Elephant vs Geico: Which is Better for You?

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Elephant or GEICO: Which company is best for you?

Shopping for auto insurance and weighing Elephant against Geico? We've assessed Elephant's and GEICO's discounts, customer service ratings, and financial strength standings to provide a detailed comparison and breakdown.

Elephant and GEICO are both very popular insurance companies, but they offer very different products and approaches to car insurance. Elephant is a newcomer to the insurance industry: founded in 1999, it promises "car insurance without the hassle" and utilizes a customer-friendly online interface. Elephant is more than just an upstart disruptor: it's backed by Admiral Group, which insures more than 5 million customers worldwide. GEICO, on the other hand, is a longstanding fixture in the auto insurance industry. The provider, famous for the friendly Gecko in its advertisements, was founded in 1936 in Fort Worth, Texas. GEICO is known for its broad range of policies, discounts, and accessibility across the country.

Discount Comparison Elephant GEICO
Good Student supported supported
Multiple Policies supported supported
Multiple Vehicles supported supported
Anti-Theft Device(s) supported
Anti-Lock Brake System supported
Air Bags supported
Good Driver supported supported
Defensive Driver supported
Student Away at School
Driver Training supported
Green Vehicles
Affinity Membership Alum supported
Advanced Purchase
Pay in Full supported
Home Owner
eSign or ePay
Telematics
New Vehicle supported
Annual Mileage
Military supported
Ratings Comparison Elephant GEICO
Financial Strength Question mark icon N/A Superior
JD Power Rankings Question mark icon N/A Average
User Satisfaction Question mark icon N/A N/A
Other Products Elephant GEICO
Boat Insurance supported
Condo Insurance supported supported
Life Insurance supported supported
Homeowners Insurance supported supported
Travel Trailer Insurance supported
Renters Insurance supported supported
RV Insurance supported
Motorcycle Insurance supported supported
Mobile Home Insurance supported
Other Features Elephant GEICO
About No one protects like Elephant. We’re here to provide you with the right tools, so you can choose the right protection--at the best price. Rated one of America’s Best Insurance Companies of 2023 by Forbes. GEICO uses a direct-to-consumer sales model rather than relying on independent agents to provide exceptional service and superior coverage to their valued customers.
Roadside Assistance Elephant Insurance offers roadside assistance service. You can use a mobile app to request service from GEICO's Emergency Roadside Service, which will assist you if you need a tow, are locked out of your car, run out of gas, have a dead battery or flat tire.
Additional Discounts None Available GEICO offers an additional discount for vehicles with daytime running lights as well as discounts for federal employees. Moreover, the company offers the policy feature of accident forgiveness.
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