Renters Insurance in Mississippi

Finding a renters insurance policy shouldn't be confusing. Compare rates by city and company below.

Get cheap renters insurance in Mississippi


Renters insurance is an optional but important insurance coverage. It keeps your stuff safe in the event your rental property suffers damage from a common incident. A renters insurance policy defends your items from fire or smoke damage, wind damage, vandalism or theft, and a variety of other misfortunes.

Unlike auto insurance, renters policies aren’t governed by state legislation. Regardless, there are often differences in the cost of renters insurance by state. Renters insurance costs in a given state vary depending on the value and number of renters claims filed across the state, and depend on the value of the belongings you're insuring.

Getting a renters policy in Mississippi is pricier than the national average. The average annual cost of renters insurance in Mississippi is $327, $142 more expensive than the US average.

The easiest way to find affordable renters insurance in Mississippi is to get quotes from as many insurers as possible. Find out average renters insurance rates in Mississippi via the below data. Remember: your rates will vary, depending on your coverage limits and the valuation of your belongings.


Mississippi renters insurance:

  1. Rates by company
  2. Costs by city
  3. Bundling
  4. Frequently asked questions

Renters insurance prices in Mississippi by company

Renters insurance prices in Mississippi differ depending on the insurance company you select. USAA underwrites the most affordable renters insurance in Mississippi — only $84 each year. This compares favorably to the state average cost of $327, offering a 74% price break on the typical rates in the state.

Begin your search for a renters policy by checking out the cheapest Mississippi insurance companies, detailed below.


AFFORDABLE RENTERS INSURANCE COMPANIES IN MISSISSIPPI
CarrierAverage Yearly Rate in Mississippi
USAA$84.16
Mississippi Farm Bureau$201.50
State Farm$203.34
Safeco$243.09
MetLife$263.22

Mississippi renters insurance prices: by city

Not all Mississippi cities have equal renters insurance rates. Policies are often priced on city-specific variables like the number of claims filed in the immediate area, lending your ZIP code plenty of weight in deciding how much you pay.

The cheapest renters insurance rates in Mississippi are in Olive Branch. In Olive Branch, the typical renters insurance policy costs $304 per year — $150 less than the average policy in other Mississippi cities. The below cities have the most affordable renters insurance in Mississippi.


AFFORDABLE RENTERS INSURANCE CITIES IN MISSISSIPPI
CityAverage Yearly Renters Insurance Rate
Olive Branch$304
Horn Lake$304
Tupelo$305
Southaven$307
Columbus$308

Mississippi insurance bundling discounts: renters and auto

If you want to save on insurance, consider purchasing your renters and car insurance policies from the same company. A renters and auto insurance bundle in Mississippi can lead to substantial savings on car insurance. Purchasing bundled policies in Mississippi may earn you average annual savings of $115.


RENTERS AND AUTO INSURANCE BUNDLING DISCOUNTS IN MISSISSIPPI
Avg. 12-Month Auto Insurance Rate (No Bundle)Avg. Yearly Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,536.99$1,422.11$114.888%


A great way to save is to bundle your renters and auto insurance policies. Start shopping today!



Mississippi renters insurance FAQs


How do I buy renters insurance in Mississippi?

Most major insurance companies offer renters insurance, so you would shop for a policy just as you would for car insurance in Mississippi.

What does Mississippi renters insurance cover?

A renters policy provides liability coverage, protection for the contents of your home, medical payments to others, and loss of use coverage. These options may vary depending on the policy and insurance company you choose.