Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

Can I insure a boat with someone else's name on the title

My father in law gave me his boat but the its still registered in his name. Can I get insurance on it? My father in law gave us the boat to use, it is still registered in his name but its at my house and I am the primary driver. Can I get insurance in my name?

May 31, 2018 Savannah, GA

Answer
Author profile picture

Ava Lynch

Senior Analyst

Credentials
  • Licensed Insurance Agent — Property and Casualty

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior analyst, providing insights and data analysis as one…

You shouldn't have a problem doing that. Since the boat is still registered in your father-in-law's name, you might need to have him listed as an "additional interest" in the policy documentation. What this would mean, if the boat was damaged and you were to receive a payout, your father-in-law would receive the payout before you, as it is registered in his name. If this isn't acceptable to you, I would have your FIL transfer the boat's title to you. Best of luck!

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started. No phone number required.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

What should I do with my insurance if my car is repossessed?

Since you no longer have possession of the vehicle then technically you could cancel your policy. It's important to keep in mind, though, that if you have been continuously insured for 6 months or more you will lose a discount if your policy cancels. If you were not planning on getting another…
Jul 15, 2017 Nashville, GA

If I'm no longer driving my car in Georgia, do I have to carry insurance and registration on the car?

No, in Georgia you don't have to keep car insurance for a vehicle that you are no longer driving, but you will more than likely be required to cancel the vehicle's registration. Canceling your registration should not affect your ability to sell the vehicle, but just to be sure I would con…
Sep 27, 2016 Kennesaw, GA

If I hit a pole at a gas station and damaged my car will my policy cover the cost of fixing it?

In this situation, your policy will need to include collision coverage in order for the damage to be covered. State laws do not require this type of coverage so it's possible that it's not part of your policy. If you're unsure whether or not you have it, we recommend contacting your …
Aug 31, 2016 Cedartown, GA

Is the type of siding on a house, like vinyl, a rating factor for insurance premiums?

There is no straight-forward answer to what building materials you use for your house and the homeowners insurance rate you will end up with. Here's a tip to keep in mind that may help you make a decision: brick, stucco, and concrete are preferred by most insurers because they tend to be flame…
Sep 2, 2019 Athens, GA