
$851
Progressive
$857
State Farm
$920
Acuity
$920
Plymouth Rock Insurance
$963
Arbella
$981
Nationwide
$988
Compare all 2013 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$941List Price
$31,490Trims Available
SR5, Trail, Limited
2012 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
GEICO
$628
Erie
$697
Texas Farm Bureau
$722
Vermont Mutual
$752
USAA
$814
Tennessee Farmers
$846
Acuity
$893
Progressive
$901
State Farm
$942
Plymouth Rock Insurance
$949
Country
$992
Nationwide
$994
Compare all 2012 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$951List Price
$31,090Trims Available
SR5, Trail, Limited
2011 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$693
Vermont Mutual
$700
Erie
$728
GEICO
$730
Tennessee Farmers
$818
USAA
$828
Arbella
$843
Plymouth Rock Insurance
$926
Country
$942
Allied
$997
Quincy Mutual
$1,002
Amica
$1,015
Compare all 2011 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$965List Price
$30,305Trims Available
SR5, Trail, Limited