Erie vs Infinity: Which is Better for You?
Compare rates from the top car insurance companies in your area.
Erie or Infinity: Which Company is Best for You?
Choosing an auto insurance company can be complicated: companies' rates may vary based on your driving record, location, and age, and insurers offer a variety of perks. Erie and Infinity are among the most popular car insurance companies, providing competitively priced policies in most states.
In an effort to simplify the comparison process, we've gathered average costs from Infinity and Erie. These take into account a variety of pricing components, including credit rating, driving record, and age. Examine these rates and find the right policy for you.
Looking for additional insights? Consult our comprehensive reviews of Erie and Infinity.
Compare Erie vs. Infinity auto insurance rates
Erie vs. Infinity: prices by credit level
If you have very bad credit, Erie could be preferable to Erie. On average, Erie offers cheaper rates than Infinity for prospective clients with credit scores of lower than 580. Drivers with exceptional credit — a score of 800 or better — should consider Erie, which typically beats Infinity by $3,155 per year. View common insurance rates by credit level for Infinity and Erie below.
RATES BY CREDIT SCORE: Infinity VS. Erie
| Credit score | Erie avg. annual premium | Infinity avg. annual premium |
| Very Poor (300-579) | $2,402 | $7,847 |
| Fair (580-669) | $1,040 | $4,862 |
| Good (670-739) | $894 | $3,955 |
| Very Good (740-799) | $743 | $4,045 |
| Exceptional (800-850) | $726 | $3,881 |
Erie vs. Infinity: high-risk driver rates
If you are saddled with an at-fault accident, speeding ticket, reckless driving citation, or DUI on your résumé, Erie could be a better choice than Infinity. Every insurance company prices its policies differently, so don't hesitate to shop around to understand which insurer is best for you.
COMPARING AUTO INSURANCE RATES FOR BAD DRIVERS: Infinity VS. Erie
| Infraction | Erie avg. annual premium | Infinity avg. annual premium |
| At-fault accident (damage < $1,000) | $893 | $5,774 |
| At-fault accident (damage > $1,000) | $772 | $4,487 |
| DUI/DWI | $1,163 | $6,124 |
| Reckless driving | $760 | $6,124 |
| Speeding ticket | $747 | $4,174 |
Erie vs. Infinity: rates by age
Car insurance companies rely on a driver's age to estimate risk, assigning rates accordingly. A car insurance policy is commonly more expensive for drivers younger than 25 — thanks to their inexperience — and most affordable for middle-aged drivers. Since every insurance company evaluates age brackets in a different way, it's wise to compare rates and find a suitable policy.
As a general rule, teen drivers should choose Erie over Infinity: Erie offers average yearly savings of $14,053, compared to Infinity.
RATES BY AGE: Infinity VS. Erie
| Age tier | Erie avg. annual premium | Infinity avg. annual premium |
| Teens | $2,238 | $16,291 |
| 20s | $1,108 | $5,588 |
| 30s | $765 | $5,588 |
| 40s | $755 | $4,077 |
| 50s | $692 | $3,716 |
| 60s | $676 | $3,365 |
Affordability aside, there are myriad pros and cons of both Erie and Infinity, including their discounts, perks, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
| Discount Comparison | Erie | Infinity |
|---|---|---|
| Good Student |
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| Multiple Policies |
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| Multiple Vehicles |
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| Anti-Theft Device(s) |
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| Air Bags |
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| Good Driver |
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| Defensive Driver |
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| Student Away at School |
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| Driver Training |
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| Green Vehicles | ||
| Affinity Membership Alum |
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| Advanced Purchase |
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| Pay in Full |
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| Military |
| Ratings Comparison | Erie | Infinity |
|---|---|---|
| Financial Strength | Superior | Excellent |
| JD Power Rankings | Excellent | N/A |
| User Satisfaction |
A+ |
A+ |
| Other Products | Erie | Infinity |
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| Travel Trailer Insurance |
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| Motorcycle Insurance |
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| Mobile Home Insurance |
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| Other Features | Erie | Infinity |
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| About | Erie Insurance provides customers with the flexibility to customize their car insurance by offering over 30 extra policy features, along with the highest levels of customer service. | Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage. |
| Roadside Assistance | Erie provides 24-hour roadside assistance for an additional fee on your policy that covers reasonable auto towing and required labor cost at the site of your vehicle breakdown. | Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period. |
| Additional Discounts | Erie offers an additional discount called "Reduced Usage" that provides a lower rate on your policy if your vehicle is unused for 90 consecutive days during the policy period. | Infinity offers an additional discount in most states for registering your policy account profile online. |
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