Auto insurance costs an average of $136 per month in Beaverton. Paying too much? Enter your ZIP to compare rates.
Car insurance coverage costs an average of $1,644 each year in Beaverton. That's more expensive than the average rate in Oregon ($1,463) and more expensive than the national average of $1,548. Read on to learn more about how much you can expect to pay based on your credit score, gender, marital status and other factors in Beaverton.
|Beaverton Average (annual)||Oregon Average||National Average|
The company-by-company differences in car insurance rates can be substantial, so it's important to carefully compare quotes when choosing an insurer. In Beaverton, GEICO offers the cheapest premiums for the typical insurance buyer. Reference below the top options for affordable insurance in Beaverton. Don't forget to get car insurance quotes based on your unique driving profile.
|Company||Average Annual Rate|
Beaverton drivers in their 50s enjoy relatively affordable auto insurance rates, paying just $1,480 per year, on average. Those in their 60s don't pay significantly more ($1,502).
The Beaverton drivers who pay the highest insurance rates are teenagers. When Beaverton drivers hit their 20s, their insurance rates drop substantially. In Beaverton, teenage drivers pay $6,076 — a full $4,574 more than the second-most expensive rate paid by an age group.
|Age tier||Average Yearly Rate|
In some cases, a driver's marital status and gender may affect their car insurance premiums. Married drivers in Beaverton pay $95 less than single drivers for car insurance. Married drivers pay less for car insurance than do single drivers in many locations.
Another component of auto insurance pricing is gender. In Beaverton, female drivers pay more for auto insurance than do male drivers: $88 per year, to be precise.
|Marital Status/Gender||Average Annual Rate|
Regardless of where you live, steering clear of accidents and violations is the best way to keep your auto insurance rates affordable. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can increase what you pay for car insurance.
Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Beaverton, a reckless driving citation results in an average insurance rate increase of $816 per year, compared to the citywide average. For the sake of comparison, a DUI offense results in a $640 increase, and a speeding ticket triggers a $384 rate hike.
|Violation/Incident||Average Annual Rate|
|At-fault Accident (damages less than $1,000)||$2,338|
|At-fault Accident (damages greater than $2,000)||$2,489|
|Speeding Ticket (16-20 mph over speed limit)||$2,028|
Credit score is often closely tied to car insurance costs. Beaverton drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 54% on their car insurance premiums. Moving from "Very Poor" to "Fair" credit can have a big impact in leading you toward lower car insurance rates. In Beaverton, improving your credit to "Fair" could help you earn a $635 decrease in yearly insurance premiums.
|Credit Tier||Average Annual Rate|