Finding renters insurance shouldn't be confusing. Compare Delaware rates by city and insurance company below.
Renters insurance is optional but important. It keeps your stuff safe in the event your rental property suffers damage from a common incident. A renters policy protects belongings in the event of smoke or fire damage, a wind storm, vandalism, theft, and an array of other situations.
There are sometimes substantial variations in renters insurance pricing by state. Renters insurance policy rates in states vary depending on the value and number of renters insurance claims lodged statewide, and depend on the value of the belongings insured on the policy.
Getting a renters policy in Delaware is more expensive than the nationwide average. The typical annual renters insurance rate in Delaware is $210, $26 more expensive than the national average.
The best way to find affordable renters insurance in Delaware is to compare rates and consider policies from as many insurance companies as possible. Get an idea of renters insurance costs in Delaware by referencing the below tables. Individual rates may vary depending on coverage options and the value of your belongings.
Renters insurance prices in Delaware vary based on the insurance company you select. Cumberland Insurance Group offers the cheapest renters policies in Delaware — only $103 per year. This compares favorably to the state average rate of $210, providing a 51% price break on average rates in Delaware.
Start your search for a renters policy by reviewing the cheapest Delaware companies, listed below.
| Company | Average 12-Month Rate in Delaware |
| Cumberland Insurance Group | $103.11 |
| State Farm | $115.00 |
| Travelers | $155.41 |
| Allstate | $174.50 |
| Liberty | $258.50 |
Renters insurance rates in Delaware vary depending on the city. Policy pricing depends on city-specific variables, such as the number of claims filed nearby, giving your ZIP code weight in deciding how much you pay.
The cheapest renters insurance in Delaware is available in Middletown. A typical renters insurance term in Middletown costs just $206 annually — $5 less than the average policy in other Delaware cities. Reference the below table to see the cheapest cities in Delaware for renters insurance.
| City | Average Yearly Renters Insurance Rate |
| Middletown | $205.50 |
| Hockessin | $205.50 |
| Newark | $205.54 |
| Brookside | $205.56 |
| Claymont | $205.63 |
If you want to save on insurance, consider carrying your renters and auto policies with the same insurance company. Bundling renters and auto insurance in Delaware can lead to substantial savings on car insurance. In fact, bundling policies in Delaware leads to average annual savings of $98.
| Avg. 12-Month Auto Insurance Rate (No Bundle) | Avg. Yearly Auto Insurance Rate (Bundle) | Annual Bundle Savings | Bundle Savings % |
| $1,828.34 | $1,730.43 | $97.91 | 6% |
Bundling renters and auto policies is a great way to save. Get started today!
There are many insurance providers selling renters insurance in Delaware. Our top tip is to compare quotes from as many companies as possible to find the best coverage for the cheapest premium.
While Delaware law does not mandate renters insurance, your landlord might. Good news: renters insurance costs just $17.50 per month in Delaware.
