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Choosing an auto insurance company can be complicated: companies' rates may vary based on your driving record, location, and age, and insurers offer a variety of perks. Erie and Infinity are among the most popular car insurance companies, providing competitively priced policies in most states.
In an effort to simplify the comparison process, we've gathered average costs from Infinity and Erie. These take into account a variety of pricing components, including credit rating, driving record, and age. Examine these rates and find the right policy for you.
Looking for additional insights? Consult our comprehensive reviews of Erie and Infinity.
If you have very bad credit, Erie could be preferable to Erie. On average, Erie offers cheaper rates than Infinity for prospective clients with credit scores of lower than 580. Drivers with exceptional credit — a score of 800 or better — should consider Erie, which typically beats Infinity by $3,155 per year. View common insurance rates by credit level for Infinity and Erie below.
| Credit score | Erie avg. annual premium | Infinity avg. annual premium |
| Very Poor (300-579) | $2,402 | $7,847 |
| Fair (580-669) | $1,040 | $4,862 |
| Good (670-739) | $894 | $3,955 |
| Very Good (740-799) | $743 | $4,045 |
| Exceptional (800-850) | $726 | $3,881 |
If you are saddled with an at-fault accident, speeding ticket, reckless driving citation, or DUI on your résumé, Erie could be a better choice than Infinity. Every insurance company prices its policies differently, so don't hesitate to shop around to understand which insurer is best for you.
| Infraction | Erie avg. annual premium | Infinity avg. annual premium |
| At-fault accident (damage < $1,000) | $893 | $5,774 |
| At-fault accident (damage > $1,000) | $772 | $4,487 |
| DUI/DWI | $1,163 | $6,124 |
| Reckless driving | $760 | $6,124 |
| Speeding ticket | $747 | $4,174 |
Car insurance companies rely on a driver's age to estimate risk, assigning rates accordingly. A car insurance policy is commonly more expensive for drivers younger than 25 — thanks to their inexperience — and most affordable for middle-aged drivers. Since every insurance company evaluates age brackets in a different way, it's wise to compare rates and find a suitable policy.
As a general rule, teen drivers should choose Erie over Infinity: Erie offers average yearly savings of $14,053, compared to Infinity.
| Age tier | Erie avg. annual premium | Infinity avg. annual premium |
| Teens | $2,238 | $16,291 |
| 20s | $1,108 | $5,588 |
| 30s | $765 | $5,588 |
| 40s | $755 | $4,077 |
| 50s | $692 | $3,716 |
| 60s | $676 | $3,365 |
Affordability aside, there are myriad pros and cons of both Erie and Infinity, including their discounts, perks, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
| Discount Comparison | Erie | Infinity |
|---|---|---|
| Good Student | ||
| Multiple Policies | ||
| Multiple Vehicles | ||
| Anti-Theft Device(s) | ||
| Anti-Lock Brake System | ||
| Air Bags | ||
| Good Driver | ||
| Defensive Driver | ||
| Student Away at School | ||
| Driver Training | ||
| Green Vehicles | ||
| Affinity Membership Alum | ||
| Advanced Purchase | ||
| Pay in Full | ||
| Home Owner | ||
| eSign or ePay | ||
| Telematics | ||
| New Vehicle | ||
| Annual Mileage | ||
| Military |
| Ratings Comparison | Erie | Infinity |
|---|---|---|
| Financial Strength | Superior | Excellent |
| JD Power Rankings | Not Rated | |
| User Satisfaction | A+ | A+ |
| Other Products | Erie | Infinity |
|---|---|---|
| Boat Insurance | ||
| Condo Insurance | ||
| Life Insurance | ||
| Homeowners Insurance | ||
| Travel Trailer Insurance | ||
| Renters Insurance | ||
| RV Insurance | ||
| Motorcycle Insurance | ||
| Mobile Home Insurance |
| Other Features | Erie | Infinity |
|---|---|---|
| About | Erie Insurance provides customers with the flexibility to customize their car insurance by offering over 30 extra policy features, along with the highest levels of customer service. | Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage. |
| Roadside Assistance | Erie provides 24-hour roadside assistance for an additional fee on your policy that covers reasonable auto towing and required labor cost at the site of your vehicle breakdown. | Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period. |
| Additional Discounts | Erie offers an additional discount called "Reduced Usage" that provides a lower rate on your policy if your vehicle is unused for 90 consecutive days during the policy period. | Infinity offers an additional discount in most states for registering your policy account profile online. |
| Recent Questions | Will Erie reinstate my policy after non-payment? It's very likely they will reinstate your policy if you pay the amount past due and any potential fees associated with the cancellation. Because each company has their own administrative rules regarding reinstatement, it's very likely for you to be able to get your policy active again. I was injured in a car accident two months ago, can I still file a claim?The statute of limitations for filing a bodily injury claim in North Carolina is 3 years. So you are still within your legal time frame to file a claim even though your car's claim was completed. How long can an insurance company wait to pay out your claim?Virginia law does not specify an actual time frame for a claim payout but simply requires that insurance companies pay claims in a reasonable time. Most insurance companies want to close claims as quickly as possible, however, so you may want to contact that company directly to ask if they have an estimated date of the payout. If the person who damaged my vehicle is paying for the repair out of pocket, will the claim show up anywhere on my record?Unless you notified an insurance company to file a claim or a police officer wrote an incident report of the damage, the repair will not be documented on your driving record or claims history. Insurance companies verify your driving history by looking at your Motor Vehicle Report (MVR) and CLUE report. See More Questions | Is it worth filing a claim for a scratch on my car that happened when it was parked? If the scratch was the result of vandalism and not caused by another vehicle then filing a comprehensive claim should have little to no impact on your future rates. This also means that you will have to pay your comprehensive coverage deductible for the repair. When filling out quotes, do I have to disclose an accident that my friend had while driving my car?The questions pertains to you as a driver. The same would go for tickets. If I file a claim for denting my car door on a beam, will my insurance rate increase?Filing a claim where you were the cause of damage will most likely result in an increase in your rate. In Texas, the average increase in premium for an at-fault accident is $817 per year, based on our State of Insurance report. See More Questions |
| Compare More | Erie vs. 21st Century Erie vs. Allied Erie vs. Allstate Erie vs. American Family Erie vs. Amica Mutual Insurance Erie vs. Auto Club (AAA) Erie vs. Esurance Erie vs. Farm Bureau Mutual Erie vs. Farmers Erie vs. Foremost Erie vs. GEICO Erie vs. Liberty Mutual Erie vs. Mercury Erie vs. MetLife Erie vs. Nationwide Erie vs. North Star Mutual Erie vs. Progressive Erie vs. Safe Auto Erie vs. Safeco Erie vs. State Farm Erie vs. The General Erie vs. The Hartford Erie vs. Titan Erie vs. Travelers Erie vs. USAA | Infinity vs. 21st Century Infinity vs. Allied Infinity vs. Allstate Infinity vs. American Family Infinity vs. Amica Mutual Insurance Infinity vs. Auto Club (AAA) Infinity vs. Esurance Infinity vs. Farm Bureau Mutual Infinity vs. Farmers Infinity vs. Foremost Infinity vs. GEICO Infinity vs. Liberty Mutual Infinity vs. Mercury Infinity vs. MetLife Infinity vs. Nationwide Infinity vs. North Star Mutual Infinity vs. Progressive Infinity vs. Safe Auto Infinity vs. Safeco Infinity vs. State Farm Infinity vs. The General Infinity vs. The Hartford Infinity vs. Titan Infinity vs. Travelers Infinity vs. USAA |
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