Davie, FL Car Insurance

Drivers in Davie pay an average of $220 per month for car insurance. Are you paying too much?

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How much does car insurance cost in Davie?

 

Auto insurance costs an average of $2,648 per year in Davie. That's more than the average in Florida ($2,309) and more costly than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other factors in Davie.

 
AUTO INSURANCE COSTS: DAVIE VS. STATE AND US AVERAGES
Davie Average (yearly)Florida AverageNational Average
$2,648$2,309$1,548
 
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Davie auto insurance costs by insurer

 

One of the most important determinants of your car insurance rates is the insurance company you work with. For a typical driver, State Farm offers Davie's cheapest rates. Reference below the top options for affordable insurance in Davie. Don't forget to get car insurance quotes based on your unique driving profile.

 
DAVIE CAR INSURANCE RATES BY COMPANY
InsurerAverage Rate (annual)
State Farm$1,963
GEICO$2,369
Progressive$3,155
Allstate$3,663
 

Check out our guide to learn how to find the best cheap car insurance.

 
 

 

Car insurance rates by age bracket in Davie

Davie drivers in their 50s enjoy relatively affordable auto insurance rates, paying just $2,414 per year, on average. Drivers in their 60s pay marginally higher rates — $2,471 per year.

Young drivers aged 16 to 19 pay the most for car insurance in Davie. One of the easiest ways to lower your car insurance rates as a driver in Davie is to age out of your teenage years. The difference in rates paid by teenage drivers and drivers in their 20s in Davie is $4,311, the largest such difference between any two age groups.

 
DAVIE CAR INSURANCE RATES BY DRIVER AGE
Age bracketAverage Yearly Rate
Teenagers$7,702
20s$3,392
30s$2,635
40s$2,578
50s$2,414
60s$2,471
70s$3,031
 

Learn more about the impact of age on car insurance premiums.

 
 

 

Davie auto insurance rates by gender and marital status

 

In some cases, a driver's marital status and gender may affect their car insurance rates. In most locations in the US, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Davie pay $112 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Davie, widowed drivers pay less than those who are single.

Gender is another factor that can affect car insurance rates. In Davie, female drivers pay $52 per year more than do male drivers.

 
DAVIE AUTO INSURANCE RATES: BY MARITAL STATUS AND GENDER
Marital Status/GenderAverage Yearly Rate
Female$2,700
Male$2,648
Single$2,536
Married$2,536
Divorced$2,648
Widowed$2,598
 

Learn more about how gender and marital status have on insurance rates.

 
 

 

Davie car insurance premiums by incident history

 

No matter where you live, steering clear of accidents and citations is the best way to keep your auto insurance rates affordable. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.

Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Davie, a reckless driving citation results in an average insurance rate increase of $1,432 per year, compared to the citywide average. For comparison's sake, a DUI offense results in a $1,296 increase and a speeding ticket triggers a $693 rate hike.

 
AVERAGE DAVIE INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
Incident/ViolationAverage Yearly Rate
DWI/DUI$3,943
Reckless Driving$4,080
At-fault Accident (damages less than $1,000)$3,696
At-fault Accident (damages greater than $2,000)$3,696
Speeding Ticket (16-20 mph over speed limit)$3,341
 

Get more info on how a bad driving history can impact your car insurance costs.

 
 

 

Davie car insurance premiums by credit level

 

It's no secret credit score is closely correlated with car insurance rates. Davie drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 60% on their car insurance premiums. Moving from "Very Poor" to "Fair" credit is a great way to save money on car insurance. In Davie, improving your credit to "Fair" could help you earn $2,025 in savings on insurance premiums each year.

 
DAVIE AUTO INSURANCE PREMIUMS BY CREDIT SCORE
Credit TierAverage Yearly Rate
Very Poor$5,281
Fair$3,256
Good$2,648
Very Good$2,395
Exceptional$2,120
 

Learn more about the relationship between poor credit and car insurance.

 
 

 

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Kristine Lee LinkedIn

Kristine is a licensed insurance agent and one of The Zebra’s in-house content strategists. With a background in copywriting, she covers the ins and outs of the home and car insurance industries. She has contributed to numerous publications focused on the nuances of insurance, including Automoblog, USInsuranceAgents.com, and BestCompany.com.