Infinity vs. Safe Auto

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Infinity or Safe Auto:
Which Company is Best for You?

Choosing an auto insurance company can be difficult: rates vary based on your driving history, age, and location, and companies offer an array of discounts. Infinity and Safe Auto are counted among the most popular insurance companies, providing high-quality policies in most states across the US.

In an effort to take the sting out of shopping for car insurance, we've gathered typical policy rates from Safe Auto and Infinity. These rates cover a variety of rating factors, including credit rating, driving history, and age. Examine these figures and find the right policy for you.

Seeking more info? Read full-length reviews of Infinity and Safe Auto.


Compare Infinity vs. Safe Auto auto insurance rates


Infinity vs. Safe Auto: by credit level

If you have very bad credit, Safe Auto could be the way to go. On average, Safe Auto offers lower premiums than Infinity for prospective clients with credit scores of less than 580. Drivers with exceptional credit — a score of 800 or better — should favor View common insurance costs by credit tier for Safe Auto and Infinity:

Credit scoreInfinity avg. annual premiumSafe Auto avg. annual premium
Very Poor (300-579)$7,847$3,799
Fair (580-669)$4,862$2,483
Good (670-739)$3,955$3,358
Very Good (740-799)$4,045$1,937
Exceptional (800-850)$3,881$1,921

Infinity vs. Safe Auto: costs for high-risk drivers

If you're dealing with an at-fault collision, speeding ticket, reckless driving citation, or DUI on your résumé, Safe Auto could be a better choice than Infinity. Every car insurance company prices its policies differently, so always do your due diligence and compare quotes to understand which insurer suits you.

RATES BY VIOLATION: Safe Auto VS. Infinity
CitationInfinity avg. annual premiumSafe Auto avg. annual premium
At-fault accident (damage < $1,000)$5,774$2,867
At-fault accident (damage > $1,000)$4,487$2,837
Reckless driving$6,124$2,867
Speeding ticket$4,174$2,738

Infinity vs. Safe Auto: rates by age

Insurers rely on a driver's age to outline potential risk, assigning rates accordingly. Insurance is often more expensive for young drivers — due to their inexperience — and relatively affordable for middle-aged drivers. Because every auto insurance company evaluates age brackets uniquely, it's worth shopping around and finding the best rate for you.

As a general rule, teen drivers should choose Safe Auto over Infinity: the former's average annual rates are $8,029 less than the latter's..

AgeInfinity avg. annual premiumSafe Auto avg. annual premium

Cost aside, Infinity and Safe Auto both have pros and cons, including the insurers' discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.

Discount ComparisonInfinitySafe Auto
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
New Vehicle
Annual Mileage
Ratings ComparisonInfinitySafe Auto
Financial Strength ExcellentGood
JD Power Rankings
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
User Satisfaction



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Other FeaturesInfinitySafe Auto
AboutInfinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.Safe Auto strives to provide affordable insurance to every driver, no matter the situation.
Roadside AssistanceInfinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.Safe Auto's roadside assistance coverage pays for towing services and certain repair costs required to make your car operable.
Additional DiscountsInfinity offers an additional discount in most states for registering your policy account profile online.Safe Auto specializes in providing minimum, state required coverage and full coverage to drivers who have had some trouble getting affordable rates due to tickets, accidents, and license issues.
Recent QuestionsShould I get full coverage from a less well-known insurer?
Whether or not the company is a "mainstream" provider doesn't mean that you would have a bad claims experience. There are several companies out there that have been around for several years and just don't advertise like other companies.
Do I pay a deductible for a liability claim?
You are not responsible for a&nbsp;deductible&nbsp;unless you have&nbsp;comprehensive&nbsp;and&nbsp;collision&nbsp;coverage. Since you only have&nbsp;liability, the damages to your car will not be covered which means there is no&nbsp;deductible.
See More Questions
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