Kansas Renters Insurance

Renters insurance shouldn't be confusing. Compare rates from Kansas by location and carrier below.

How to get cheap renters insurance in Kansas


Renters insurance is a great — and cheap! — way to ensure your personal belongings are insured against common incidents. A renters policy protects personal items in the event of smoke or fire damage, wind damage, theft, vandalism, and a variety of other mishaps.

There are substantial variations in average renters insurance prices by state. Renters insurance policy costs in states vary based on the value of — and frequency of — renters claims filed in that particular state, and depend on the value of the belongings being insured.

Getting renters insurance in Kansas is more expensive than the national average. The average annual cost of renters insurance in Kansas is $213, $28 more expensive than the average rate across all US states.

The best way to acquire cheap renters insurance in Kansas is to view prices from as many insurance companies as possible. Get an idea of renters insurance costs in Kansas by referencing the below tables. Individual rates may vary depending on coverage options and the value of your belongings.


Kansas renters insurance:
  1. By company
  2. Costs by city
  3. Renters-and-auto bundling discounts

Renters insurance prices in Kansas by carrier

Renters insurance rates in Kansas differ based on the insurance company you choose. Farm Bureau offers the most affordable renters insurance policies in Kansas — only $127 annually. This compares favorably to the state average price of $213, offering a 40% discount on the state's average rate.

Start your search for cheap renters insurance by reviewing the most affordable Kansas renters insurance carriers, listed below.


RENTERS INSURANCE RATES IN KANSAS: BY CARRIER
CompanyAverage 12-Month Rate in Kansas
Farm Bureau$126.64
State Farm$127.95
Safeco$130.50
Shelter$134.95
Travelers$141.68

Kansas renters insurance costs by city

Not all Kansas cities have the same renters insurance rates. Prices may depend on locally specific variables such as the number of claims filed nearby, giving your ZIP code weight in deciding how much you pay.

The most affordable renters insurance rates in Kansas are available in Gardner. In Gardner, the typical renters insurance policy costs $197 per year — $16 less than the state average. The below cities have the most affordable renters insurance in Kansas.


AFFORDABLE RENTERS INSURANCE CITIES IN KANSAS
CityAverage Annual Renters Insurance Rate
Gardner$197.07
Olathe$197.48
Leawood$197.98
Overland Park$198.03
Shawnee$198.45

Tip: bundle renters and auto insurance in Kansas

If you're looking for savings, consider purchasing both your renters and auto insurance policies from one company. Bundling auto and renters insurance in Kansas can lead to substantial savings on auto insurance. Purchasing bundled policies in Kansas leads to an a yearly discount of $113.


RENTERS AND AUTO INSURANCE BUNDLING SAVINGS IN KANSAS
Avg. Annual Auto Insurance Rate (No Bundle)Avg. 12-Month Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,476.48$1,363.38$113.108%

A great way to save is to bundle your renters and auto insurance policies. Find a policy today!


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