Infinity vs Safe Auto: Which is Better for You?

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Infinity or Safe Auto: Which Company is Best for You?

Choosing an auto insurance company can be difficult: rates vary based on your driving history, age, and location, and companies offer an array of discounts. Infinity and Safe Auto are counted among the most popular insurance companies, providing high-quality policies in most states across the US.

In an effort to take the sting out of shopping for car insurance, we've gathered typical policy rates from Safe Auto and Infinity. These rates cover a variety of rating factors, including credit rating, driving history, and age. Examine these figures and find the right policy for you.

Seeking more info? Read full-length reviews of Infinity and Safe Auto.


Compare Infinity vs. Safe Auto auto insurance rates


Infinity vs. Safe Auto: by credit level

If you have very bad credit, Safe Auto could be the way to go. On average, Safe Auto offers lower premiums than Infinity for prospective clients with credit scores of less than 580. Drivers with exceptional credit — a score of 800 or better — should favor View common insurance costs by credit tier for Safe Auto and Infinity:

Credit score Infinity avg. annual premium Safe Auto avg. annual premium
Very Poor (300-579) $7,847 $3,799
Fair (580-669) $4,862 $2,483
Good (670-739) $3,955 $3,358
Very Good (740-799) $4,045 $1,937
Exceptional (800-850) $3,881 $1,921

Infinity vs. Safe Auto: costs for high-risk drivers

If you're dealing with an at-fault collision, speeding ticket, reckless driving citation, or DUI on your résumé, Safe Auto could be a better choice than Infinity. Every car insurance company prices its policies differently, so always do your due diligence and compare quotes to understand which insurer suits you.

RATES BY VIOLATION: Safe Auto VS. Infinity
Citation Infinity avg. annual premium Safe Auto avg. annual premium
At-fault accident (damage < $1,000) $5,774 $2,867
At-fault accident (damage > $1,000) $4,487 $2,837
DUI/DWI $6,124 $2,867
Reckless driving $6,124 $2,867
Speeding ticket $4,174 $2,738

Infinity vs. Safe Auto: rates by age

Insurers rely on a driver's age to outline potential risk, assigning rates accordingly. Insurance is often more expensive for young drivers — due to their inexperience — and relatively affordable for middle-aged drivers. Because every auto insurance company evaluates age brackets uniquely, it's worth shopping around and finding the best rate for you.

As a general rule, teen drivers should choose Safe Auto over Infinity: the former's average annual rates are $8,029 less than the latter's..

Age Infinity avg. annual premium Safe Auto avg. annual premium
Teens $16,291 $8,262
20s $5,588 $2,764
30s $4,033 $2,764
40s $4,077 $2,053
50s $3,716 $1,862
60s $3,365 $1,707

Cost aside, Infinity and Safe Auto both have pros and cons, including the insurers' discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.

Discount Comparison Infinity Safe Auto
Good Student supported supported
Multiple Policies
Multiple Vehicles supported supported
Anti-Theft Device(s) supported supported
Anti-Lock Brake System supported supported
Air Bags supported supported
Good Driver supported supported
Defensive Driver supported
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum supported
Advanced Purchase supported
Pay in Full supported supported
Home Owner supported supported
eSign or ePay
New Vehicle
Annual Mileage
Ratings Comparison Infinity Safe Auto
Financial Strength Question mark icon Excellent Good
JD Power Rankings Question mark icon N/A N/A
User Satisfaction Question mark icon



Other Products Infinity Safe Auto
Boat Insurance supported
Condo Insurance supported
Life Insurance supported
Homeowners Insurance supported
Travel Trailer Insurance supported
Renters Insurance supported
RV Insurance supported
Motorcycle Insurance supported
Mobile Home Insurance supported
Other Features Infinity Safe Auto
About Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage. Safe Auto strives to provide affordable insurance to every driver, no matter the situation.
Roadside Assistance Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period. Safe Auto's roadside assistance coverage pays for towing services and certain repair costs required to make your car operable.
Additional Discounts Infinity offers an additional discount in most states for registering your policy account profile online. Safe Auto specializes in providing minimum, state required coverage and full coverage to drivers who have had some trouble getting affordable rates due to tickets, accidents, and license issues.
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