Renters Insurance in Pennsylvania

Finding renters insurance shouldn't be complicated. Compare Pennsylvania rates by city and company below.

Find cheap renters insurance in Pennsylvania


Renters insurance is an important form of insurance. It keeps your belongings safe in the event your rental property suffers damage from a common incident. A renters policy covers household items against fire or smoke damage, a wind event, vandalism, theft, and a number of other misfortunes.

There are relatively substantial differences in insurance pricing by state. Renters insurance prices in US states may differ based on the number and cost renters insurance claims submitted statewide, and depend on the price of the belongings you're insuring.

Getting a renters policy in Pennsylvania is less expensive than the US average. The average annual cost of renters insurance in Pennsylvania is $124, $60 less expensive than the national average.

The best way to acquire a cheap renters insurance policy in Pennsylvania is to shop around and compare rates from as many insurance companies as possible. Find out average renters insurance rates in Pennsylvania by referencing the below tables. Remember: your rates may differ, depending on your coverage limits and the valuation of your belongings.


Pennsylvania renters insurance:
  1. By company
  2. By city
  3. Insurance bundling discounts

Renters insurance rates in Pennsylvania by company

Prices for renters insurance in Pennsylvania differ depending on the insurance company you select. Penn National Insurance provides the cheapest renters insurance in Pennsylvania, at just $69 per year. This beats the state mean cost of $124, providing a 45% discount on the state's average rate.

Start your search for a renters policy by reviewing the most affordable Pennsylvania companies, listed below.


AFFORDABLE RENTERS INSURANCE COMPANIES IN PENNSYLVANIA
Insurance CompanyAverage Annual Rate in Pennsylvania
Penn National Insurance$68.77
Encompass$79.74
USAA$107.16
Donegal Mutual Insurance Company$110.68
Great Northern$137.09

Pennsylvania renters insurance costs: by city

Renters insurance rates in Pennsylvania vary depending on the city. Prices depend on city-specific variables, including the number of claims filed in the immediate area, meaning your ZIP code could have a major impact on how much you pay.

The cheapest renters insurance rates in Pennsylvania are in Lebanon. The average renters insurance policy in Lebanon costs only $107 per year — $17 less than the average policy in other Pennsylvania cities. Reference the below table to see the cheapest cities in Pennsylvania for renters insurance.


CHEAPEST RENTERS INSURANCE CITIES IN PENNSYLVANIA
CityAverage Annual Renters Insurance Rate
Lebanon$107.28
Lancaster$107.30
Harrisburg$107.88
York$108.70
Reading$114.46

Money-saving tip: bundle renters and auto insurance in Pennsylvania

If you’re seeking ways to save on your insurance expenditures, consider holding your car and renters policies with the same insurance company. Bundling auto and renters insurance in Pennsylvania can lead to substantial savings on car insurance. Bundling policies in Pennsylvania may earn you a yearly discount of $91.


RENTERS AND AUTO INSURANCE BUNDLING SAVINGS IN PENNSYLVANIA
Avg. Annual Auto Insurance Rate (No Bundle)Avg. Yearly Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,389.66$1,299.12$90.547%

You can save money on insurance by bundling your renters and auto policies. Find a policy today!


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