Choosing an auto insurance company can be difficult: rates vary based on your driving history, age, and location, and companies offer an array of discounts. Infinity and Safe Auto are counted among the most popular insurance companies, providing high-quality policies in most states across the US.
In an effort to take the sting out of shopping for car insurance, we've gathered typical policy rates from Safe Auto and Infinity. These rates cover a variety of rating factors, including credit rating, driving history, and age. Examine these figures and find the right policy for you.
Seeking more info? Read full-length reviews of Infinity and Safe Auto.
If you have very bad credit, Safe Auto could be the way to go. On average, Safe Auto offers lower premiums than Infinity for prospective clients with credit scores of less than 580. Drivers with exceptional credit — a score of 800 or better — should favor View common insurance costs by credit tier for Safe Auto and Infinity:
| Credit score | Infinity avg. annual premium | Safe Auto avg. annual premium |
| Very Poor (300-579) | $7,847 | $3,799 |
| Fair (580-669) | $4,862 | $2,483 |
| Good (670-739) | $3,955 | $3,358 |
| Very Good (740-799) | $4,045 | $1,937 |
| Exceptional (800-850) | $3,881 | $1,921 |
If you're dealing with an at-fault collision, speeding ticket, reckless driving citation, or DUI on your résumé, Safe Auto could be a better choice than Infinity. Every car insurance company prices its policies differently, so always do your due diligence and compare quotes to understand which insurer suits you.
| Citation | Infinity avg. annual premium | Safe Auto avg. annual premium |
| At-fault accident (damage < $1,000) | $5,774 | $2,867 |
| At-fault accident (damage > $1,000) | $4,487 | $2,837 |
| DUI/DWI | $6,124 | $2,867 |
| Reckless driving | $6,124 | $2,867 |
| Speeding ticket | $4,174 | $2,738 |
Insurers rely on a driver's age to outline potential risk, assigning rates accordingly. Insurance is often more expensive for young drivers — due to their inexperience — and relatively affordable for middle-aged drivers. Because every auto insurance company evaluates age brackets uniquely, it's worth shopping around and finding the best rate for you.
As a general rule, teen drivers should choose Safe Auto over Infinity: the former's average annual rates are $8,029 less than the latter's..
| Age | Infinity avg. annual premium | Safe Auto avg. annual premium |
| Teens | $16,291 | $8,262 |
| 20s | $5,588 | $2,764 |
| 30s | $4,033 | $2,764 |
| 40s | $4,077 | $2,053 |
| 50s | $3,716 | $1,862 |
| 60s | $3,365 | $1,707 |
Cost aside, Infinity and Safe Auto both have pros and cons, including the insurers' discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
| Discount Comparison | Infinity | Safe Auto |
|---|---|---|
| Good Student | ||
| Multiple Policies | ||
| Multiple Vehicles | ||
| Anti-Theft Device(s) | ||
| Anti-Lock Brake System | ||
| Air Bags | ||
| Good Driver | ||
| Defensive Driver | ||
| Student Away at School | ||
| Driver Training | ||
| Green Vehicles | ||
| Affinity Membership Alum | ||
| Advanced Purchase | ||
| Pay in Full | ||
| Home Owner | ||
| eSign or ePay | ||
| Telematics | ||
| New Vehicle | ||
| Annual Mileage | ||
| Military |
| Ratings Comparison | Infinity | Safe Auto |
|---|---|---|
| Financial Strength | Excellent | Good |
| JD Power Rankings | N/A | N/A |
| User Satisfaction |
A+ |
A+ |
| Other Products | Infinity | Safe Auto |
|---|---|---|
| Boat Insurance | ||
| Condo Insurance | ||
| Life Insurance | ||
| Homeowners Insurance | ||
| Travel Trailer Insurance | ||
| Renters Insurance | ||
| RV Insurance | ||
| Motorcycle Insurance | ||
| Mobile Home Insurance |
| Other Features | Infinity | Safe Auto |
|---|---|---|
| About | Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage. | Safe Auto strives to provide affordable insurance to every driver, no matter the situation. |
| Roadside Assistance | Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period. | Safe Auto's roadside assistance coverage pays for towing services and certain repair costs required to make your car operable. |
| Additional Discounts | Infinity offers an additional discount in most states for registering your policy account profile online. | Safe Auto specializes in providing minimum, state required coverage and full coverage to drivers who have had some trouble getting affordable rates due to tickets, accidents, and license issues. |
| Recent Questions |
Should I get full coverage from a less well-known insurer?
Whether or not the company is a "mainstream" provider doesn't mean that you would have a bad claims experience. There are several companies out there that have been around for several years and just don't advertise like other companies.
Do I pay a deductible for a liability claim?
You are not responsible for a deductible unless you have comprehensive and collision coverage. Since you only have liability, the damages to your car will not be covered which means there is no deductible.
See More Questions
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