I was driving my mom’s car and I got into an accident. My name is not on the insurance. Will it be covered? I was on my way to a job interview and I had a collision with an 18-wheeler. Nobody got hurt but the windows of the right side got shattered and the frames are damaged. It would cost around $3000 to fix. The police gave the truck driver and me a warning and nobody is at fault for the accident. So my question is, will the insurance company help us? Should I even tell the insurance company? The insurance is Progressive. And again the insurance on the car is under my mom’s name and not mine.