Washington DC Car Insurance After a DUI

If you get a DUI in Washington DC, your auto insurance is going to become more expensive — it's just a question of how much you'll end up paying. In fact, DC car insurance rates are not swayed greatly by a motorist's history of serious driving violations, when measured against the US average.

How does a DUI influence car insurance rates in the District of Columbia?

In DC, a DUI violation will lift your yearly car insurance cost by an average of $948. That’s 8% less than the United States average rate jump after a DUI.

AreaAvg. rate - no DUIAvg. rate - with DUIAvg. increase after DUI
Washington, D.C.$1,463.54$2,411.4364%
United States$1,397.11$2,416.8772%

How to find car insurance coverage in DC with a DUI

Getting cheap auto insurance after a DUI conviction is far from simple. In fact, a DUI typically results in a greater rate increase than does any single driving violation — more than an at-fault accident, reckless driving, or racing.

Best car insurance after a DUI in Washington DC

If you have been convicted of a DUI or DWI offense in the District of Columbia, it’s key to consider your insurance possibilities with care. Car insurance rates after a DUI can fluctuate substantially by insurer. For instance, the best cheap car insurance company with a DUI in the nation's capitol, State Farm, advertises annual prices 30% better than the state mean insurance premium after a DUI. The second-cheapest company for auto insurance with a DUI in DC is USAA, while the most expensive company is Allstate, with prices 50% above average.

Insurance companyAvg. rate after DUI
State Farm$1,677

There’s no auto insurance company specifically offering cheap DUI auto insurance. The best way to save after a DUI citation is to assess your options.

Get quotes on the Internet or contact an insurance professional to gauge the choices and find a suitable DUI insurance policy.

Learn more about car insurance with a DUI violation.

Save money on DUI car insurance by shopping around!

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Washington, D.C. DUI laws

Drivers in Washington, D.C. are driving while intoxicated, or DWI, when their blood alcohol concentration measures 0.08% or higher. Commercial drivers are DWI in Washington, D.C. if their BAC reads 0.04% or higher.

It is also possible to be considered driving under the influence, or DUI, in Washington, D.C. if a driver's BAC measures 0.07% or below, but they also exhibit impaired behavior.

Underage drivers are DWI in Washington, D.C. with any detectable or suspected intoxicant in their system.

DWI/DUI Penalties in Washington, D.C.

The DWI/DUI lookback period in Washington, D.C. is 15 years. Multiple DWI/DUI offenses within this timeframe result in harsher penalties and fines. Penalties are also enhanced for DWI with a BAC of 0.20% or higher, DWI/DUI while transporting a minor, or for possessing prohibited drugs.

First-time DWI/DUI offenses in Washington, D.C. lead to:


  • Up to 180 days in jail
  • $1,000 in fines
  • License revocation for six months

A second DWI/DUI offense in Washington, D.C. results in:

  • 10 days to one year in jail
  • $2,500 to $5,000 in fines
  • License revocation for one year

Third-time DWI/DUI offenders in Washington, D.C. are subject to:

  • 12 days to one year in jail
  • $2,500 to $10,000 in fines
  • License revocation for two years

Penalties for four or more DWI/DUI offenses in Washington, D.C. are:

  • 45 days to one year in jail (plus an additional 30 days for each subsequent offense)
  • $2,500 to $10,000 in fines
  • License revocation for at least five years

In addition to the above penalties, courts may also require the installation and use of an ignition interlock device for a period of time.

DWI/DUI Penalties for Underage Drinkers in Washington, D.C.

Drivers under the age of 21 are considered DWI in Washington, D.C. with any measurable amount of alcohol in their system. In addition to the above penalties, underage DWI offenders are subject to a license revocation period of six months to one year.

There are also additional fines and penalties for underage drivers in possession of a fake ID, lying about their identification or age, or who are found consuming alcohol.

Sources and references:



Ava Lynch LinkedIn

Based in Austin, TX, Ava has been in the insurance industry as a licensed agent for 4-plus years. Ava is currently one of The Zebra’s resident property insurance experts and has been featured in publications such as US News Report, GasBuddy, and Yahoo! Finance.