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Renters insurance is a great — and cheap! — way to ensure your personal belongings are insured against common incidents. A renters policy covers your items against fire or smoke damage, wind damage, theft, vandalism, and a variety of other mishaps.Unlike auto insurance, renters policies aren’t priced based on state laws. Even still, there are surprisingly large variations in the cost of renters policies by state. Renters insurance costs in states diverge depending on the value and number of renters claims filed across the state, and depend on the value of the belongings insured on the policy.
Getting renters insurance in Pennsylvania is cheaper than the national average. The average annual cost of renters insurance in Pennsylvania is $124, $60 less expensive than the average rate across all US states.
The easiest way to acquire affordable renters insurance in Pennsylvania is to compare rates and consider policies from as many insurance companies as possible. Learn how much renters insurance costs in Pennsylvania via the below data. Remember: your rates will vary, depending on your coverage limits and the valuation of your belongings.
Renters insurance prices in Pennsylvania vary depending on the insurer you select. Penn National Insurance provides the most affordable renters insurance policies in Pennsylvania — just $69 per year. This is less than the state mean cost of $124, offering a 45% discount on rates typical to the state.
Start shopping for renters insurance by checking out the cheapest Pennsylvania carriers, listed below.
|Insurer||Average 12-Month Rate in Pennsylvania|
|Penn National Insurance||$68.77|
|Donegal Mutual Insurance Company||$110.68|
Renters insurance rates in Pennsylvania vary by city. Rates are determined based on on city-specific variables like the number of claims filed in the immediate area, meaning your ZIP code could have a major impact on how much you pay.
The cheapest renters insurance in Pennsylvania is available in Lebanon. An average renters insurance policy in Lebanon costs $107 per year — $17 less than the state average. The below table shows the best places to live in Pennsylvania if you’re looking for cheap renters insurance.
|City||Average 12-Month Renters Insurance Rate|
If you want to save on insurance, consider holding your car and renters policies with the same insurance company. A renters and auto insurance bundle in Pennsylvania can save you a substantial sum each month on your auto insurance bill. Purchasing bundled policies in Pennsylvania may earn you yearly savings of $91.
|Avg. 12-Month Auto Insurance Rate (No Bundle)||Avg. 12-Month Auto Insurance Rate (Bundle)||Annual Bundle Savings||Bundle Savings %|
One of the best ways to save on auto insurance is bundling. Get started today!
Searching for info on renters insurance for a specific city? Have a look at our listof the most populous metropolitan areas in Pennsylvania.
While there is no law in Pennsylvania requiring tenants to carry renters insurance, a landlord can make this a requirement in your lease.
Renters insurance in Pennsylvania provides coverage for your home's contents, liability coverage, medical payments to others, as well as additional living expenses. These options may vary depending on which company you choose.