Renters Insurance in South Carolina

Renters insurance shouldn't be complicated. Compare rates from South Carolina by location and carrier below.

How to find affordable renters insurance in South Carolina


Renters insurance isn't required, but it is important. A renters policy keeps your personal items protected. A renters policy covers your belongings from fire or smoke damage, wind damage, vandalism, theft, and a collection of other misfortunes.

Unlike auto insurance, renters policies aren’t priced based on state-level laws. Even still, there are sometimes substantial variations in renters insurance prices by state. Renters insurance costs in US states diverge depending on the value and number of renters policy claims made statewide, and depend on the value of the belongings you're covering.

Getting renters insurance in South Carolina is more expensive than the national average. The typical annual renters insurance rate in South Carolina is $185, $1 more expensive than the national average.

The easiest way to find a cheap renters insurance policy in South Carolina is to view prices from multiple insurance companies. Find out typical renters insurance rates in South Carolina via the below breakdown. Remember: your rates will vary, depending on your coverage limits and the valuation of your belongings.


Renters insurance in South Carolina:

  1. By company
  2. Rates by city
  3. Bundling
  4. Frequently asked questions

Renters insurance prices in South Carolina by insurance company

Renters insurance prices in South Carolina differ based on the insurance company you choose. AAA provides the cheapest renters policies in South Carolina, at just $110 per year. This compares favorably to the state average cost of $185, offering a 41% discount on average policy costs statewide.

Start looking for renters insurance by reviewing the cheapest South Carolina companies, listed below.


AFFORDABLE RENTERS INSURANCE COMPANIES IN SOUTH CAROLINA
InsurerAverage Yearly Rate in South Carolina
AAA$109.90
State Farm$120.81
Travelers$175.06
American Strategic$236.63
Universal Insurance$239.37

South Carolina renters insurance costs by city

Renters insurance rates in South Carolina vary by city. Pricing depends on city-specific variables, including the number of local claims filed, meaning your specific ZIP code impact how much you pay.

The cheapest renters insurance rates in South Carolina are in Greer. The average renters insurance policy in Greer costs only $167 per year — $18 less than the statewide average. Reference the below table to see the cheapest cities in South Carolina for renters insurance.


CHEAPEST RENTERS INSURANCE CITIES IN SOUTH CAROLINA
CityAverage Annual Renters Insurance Rate
Greer$167
Taylors$167
Simpsonville$167
Easley$168
Anderson$169

South Carolina insurance bundling discounts: renters + auto

If you're trying to save, consider purchasing both your renters and auto insurance policies from one company. Bundling auto and renters insurance in South Carolina can save you a substantial sum each month on car insurance. Purchasing bundled policies in South Carolina results in a yearly discount of $49.


RENTERS AND AUTO INSURANCE BUNDLING SAVINGS IN SOUTH CAROLINA
Avg. 12-Month Auto Insurance Rate (No Bundle)Avg. Annual Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,368.89$1,319.76$49.144%


You can save money on insurance by bundling your renters and auto policies. Compare rates today!



South Carolina renters insurance FAQs


Is renters insurance required in South Carolina?

Landlords in South Carolina can require you to purchase and maintain renters insurance as a part of your lease agreement. This provides coverage should you accidentally damage the property or liability protection should someone get hurt. It also covers your personal belongings.

What does South Carolina renters insurance cover?

Renters insurance policies usually provide property coverage for your home's contents, liability insurance, medical payments to others, and additional living expenses. These options are usually flexible and may depend on the company that you choose.