Pompano Beach drivers can expect to pay around $241 per month for car insurance on average. Are you paying too much?
The average cost of auto insurance in Pompano Beach is $2,900 per year. That's more expensive than the average in Florida ($2,309) and more expensive than the national average of $1,548. Our guide to Pompano Beach auto insurance includes average rates based on age, credit score, driving history, and marital status. Read on to learn more!
| Pompano Beach Average (annual) | Florida Average | U.S. Average |
| $2,900 | $2,309 | $1,548 |
The company-by-company differences in car insurance rates can be substantial, so it's important to compare quotes thoroughly and choose your insurer carefully. In Pompano Beach, GEICO provides the most affordable rates for the typical insurance customer. See below the best options for affordable auto insurance in Pompano Beach. Don't forget to get car insurance quotes based on your driving profile.
| Insurer | Average Yearly Rate |
| GEICO | $2,535 |
| State Farm | $2,548 |
| Progressive | $3,237 |
| Allstate | $4,015 |
Check out our guide to learn how to find the best cheap car insurance.
The age group that pays the least for car insurance in Pompano Beach are drivers in their 50s ($2,659 per year). Those in their 60s don't pay significantly more ($2,714).
Young drivers aged 16 to 19 pay the most for car insurance in Pompano Beach. One of the most effective ways to lower your car insurance rates as a driver in Pompano Beach is to age out of your teens. The gap in cost between the car insurance premiums paid by teenage drivers and drivers in their 20s in Pompano Beach is $4,591. That's the biggest gap in premiums between any pair of age brackets.
| Age bracket | Average Annual Rate |
| Teens | $8,274 |
| 20s | $3,683 |
| 30s | $2,888 |
| 40s | $2,830 |
| 50s | $2,659 |
| 60s | $2,714 |
| 70s | $3,310 |
Learn more about the impact of age on car insurance premiums.
Marital status and gender can be contributors to car insurance rates, in some cases. Married drivers in Pompano Beach pay $102 less than single drivers for car insurance. Married drivers pay less for car insurance than do single drivers in many locations. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Pompano Beach, widowed drivers pay less than those who are single.
Gender is yet another factor that can affect auto insurance premiums. In Pompano Beach, female drivers pay $83 per year more than do male drivers.
| Marital Status/Gender | Average Annual Rate |
| Female | $2,983 |
| Male | $2,900 |
| Single | $2,798 |
| Married | $2,798 |
| Divorced | $2,900 |
| Widowed | $2,848 |
Learn more about the impact gender and marital status have on insurance rates.
Maintaining a clean driving record is an effective way to minimize your insurance rates. At-fault collisions, DWIs, citations for reckless driving, and speeding tickets each contribute to increases in car insurance rates. Insurance companies reward low-risk drivers with the gift of low rates.
Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Pompano Beach, a reckless driving citation results in an average insurance rate increase of $1,538 per year, compared to the citywide average. For comparison's sake, a DUI offense results in a $1,400 increase and a speeding ticket triggers a $743 rate hike.
| Violation | Average Yearly Rate |
| DUI/DWI | $4,300 |
| Reckless Driving | $4,438 |
| At-fault Accident (damages less than $1,000) | $4,020 |
| At-fault Accident (damages greater than $2,000) | $4,020 |
| Speeding Ticket (16-20 mph over speed limit) | $3,643 |
Learn more about the impact of driving violations on car insurance rates.
A driver's credit level can be closely correlated with their auto insurance rates. In Pompano Beach, an improvement in credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) corresponds to a 61% drop in car insurance costs. If you move from the "Very Poor" credit tier to the "Fair" credit tier, you could be in line for an auto insurance price adjustment. In Pompano Beach, moving into the "Fair" credit tier corresponds to an average of $2,296 in savings on insurance each year.
| Credit Level | Average Annual Rate |
| Very Poor | $5,885 |
| Fair | $3,589 |
| Good | $2,900 |
| Very Good | $2,618 |
| Exceptional | $2,309 |
Get additional information on how credit impacts car insurance costs.
