Renters Insurance in Delaware

Finding renters insurance shouldn't be confusing. Compare Delaware rates by city and insurance company below.

How to get cheap renters insurance in Delaware


Renters insurance may be optional, but it's important. It helps to protect your belongings in the event your rental property sustains damage. A renters policy protects belongings from fire, smoke damage, a wind storm, vandalism or theft, and an array of other misfortunes.

Unlike car insurance, renters insurance isn't priced based on state-level legislation. Still, there are surprisingly large differences in the cost of renters policies from state to state. Insurance policy rates in states diverge depending on the total number and value of renters policy claims filed in that state, and depend on the price of the belongings you're insuring.

Getting a renters policy in Delaware is more expensive than the nationwide average. The typical annual renters insurance rate in Delaware is $210, $26 more expensive than the national average.

The easiest way to acquire an affordable renters insurance policy in Delaware is to shop around and compare rates from a variety of insurance companies. Find out how much renters insurance costs in Delaware by referencing the below data. Remember: your rates may differ, depending on your coverage limits and the valuation of your belongings.


Renters insurance in Delaware:

  1. By insurance company
  2. Rates by city
  3. Bundling discounts
  4. Frequently asked questions

Renters insurance rates in Delaware by carrier

Renters insurance prices in Delaware can vary based on the insurance company you use. Cumberland Insurance Group offers the most affordable renters insurance in Delaware — $103 annually. This compares favorably to Delaware's average cost of $210, offering a 51% discount on rates typical to the state.

Begin the hunt for cheap renters insurance by viewing average rates from top Delaware companies, listed below.


AFFORDABLE RENTERS INSURANCE COMPANIES IN DELAWARE
CarrierAverage Yearly Rate in Delaware
Cumberland Insurance Group$103.11
State Farm$115.00
Travelers$155.41
Allstate$174.50
Liberty$258.50

Delaware renters insurance prices by city

Renters insurance rates in Delaware vary depending on the city. Rates depend on local variables such as the number of local claims filed, lending your ZIP code plenty of weight in deciding how much you pay.

The cheapest renters insurance in Delaware is available in Middletown. The average renters insurance policy in Middletown runs only $206 every 12 months — $5 less than the average Delaware rate. The below cities have the most affordable renters insurance in Delaware.


CHEAPEST RENTERS INSURANCE CITIES IN DELAWARE
CityAverage 12-Month Renters Insurance Rate
Middletown$206
Hockessin$206
Newark$206
Brookside$206
Claymont$206

Delaware insurance bundling discounts: renters + auto

If you're trying to save, consider purchasing both your renters and auto insurance policies from one company. Bundling renters and auto insurance in Delaware can lead to substantial savings on your auto insurance policy. Purchasing bundled policies in Delaware leads to a yearly discount of $98.


RENTERS AND AUTO INSURANCE BUNDLING SAVINGS IN DELAWARE
Avg. Yearly Auto Insurance Rate (No Bundle)Avg. 12-Month Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,828.34$1,730.43$97.916%


A great way to save is to bundle your auto and renters insurance policies. Find a policy today!



Delaware renters insurance FAQs


How do I find renters insurance in Delaware?

There are many insurance providers in renter that sell renters insurance. Our best recommendation is to shop around with as many companies as possible to find the best coverage for the cheapest premium.

Is renters insurance mandatory in Delaware?

While your state won't require renters insurance, your landlord might. Generally, renters insurance is $10-$15 per month and is highly recommended.