Alabama Renters Insurance

Shopping for renters insurance doesn’t need to be complicated. Compare Alabama rates by city and carrier below.

Find cheap renters insurance in Alabama


Renters insurance is an affordable type of insurance that keeps your belongings safe in the event your apartment suffers major damage. A renters policy protects household items in the event of smoke or fire damage, wind, vandalism or theft, and a number of other circumstances.

There are often gaps in the cost of renters insurance by state. Renters costs by state diverge based on the number of — and value of — renters insurance claims filed across the state, and depend on the value of the belongings insured on the policy.

Getting renters insurance in Alabama is more expensive than the national average. The average annual cost of renters insurance in Alabama is $245, $60 more expensive than the US average.

The best way to get an affordable renters insurance policy in Alabama is to compare rates and consider policies from multiple companies. Learn renters insurance rates in Alabama via the below data. Individual rates may vary depending on coverage options and the value of the items insured.


Alabama renters insurance:
  1. Rates by company
  2. By city
  3. Bundling discounts


Renters insurance rates in Alabama by company

Prices for renters insurance in Alabama can vary depending on the insurance company you use. Cincinnati Insurance provides the most affordable renters insurance in Alabama, at only $144 per year. This is less than the state mean cost of $245, providing a 41% price break on average statewide renters insurance costs.

Start searching for cheap renters insurance by reviewing the best Alabama carriers, listed below.


THE MOST AFFORDABLE RENTERS INSURANCE COMPANIES IN ALABAMA
CompanyAverage 12-Month Rate in Alabama
Cincinnati Insurance$144.05
Travelers$160.79
Safeco$172.18
State Farm$183.40
Country$194.67


Alabama renters insurance prices: by city

Renters insurance rates in Alabama vary depending on the city. Policies are often priced on city-specific variables, such as the number of local claims filed, giving your ZIP code weight in deciding how much you pay.

The most affordable renters insurance rates in Alabama are in Enterprise. A typical renters insurance term in Enterprise totals just $220 per year — $142 less than the state average. The below cities have the most affordable renters insurance in Alabama.


AFFORDABLE RENTERS INSURANCE BY CITY IN ALABAMA
CityAverage Yearly Renters Insurance Rate
Enterprise$220.06
Phenix City$220.76
Auburn$221.53
Opelika$224.19
Alabaster$226.33


Money-saving tip: bundle renters and auto insurance in Alabama

If you're looking for savings, consider purchasing both your renters and auto insurance policies from one company. Bundling auto and renters insurance in Alabama can save you a substantial sum each month on your auto insurance policy. Bundling policies in Alabama results in average annual savings of $69.


RENTERS AND AUTO INSURANCE BUNDLING DISCOUNTS IN ALABAMA
Avg. Yearly Auto Insurance Rate (No Bundle)Avg. Annual Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,387.37$1,318.00$69.375%


You can save money on insurance by bundling your renters and auto policies. Start shopping today!


Compare rates from top car insurance companies.

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