The State of Auto Insurance

Alabama

Average annual rate: $1,297

Most expensive city: Fairfield ($1,461)

Least expensive city: Ozark ($1,156)

Alaska

Average annual rate: $1,397

Most expensive city: Chugiak ($1,565)

Least expensive city: Ketchikan ($1,128)

Arizona

Average annual rate: $1,416

Most expensive city: Phoenix ($1,745)

Least expensive city: Lake Havasu City ($1,128)

Arkansas

Average annual rate: $1,702

Most expensive city: College Station ($2,026)

Least expensive city: Harrison ($1,521)

California

Average annual rate: $1,822

Most expensive city: Beverly Hills ($2,930)

Least expensive city: Mount Shasta ($1,346)

Colorado

Average annual rate: $1,698

Most expensive city: Pueblo ($2,050)

Least expensive city: Mack ($1,321)

Connecticut

Average annual rate: $1,542

Most expensive city: New Haven ($2,055)

Least expensive city: Old Lyme ($1,333)

Delaware

Average annual rate: $1,615

Most expensive city: Edgemoor ($2,040)

Least expensive city: Selbyville ($1,377)

Florida

Average annual rate: $2,324

Most expensive city: West Palm Beach ($3,256)

Least expensive city: Santa Rosa Beach ($1,809)

Georgia

Average annual rate: $1,539

Most expensive city: Redan ($2,165)

Least expensive city: Moody AFB ($1,186)

Hawaii

Average annual rate: $1,080

Most expensive city: Hilo ($1,144)

Least expensive city: Waimea ($949)

Idaho

Average annual rate: $1,256

Most expensive city: Kooskia ($1,429)

Least expensive city: Meridian ($1,111)

Illinois

Average annual rate: $1,285

Most expensive city: Dolton ($1,904)

Least expensive city: Pontiac ($1,092)

Indiana

Average annual rate: $1,188

Most expensive city: East Chicago ($1,640)

Least expensive city: Decatur ($1,053)

Iowa

Average annual rate: $1,151

Most expensive city: Bedford ($1,436)

Least expensive city: Coralville ($969)

Kansas

Average annual rate: $1,599

Most expensive city: Cimarron ($1,827)

Least expensive city: Salina ($1,408)

Kentucky

Average annual rate: $1,849

Most expensive city: Goose Rock ($2,842)

Least expensive city: Fort Thomas ($1,246)

Louisiana

Average annual rate: $2,304

Most expensive city: New Orleans ($3,564)

Least expensive city: Hornbeck ($1,766)

Maine

Average annual rate: $1,100

Most expensive city: Ellsworth ($1,185)

Least expensive city: Cumberland Center ($984)

Maryland

Average annual rate: $1,415

Most expensive city: Randallstown ($2,154)

Least expensive city: Cavetown ($1,162)

Massachusetts

Average annual rate: $1,303

Most expensive city: Roxbury ($2,608)

Least expensive city: Gill ($959)

Michigan

Average annual rate: $2,535

Most expensive city: Detroit ($5,072)

Least expensive city: Shoreham ($1,816)

Minnesota

Average annual rate: $1,398

Most expensive city: St. Paul ($1,763)

Least expensive city: Truman ($1,198)

Mississippi

Average annual rate: $1,501

Most expensive city: Hermanville ($1,755)

Least expensive city: Mississippi State ($1,299)

Missouri

Average annual rate: $1,687

Most expensive city: Pine Lawn ($2,731)

Least expensive city: Lohman ($1,430)

Montana

Average annual rate: $1,549

Most expensive city: Wyola ($1,717)

Least expensive city: East Helena ($1,370)

Nebraska

Average annual rate: $1,521

Most expensive city: Palisade ($1,768)

Least expensive city: Alda ($1,382)

Nevada

Average annual rate: $1,744

Most expensive city: Spring Valley ($2,505)

Least expensive city: Fallon ($1,289)

New Hampshire

Average annual rate: $961

Most expensive city: Newton ($1,132)

Least expensive city: Lebanon ($876)

New Jersey

Average annual rate: $1,502

Most expensive city: Newark ($2,262)

Least expensive city: Manasquan ($1,285)

New Mexico

Average annual rate: $1,274

Most expensive city: Isleta ($1,502)

Least expensive city: Alamogordo ($1,095)

New York

Average annual rate: $1,693

Most expensive city: Brooklyn ($3,970)

Least expensive city: Penfield ($1,107)

North Carolina

Average annual rate: $1,011

Most expensive city: Newell ($1,334)

Least expensive city: Candler ($869)

North Dakota

Average annual rate: $1,322

Most expensive city: Fort Yates ($1,522)

Least expensive city: West Fargo ($1,058)

Ohio

Average annual rate: $926

Most expensive city: Blacklick Estates ($1,101)

Least expensive city: St. Marys ($765)

Oklahoma

Average annual rate: $1,546

Most expensive city: Nichols Hills ($1,793)

Least expensive city: Indiahoma ($1,412)

Oregon

Average annual rate: $1,322

Most expensive city: Gresham ($1,782)

Least expensive city: Sutherlin ($1,167)

Pennsylvania

Average annual rate: $1,338

Most expensive city: Orson ($2,594)

Least expensive city: White Deer ($1,070)

Rhode Island

Average annual rate: $1,873

Most expensive city: Providence ($2,502)

Least expensive city: Newport ($1,434)

South Carolina

Average annual rate: $1,466

Most expensive city: Crocketville/Miley ($1,853)

Least expensive city: Central ($1,189)

South Dakota

Average annual rate: $1,440

Most expensive city: Pine Ridge ($1,931)

Least expensive city: Watertown ($1,201)

Tennessee

Average annual rate: $1,258

Most expensive city: Memphis ($1,602)

Least expensive city: Bristol ($1,028)

Texas

Average annual rate: $1,498

Most expensive city: Aldine ($1,852)

Least expensive city: Langtry ($1,281)

Utah

Average annual rate: $1,313

Most expensive city: Vineyard ($1,637)

Least expensive city: Virgin ($1,186)

Vermont

Average annual rate: $1,056

Most expensive city: Randolph ($1,088)

Least expensive city: New Haven ($1,009)

Virginia

Average annual rate: $1,026

Most expensive city: Bailey's Crossroads ($1,215)

Least expensive city: Blacksburg ($862)

Washington, D.C.

Average annual rate: $1,427

Washington

Average annual rate: $1,209

Most expensive city: Boulevard Park ($1,568)

Least expensive city: Port Townsend ($1,009)

West Virginia

Average annual rate: $1,429

Most expensive city: Gilbert ($1,831)

Least expensive city: Martinsburg ($1,202)

Wisconsin

Average annual rate: $1,080

Most expensive city: Brown Deer ($1,498)

Least expensive city: Ashwaubenon ($887)

Wyoming

Average annual rate: $1,460

Most expensive city: Moose Wilson Road ($1,530)

Least expensive city: Sheridan ($1,416)