North Star Mutual vs. Amica insurance
Average monthly car insurance rate
|Driver Profile||North Star Mutual||Amica|
|At-Fault Accident (past 12 months)||$166||$155Save $11|
|Good Credit (670-739)||$97Save $17||$114|
|Bad Credit (300-579)||$161Save $58||$219|
|Low-Mileage Driver (<7,500 miles/year)||$97Save $17||$114|
Picking an auto insurance company can be tough: rates may vary based on your driving record, location, and age, and every company's discounts vary. North Star and Amica are two of the US' most popular auto insurance companies, providing affordable policies across large swaths of the US.
In an effort to make insurance shopping seamless, we have collected average policy rates from Amica and North Star. These rates cover a variety of pricing factors, including credit rating, driving history, and demographics. Check out the below rates and find an affordable policy today.
Compare North Star vs. Amica auto insurance rates
North Star vs. Amica: pricing by credit score
If you have very poor credit, North Star could be the way to go. Typically, North Star offers cheaper rates than Amica for drivers with credit scores of less than 580. Drivers with exceptional credit — a score of 800 or better — should lean toward North Star, which typically beats Amica by $95 per year. View common insurance rates by credit tier for Amica and North Star below.
RATES BY CREDIT LEVEL: AMICA VS. NORTH STAR MUTUAL
|Credit level||North Star avg. annual premium||Amica avg. annual premium|
|Very Poor (300-579)||$1,980||$2,010|
|Very Good (740-799)||$1,018||$1,174|
North Star vs. Amica: rates for high-risk drivers
If you are carrying an at-fault accident, speeding violation, reckless driving citation, or DUI on your record, North Star could be a better choice than Amica. Every insurer prices its policies differently, so it's worth comparing quotes to find out which insurance company suits you.
HIGH-RISK INSURANCE RATE COMPARISON: AMICA VS. NORTH STAR MUTUAL
|Violation||North Star avg. annual premium||Amica avg. annual premium|
|At-fault accident (damage < $1,000)||$1,534||$1,646|
|At-fault accident (damage > $1,000)||$1,534||$1,152|
North Star vs. Amica: rates by age
Insurance companies use age to outline risk potential, pricing premiums accordingly. An auto insurance policy is typically priciest for young drivers — thanks to their inexperience — and most affordable for drivers aged 25 or older. Since every insurance company rates ages in a different way, it's worth shopping around and finding the best rate for you.
As a general rule, teen drivers should choose North Star over Amica: North Star offers average yearly savings of $2,628 versusAmica.
COMPARING AUTO INSURANCE RATES BY AGE: AMICA VS. NORTH STAR MUTUAL
|Age tier||North Star avg. annual premium||Amica avg. annual premium|
Affordability aside, there are myriad pros and cons of both North Star and Amica, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Dive into the data before making your decision.