Renters Insurance in Mississippi

Finding a renters insurance policy shouldn't be confusing. Compare rates by city and company below.

Find cheap renters insurance in Mississippi


Renters insurance is an optional — but important — product that works to keep your belongings safe in the event your rental property suffers damage from common incidents. A renters insurance policy protects belongings from fire, smoke damage, wind, vandalism or theft, and a variety of other misfortunes.

There are often differences in renters insurance prices by state. Policy rates by state may vary depending on the total number and value of renters policy claims in that state, and also on the value of the belongings covered by the policy.

Mississippi renters insurance is pricier than the nationwide average. The average annual cost of renters insurance in Mississippi is $327, $142 more expensive than the US average.

The easiest way to get a cheap renters insurance policy in Mississippi is to get quotes from multiple insurance companies. Find out how much renters insurance costs in Mississippi by referencing the below tables. Your rates may vary, depending on your coverage limits and the valuation of your belongings.


Mississippi renters insurance:
  1. By company
  2. Costs by city
  3. Bundling


Renters insurance prices in Mississippi by carrier

Prices for renters insurance in Mississippi will vary based on the insurance company you use. USAA underwrites the most affordable renters policies in Mississippi, at only $84 per year. This compares favorably to the state average cost of $327, providing a 74% discount on the typical rates in the state.

Start searching for affordable coverage by checking out the cheapest Mississippi renters insurance carriers, listed below.


RENTERS INSURANCE RATES IN MISSISSIPPI: BY COMPANY
InsurerAverage Annual Rate in Mississippi
USAA$84.16
Mississippi Farm Bureau$201.50
State Farm$203.34
Safeco$243.09
MetLife$263.22


Mississippi renters insurance by city

Renters insurance rates in Mississippi vary by city. Policy pricing depends on city-specific variables like the number of claims filed nearby, meaning your specific ZIP code impact how much you pay.

The most affordable renters insurance in Mississippi is available in Olive Branch. A typical renters insurance term in Olive Branch costs just $304 annually — $150 less than the average policy in other Mississippi cities. Reference the below table to see the cheapest cities in Mississippi for renters insurance.


AFFORDABLE CITIES FOR RENTERS INSURANCE IN MISSISSIPPI
CityAverage Annual Renters Insurance Rate
Olive Branch$304.25
Horn Lake$304.25
Tupelo$304.88
Southaven$307.46
Columbus$307.60


Mississippi insurance bundling discounts: renters + auto

If you want to save on insurance, consider purchasing both your renters and auto insurance policies from one company. Bundling renters and auto insurance in Mississippi can lead to substantial savings on auto insurance. Purchasing bundled policies in Mississippi leads to average annual savings of $115.


RENTERS AND AUTO INSURANCE BUNDLING SAVINGS IN MISSISSIPPI
Avg. 12-Month Auto Insurance Rate (No Bundle)Avg. 12-Month Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,536.99$1,422.11$114.888%


One of the best ways to save on auto insurance is to bundle your policies. Start shopping today!


Compare rates from top car insurance companies.

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