Why you can trust The Zebra

The Zebra partners with some of the companies we write about. However, our content is written and reviewed by an independent team of editors and licensed agents. Reference our data methodology and learn more about how we make money.

How much is auto insurance in Beaverton?


Car insurance coverage costs an average of $1,644 each year in Beaverton. That's more expensive than the average rate in Oregon ($1,463) and more expensive than the national average of $1,548. Read on to learn more about how much you can expect to pay based on your credit score, gender, marital status and other factors in Beaverton.


AUTO INSURANCE: BEAVERTON RATES VS. STATE + NATIONAL AVERAGES
Beaverton Average (annual) Oregon Average National Average
$1,644 $1,463 $1,548


Table of contents:


Beaverton car insurance premiums by provider


The company-by-company differences in car insurance rates can be substantial, so it's important to carefully compare quotes when choosing an insurer. In Beaverton, GEICO offers the cheapest premiums for the typical insurance buyer. Reference below the top options for affordable insurance in Beaverton. Don't forget to get car insurance quotes based on your unique driving profile.


BEAVERTON CAR INSURANCE PREMIUMS BY COMPANY
Company Average Annual Rate
GEICO $1,073
Country $1,146
USAA $1,189
State Farm $1,313
Progressive $1,646


Read our guide to finding the best cheap auto insurance.



Car insurance rates by age bracket in Beaverton

Beaverton drivers in their 50s enjoy relatively affordable auto insurance rates, paying just $1,480 per year, on average. Those in their 60s don't pay significantly more ($1,502).

The Beaverton drivers who pay the highest insurance rates are teenagers. When Beaverton drivers hit their 20s, their insurance rates drop substantially. In Beaverton, teenage drivers pay $6,076 — a full $4,574 more than the second-most expensive rate paid by an age group.


BEAVERTON CAR INSURANCE PREMIUMS BY DRIVER AGE
Age tier Average Yearly Rate
Teenagers $6,076
20s $2,110
30s $1,678
40s $1,592
50s $1,480
60s $1,502
70s $1,813


Learn more about the impact of age on auto insurance rates.



Beaverton car insurance rates by marital status and gender


In some cases, a driver's marital status and gender may affect their car insurance premiums. Married drivers in Beaverton pay $95 less than single drivers for car insurance. Married drivers pay less for car insurance than do single drivers in many locations.

Another component of auto insurance pricing is gender. In Beaverton, female drivers pay more for auto insurance than do male drivers: $88 per year, to be precise.


BEAVERTON CAR INSURANCE PREMIUMS BY GENDER AND MARITAL STATUS
Marital Status/Gender Average Annual Rate
Female $1,732
Male $1,644
Single $1,644
Married $1,549
Divorced $1,649
Widowed $1,643


Find out more about how gender and marital status have on auto insurance rates.



Beaverton auto insurance costs by accident and violation history


Regardless of where you live, steering clear of accidents and violations is the best way to keep your auto insurance rates affordable. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can increase what you pay for car insurance.

Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Beaverton, a reckless driving citation results in an average insurance rate increase of $816 per year, compared to the citywide average. For the sake of comparison, a DUI offense results in a $640 increase, and a speeding ticket triggers a $384 rate hike.


BEAVERTON CAR INSURANCE RATES AFTER A COLLISION OR CITATION
Violation/Incident Average Annual Rate
DUI/DWI $2,284
Reckless Driving $2,460
At-fault Accident (damages less than $1,000) $2,338
At-fault Accident (damages greater than $2,000) $2,489
Speeding Ticket (16-20 mph over speed limit) $2,028


Get more info on how a bad driving history can impact your car insurance costs.



Beaverton car insurance rates by credit level


Credit score is often closely tied to car insurance costs. Beaverton drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 54% on their car insurance premiums. Moving from "Very Poor" to "Fair" credit can have a big impact in leading you toward lower car insurance rates. In Beaverton, improving your credit to "Fair" could help you earn a $635 decrease in yearly insurance premiums.


BEAVERTON CAR INSURANCE RATES BY CREDIT LEVEL
Credit Tier Average Annual Rate
Very Poor $3,106
Fair $2,471
Good $2,044
Very Good $1,724
Exceptional $1,424


Get more information on how credit impacts car insurance costs.



Kristine Lee photo
Kristine LeeManager, Content and Data

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer. Before joining The Zebra, she was a freelance copywriter for over five years. 

She is an authority on all things insurance and covers the ins and outs of auto, home, life and renters insurance. Her specialty is in providing data-backed insights and information to help insurance shoppers make informed decisions.

Kristine's insurance expertise and research have been cited by publications such as CNBC, BadCredit.orgCar and Driver, Business Insider, Yahoo!, The Balance, Nationwide and Elephant.

About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.