Elephant vs Geico: Which is Better for You?
Compare rates from the top car insurance companies in your area.
Elephant or GEICO: Which company is best for you?
Shopping for auto insurance and weighing Elephant against Geico? We've assessed Elephant's and GEICO's discounts, customer service ratings, and financial strength standings to provide a detailed comparison and breakdown.
Elephant and GEICO are both very popular insurance companies, but they offer very different products and approaches to car insurance. Elephant is a newcomer to the insurance industry: founded in 1999, it promises "car insurance without the hassle" and utilizes a customer-friendly online interface. Elephant is more than just an upstart disruptor: it's backed by Admiral Group, which insures more than 5 million customers worldwide. GEICO, on the other hand, is a longstanding fixture in the auto insurance industry. The provider, famous for the friendly Gecko in its advertisements, was founded in 1936 in Fort Worth, Texas. GEICO is known for its broad range of policies, discounts, and accessibility across the country.
| Discount Comparison | Elephant | GEICO |
|---|---|---|
| Good Student |
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| Multiple Policies |
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| Multiple Vehicles |
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| Anti-Theft Device(s) |
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| Anti-Lock Brake System |
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| Air Bags |
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| Good Driver |
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| Defensive Driver |
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| Student Away at School | ||
| Driver Training |
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| Green Vehicles | ||
| Affinity Membership Alum |
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| Advanced Purchase | ||
| Pay in Full |
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| Home Owner | ||
| eSign or ePay | ||
| Telematics | ||
| New Vehicle |
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| Annual Mileage | ||
| Military |
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| Ratings Comparison | Elephant | GEICO |
|---|---|---|
| Financial Strength | N/A | Superior |
| JD Power Rankings | N/A | Average |
| User Satisfaction | N/A | N/A |
| Other Products | Elephant | GEICO |
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| Boat Insurance |
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| Condo Insurance |
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| Life Insurance |
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| Homeowners Insurance |
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| Travel Trailer Insurance |
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| Renters Insurance |
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| RV Insurance |
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| Motorcycle Insurance |
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| Mobile Home Insurance |
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| Other Features | Elephant | GEICO |
|---|---|---|
| About | No one protects like Elephant. We’re here to provide you with the right tools, so you can choose the right protection--at the best price. Rated one of America’s Best Insurance Companies of 2023 by Forbes. | GEICO uses a direct-to-consumer sales model rather than relying on independent agents to provide exceptional service and superior coverage to their valued customers. |
| Roadside Assistance | Elephant Insurance offers roadside assistance service. | You can use a mobile app to request service from GEICO's Emergency Roadside Service, which will assist you if you need a tow, are locked out of your car, run out of gas, have a dead battery or flat tire. |
| Additional Discounts | None Available | GEICO offers an additional discount for vehicles with daytime running lights as well as discounts for federal employees. Moreover, the company offers the policy feature of accident forgiveness. |
| Top States | Indiana Illinois Maryland Tennessee Texas Virginia | Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas |