Hollywood, FL Car Insurance

Drivers in Hollywood pay $242 per month for car insurance on average. Are you paying too much?

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How much does car insurance cost in Hollywood?

 

The typical Hollywood driver pays $2,901 per year for car insurance coverage. That's more than the average across Florida ($2,309) and more expensive than the national average of $1,548. Read on to learn more about how much you can expect to pay based on your credit score, gender, marital status, and other common factors in Hollywood.

 
CAR INSURANCE: HOLLYWOOD RATES VS. STATE + NATIONAL AVERAGES
Hollywood Average (annual)Florida AverageNational Average
$2,901$2,309$1,548
 
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Hollywood auto insurance rates by company

 

The company-by-company differences in car insurance rates can be substantial, so it's important to compare quotes thoroughly and choose your insurer carefully. For a typical driver, State Farm offers Hollywood's most affordable premiums. We've listed the best cheap car insurance companies in Hollywood below. Use this information as a starting point and be sure to compare quotes specific to your unique driving profile.

 
HOLLYWOOD AUTO INSURANCE RATES BY COMPANY
InsurerAverage Annual Rate
State Farm$2,375
GEICO$2,535
Progressive$3,451
Allstate$3,977
 

Check out our guide to learn how to find the best cheap car insurance.

 
 

 

Car insurance rates by age bracket in Hollywood

The age group that pays the least for car insurance in Hollywood are drivers in their 50s ($2,649 per year). Those in their 60s don't pay significantly more ($2,707).

The Hollywood drivers facing the priciest insurance rates are teenagers. When Hollywood drivers hit their 20s, their insurance rates drop substantially. In Hollywood, teenage drivers pay $8,381 — a full $5,673 more than the second-most expensive rate paid by an age group.

 
HOLLYWOOD CAR INSURANCE PREMIUMS BY DRIVER AGE
Age groupAverage Annual Rate
Teens$8,381
20s$3,705
30s$2,886
40s$2,826
50s$2,649
60s$2,707
70s$3,321
 

Learn more about how age influences auto insurance rates.

 
 

 

Hollywood auto insurance rates by marital status and gender

 

In some cases, a driver's marital status and gender may affect the auto insurance rates they pay. In most places, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Hollywood pay $114 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Hollywood, widowed drivers pay less than those who are single.

Another component of auto insurance pricing is gender. In Hollywood, female drivers pay more for auto insurance than do male drivers: $77 per year, to be precise.

 
HOLLYWOOD CAR INSURANCE RATES: BY MARITAL STATUS AND GENDER
Marital Status/GenderAverage Yearly Rate
Female$2,978
Male$2,901
Single$2,787
Married$2,787
Divorced$2,901
Widowed$2,849
 

Learn more about how gender and marital status have on car insurance rates.

 
 

 

Hollywood car insurance costs by violation history

 

No matter where you live, keeping your driving record clean is a great way to keep your auto insurance rates low. At-fault accidents, DUIs, reckless driving citations, and speeding tickets all contribute to expensive auto insurance rates, as insurance companies reward low-risk drivers with the gift of affordable rates.

Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Hollywood, a reckless driving citation results in an average insurance rate increase of $1,567 per year, compared to the citywide average. For comparison's sake, a DUI offense results in a $1,416 increase and a speeding ticket triggers a $765 rate hike.

 
HOLLYWOOD CAR INSURANCE RATES AFTER A COLLISION OR CITATION
Violation/IncidentAverage Annual Rate
DUI/DWI$4,317
Reckless Driving$4,468
At-fault Accident (damages less than $1,000)$4,055
At-fault Accident (damages greater than $2,000)$4,055
Speeding Ticket (16-20 mph over speed limit)$3,666
 

Learn more about the impact of driving violations on car insurance rates.

 
 

 

Hollywood car insurance costs by credit score

 

Another major insurance rating factor is credit score. Drivers with bad credit histories typically face more expensive car insurance than do drivers with stellar credit. In Hollywood, an improvement in credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) corresponds to a 60% drop in car insurance costs. Moving from "Very Poor" to "Fair" credit is an important step toward saving money on auto insurance. In Hollywood, improving your credit to "Fair" could help you earn a $2,263 decrease in annual car insurance rates.

 
HOLLYWOOD AUTO INSURANCE PREMIUMS BY CREDIT LEVEL
Credit TierAverage Annual Rate
Very Poor$5,843
Fair$3,580
Good$2,901
Very Good$2,620
Exceptional$2,312
 

Get additional information on how credit impacts car insurance costs.

 
 

 

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Kristine Lee LinkedIn

Kristine is a licensed insurance agent and one of The Zebra’s in-house content strategists. With a background in copywriting, she covers the ins and outs of the home and car insurance industries. She has contributed to numerous publications focused on the nuances of insurance, including Automoblog, USInsuranceAgents.com, and BestCompany.com.