Toyota 4Runner Insurance Cost
- Toyota 4Runner insurance costs range from $11 to $90 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below.
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Toyota 4Runner Insurance cost
- Average car insurance cost: $132 per month
- Cheapest insurance company: Allied ($59 per month)
- 29% of drivers insure their 4Runner with state liability coverage only
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Toyota 4Runner with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
Compare Toyota 4Runner insurance costs vs other vehicles
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Cheapest Companies
2025 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
$1,321
$1,723
$1,819
$1,853
$2,225
$2,264
$2,304
$3,442
$3,518
Compare all 2025 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$2,2622024 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
$1,567
$1,623
$1,740
$1,882
$2,049
$2,116
$2,135
$3,171
$3,579
Compare all 2024 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$2,1862023 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
$1,550
$1,574
$1,720
$1,864
$1,949
$1,980
$2,087
$3,164
$3,505
Compare all 2023 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$2,1412022 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
$1,524
$1,528
$1,702
$1,722
$1,900
$1,961
$1,994
$3,165
$3,243
Compare all 2022 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$2,0732021 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
$1,477
$1,484
$1,730
$1,812
$1,854
$1,919
$2,015
$2,976
$3,144
Compare all 2021 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$2,0482020 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
$1,374
$1,423
$1,553
$1,658
$1,669
$1,703
$1,792
$2,809
$2,969
Compare all 2020 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,8642019 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
$1,337
$1,399
$1,488
$1,618
$1,671
$1,677
$1,787
$2,758
$2,788
Compare all 2019 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,8292018 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
$1,306
$1,387
$1,397
$1,569
$1,621
$1,631
$1,768
$2,642
$2,681
Compare all 2018 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,7692017 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
$1,334
$1,373
$1,388
$1,517
$1,559
$1,583
$1,792
$2,541
$2,752
Compare all 2017 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,7612016 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
$1,288
$1,328
$1,330
$1,448
$1,512
$1,539
$1,753
$2,444
$2,578
Compare all 2016 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,6922015 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
$1,263
$1,284
$1,291
$1,433
$1,462
$1,611
$1,614
$2,364
$2,410
Compare all 2015 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,6302014 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
$1,259
$1,281
$1,282
$1,380
$1,457
$1,612
$1,655
$2,262
$2,404
Compare all 2014 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,6252013 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
$1,140
$1,204
$1,222
$1,303
$1,425
$1,538
$1,678
$2,130
$2,153
Compare all 2013 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,5382012 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
$1,146
$1,193
$1,222
$1,249
$1,434
$1,485
$1,573
$2,110
$2,368
Compare all 2012 Toyota 4Runner insurance rates.
Average Cost to Insure Per Year
$1,5512011 Toyota 4Runner
Cheapest Insurance Companies
Average Annual Cost
$1,049
$1,179
$1,190
$1,196
$1,341
$1,446
$1,533
$2,012
$2,034