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Question

Am I covered while I'm moving to a new state?

I recently moved to Georgia and I was in the process of getting my car registered and new insurance. The title was changed from Oregon to Georgia, but during the transition over the holiday weekend my car was totaled (flooded in an underground garage). I had not registered it in Georgia, nor had I switched insurance yet. Will the insurance I had in Oregon deny the claim? 

Oct 16, 2025 Atlanta, GA

Answer
Author profile picture

Renata Balasco

Senior Content Strategist

Renata joined The Zebra in 2020 as a Customer Experience Agent. Since 2021, she has worked as licensed insurance professional and content strategist.…

Credentials
  • Licensed Insurance Agent — Property and Casualty
  • 5 years of experience in the insurance industry

I'm so sorry to hear about your accident during such a transitional and inconvenient time! I would contact your insurance company in Oregon and talk to the claims department to see if this will be covered. Many companies provide a grace period for you to obtain other insurance while you are moving to another state. Hope this helps! If you have any other questions please let me know.

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