Erie vs. Infinity

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Erie or Infinity:
Which Company is Best for You?

Choosing an auto insurance company can be complicated: companies' rates may vary based on your driving record, location, and age, and insurers offer a variety of perks. Erie and Infinity are among the most popular car insurance companies, providing competitively priced policies in most states.

In an effort to simplify the comparison process, we've gathered average costs from Infinity and Erie. These take into account a variety of pricing components, including credit rating, driving record, and age. Examine these rates and find the right policy for you.

Looking for additional insights? Consult our comprehensive reviews of Erie and Infinity.


Compare Erie vs. Infinity auto insurance rates


Erie vs. Infinity: prices by credit level

If you have very bad credit, Erie could be preferable to Erie. On average, Erie offers cheaper rates than Infinity for prospective clients with credit scores of lower than 580. Drivers with exceptional credit — a score of 800 or better — should consider Erie, which typically beats Infinity by $3,155 per year. View common insurance rates by credit level for Infinity and Erie below.

Credit scoreErie avg. annual premiumInfinity avg. annual premium
Very Poor (300-579)$2,402$7,847
Fair (580-669)$1,040$4,862
Good (670-739)$894$3,955
Very Good (740-799)$743$4,045
Exceptional (800-850)$726$3,881

Erie vs. Infinity: high-risk driver rates

If you are saddled with an at-fault accident, speeding ticket, reckless driving citation, or DUI on your résumé, Erie could be a better choice than Infinity. Every insurance company prices its policies differently, so don't hesitate to shop around to understand which insurer is best for you.

InfractionErie avg. annual premiumInfinity avg. annual premium
At-fault accident (damage < $1,000)$893$5,774
At-fault accident (damage > $1,000)$772$4,487
Reckless driving$760$6,124
Speeding ticket$747$4,174

Erie vs. Infinity: rates by age

Car insurance companies rely on a driver's age to estimate risk, assigning rates accordingly. A car insurance policy is commonly more expensive for drivers younger than 25 — thanks to their inexperience — and most affordable for middle-aged drivers. Since every insurance company evaluates age brackets in a different way, it's wise to compare rates and find a suitable policy.

As a general rule, teen drivers should choose Erie over Infinity: Erie offers average yearly savings of $14,053, compared to Infinity.

RATES BY AGE: Infinity VS. Erie
Age tierErie avg. annual premiumInfinity avg. annual premium

Affordability aside, there are myriad pros and cons of both Erie and Infinity, including their discounts, perks, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.

Discount ComparisonErieInfinity
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
New Vehicle
Annual Mileage
Ratings ComparisonErieInfinity
Financial Strength SuperiorExcellent
JD Power Rankings
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
User Satisfaction



Other ProductsErieInfinity
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Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
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Other FeaturesErieInfinity
AboutErie Insurance provides customers with the flexibility to customize their car insurance by offering over 30 extra policy features, along with the highest levels of customer service.Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside AssistanceErie provides 24-hour roadside assistance for an additional fee on your policy that covers reasonable auto towing and required labor cost at the site of your vehicle breakdown.Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional DiscountsErie offers an additional discount called "Reduced Usage" that provides a lower rate on your policy if your vehicle is unused for 90 consecutive days during the policy period.Infinity offers an additional discount in most states for registering your policy account profile online.
Recent QuestionsWill Erie reinstate my policy after non-payment?
It's very likely they will reinstate your policy if you pay the amount past due and any potential fees associated with the cancellation. Because each company has their own administrative rules regarding reinstatement, it's very likely for you to be able to get your policy active again.
See More Questions
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