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What's the average car insurance rate in Kenosha?
The typical Kenosha driver pays $1,218 per year for car insurance coverage. That's more expensive than the Wisconsin average ($1,181) and cheaper than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other common factors in Kenosha.
CAR INSURANCE RATES: KENOSHA VS. WISCONSIN AND U.S. AVERAGES
|Kenosha Average (annual)||Wisconsin Average||National Average|
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The company-by-company differences in car insurance rates can be substantial, so it's important to carefully compare quotes when choosing an insurer. In Kenosha, Erie provides the most affordable rates for the typical insurance customer. We've gathered the best cheap car insurance companies in Kenosha below. Remember that this list should only be seen as a starting point: it's important to compare quotes specific to your unique driving profile.
KENOSHA CAR INSURANCE PREMIUMS BY COMPANY
|Insurance Company||Average Yearly Rate|
|West Bend Mutual||$1,060|
The age group that enjoys the lowest auto insurance rates in Kenosha are drivers in their 50s, who pay an average of $1,063 per year. Rates for Kenosha drivers in their 60s are also relatively affordable, at just $1,102 per year.
Teenage drivers pay Kenosha's most expensive auto insurance rates. When Kenosha drivers hit their 20s, their insurance rates drop substantially. The difference in rates paid by teenage drivers and drivers in their 20s in Kenosha is $3,469, the largest such difference between any two age groups.
KENOSHA CAR INSURANCE RATES BY DRIVER AGE
|Age group||Average Yearly Rate|
Marital status and gender are contributing factors to car insurance costs in some cases. In Kenosha, married drivers pay $126 less than single drivers for car insurance. Married drivers enjoy less expensive rates than their single counterparts in most locations, based on data showing they file fewer insurance claims.
Gender is another factor that can affect auto insurance rates. In Kenosha, the gap in average auto insurance premiums between genders is $12 per year, with male drivers paying more than female drivers.
KENOSHA CAR INSURANCE PREMIUMS BY GENDER AND MARITAL STATUS
|Gender/Marital Status||Average Annual Rate|
No matter where you live, steering clear of accidents and citations is the best way to keep your auto insurance rates affordable. At-fault collisions, DWIs, citations for reckless driving, and speeding tickets can dramatically increase your car insurance rates. Insurance companies reward low-risk drivers with the gift of low rates.
Kenosha drivers found guilty of reckless driving pay the price when it comes to auto insurance, facing a rate increase of $641 per year versus the city average. A ticket for speeding results in a $278 rate increase, on average, while a DUI violation costs $526per year in insurance premiums.
AVERAGE KENOSHA INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|Violation/Incident||Average Yearly Rate|
|At-fault Accident (damages less than $1,000)||$1,695|
|At-fault Accident (damages greater than $2,000)||$1,826|
|Speeding Ticket (16-20 mph over speed limit)||$1,496|
One of the byproducts of a good credit score is lower car insurance costs. Drivers who keep their credit score up typically pay less for auto insurance than do drivers with subpar credit histories. In fact, Kenosha drivers who build their credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) earn a 55% decrease in car insurance rates. Moving into the "Fair" credit tier from the "Very Poor" level is one of the most impactful steps a driver can take in the search for cheaper car insurance rates. In Kenosha, improving your credit to "Fair" corresponds with a $470 decrease in annual car insurance rates.
KENOSHA CAR INSURANCE RATES BY CREDIT TIER
|Credit Level||Average Rate (annual)|
About The Zebra
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.
- The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
- The Zebra’s insurance content is not subject to review or alteration by insurance companies or partners.
- The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
- The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.