Shopping for auto insurance and weighing Elephant against Geico? We've assessed Elephant's and GEICO's discounts, customer service ratings, and financial strength standings to provide a detailed comparison and breakdown. Elephant and GEICO are both very popular insurance companies, but they offer very different products and approaches to car insurance. Elephant is a newcomer to the insurance industry: founded in 1999, it promises "car insurance without the hassle" and utilizes a customer-friendly online interface. Elephant is more than just an upstart disruptor: it's backed by Admiral Group, which insures more than 5 million customers worldwide. GEICO, on the other hand, is a longstanding fixture in the auto insurance industry. The provider, famous for the friendly Gecko in its advertisements, was founded in 1936 in Fort Worth, Texas. GEICO is known for its broad range of policies, discounts, and accessibility across the country.
The GEICO vs. Elephant auto insurance comparison is a tricky one: get informed and weigh your options using the information below.
| Discount Comparison | Elephant | GEICO |
|---|---|---|
| Good Student | ||
| Multiple Policies | ||
| Multiple Vehicles | ||
| Anti-Theft Device(s) | ||
| Anti-Lock Brake System | ||
| Air Bags | ||
| Good Driver | ||
| Defensive Driver | ||
| Student Away at School | ||
| Driver Training | ||
| Green Vehicles | ||
| Affinity Membership Alum | ||
| Advanced Purchase | ||
| Pay in Full | ||
| Home Owner | ||
| eSign or ePay | ||
| Telematics | ||
| New Vehicle | ||
| Annual Mileage | ||
| Military |
| Ratings Comparison | Elephant | GEICO |
|---|---|---|
| Financial Strength | N/A | Superior |
| JD Power Rankings | N/A | Above average |
| User Satisfaction | N/A | N/A |
| Other Products | Elephant | GEICO |
|---|---|---|
| Boat Insurance | ||
| Condo Insurance | ||
| Life Insurance | ||
| Homeowners Insurance | ||
| Travel Trailer Insurance | ||
| Renters Insurance | ||
| RV Insurance | ||
| Motorcycle Insurance | ||
| Mobile Home Insurance |
| Other Features | Elephant | GEICO |
|---|---|---|
| About | ||
| Roadside Assistance | ||
| Additional Discounts | None Available | GEICO offers an additional discount for vehicles with daytime running lights as well as discounts for federal employees. Moreover, the company offers the policy feature of accident forgiveness. |
| Recent Questions | I made two claims last year. Should I file a third? If you're filing a claim to fix the damages caused to the fence, you should go ahead and get your vehicle fixed as well; events that go on your insurance history will mark all the payouts as coming from the same claim. However, having three recent claims will likely result in your rate increasing, so consider shopping around for cheaper insurance elsewhere. Will comprehensive insurance cover damages caused by road debris?Sorry to hear about your accident. If you have comprehensive, it should cover any damages caused by debris. Which insurance companies will insure a driver without a license?You may check with Geico to see if they will take an unlicensed driver. However, in my experience, they will not. Should I stay with my car insurance company even if I'm getting a better quote from elsewhere?It's possible that your agent is simply trying to keep your business. However, he may actually be correct. See More Questions | |
| Compare More | Elephant vs. Esurance Elephant vs. Progressive | GEICO vs. 21st Century GEICO vs. Allied GEICO vs. Allstate GEICO vs. American Family GEICO vs. Amica Mutual Insurance GEICO vs. Auto Club (AAA) GEICO vs. Erie GEICO vs. Esurance GEICO vs. Farm Bureau Mutual GEICO vs. Farmers GEICO vs. Foremost GEICO vs. Infinity GEICO vs. Liberty Mutual GEICO vs. Mercury GEICO vs. MetLife GEICO vs. Metromile GEICO vs. Nationwide GEICO vs. North Star Mutual GEICO vs. Progressive GEICO vs. Root Insurance GEICO vs. Safe Auto GEICO vs. Safeco GEICO vs. State Farm GEICO vs. The General GEICO vs. The Hartford GEICO vs. Titan GEICO vs. Travelers GEICO vs. USAA |
| Top States | Indiana Illinois Maryland Tennessee Texas Virginia | Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas |