Getting renters insurance shouldn't be confusing. Compare Montana rates by city and insurance company below.
Renters insurance is a great — and cheap! — way to ensure your personal belongings are insured against common incidents. A renters policy covers items against fire or smoke damage, wind, vandalism, theft, and a collection of other mishaps.
There are sometimes substantial differences in the cost of renters policies by state. Renters insurance prices in US states may differ based on the number and cost renters claims filed statewide, and also on the value of the belongings you're insuring.Montana renters insurance is cheaper than the nationwide average. The average annual cost of renters insurance in Montana is $155, $30 less expensive than the national average.
The best way to get affordable renters insurance in Montana is to get quotes from as many insurance companies as you can. Learn more about renters insurance costs in Montana by referencing the below tables. Remember: your rates will vary, depending on your coverage limits and the valuation of your belongings.
Rates for renters insurance in Montana differ depending on which insurance company you select. Safeco underwrites the most affordable renters insurance policies in Montana, at just $73 each year. This compares favorably to the state mean cost of $155, offering a 53% price break on average policy costs statewide.
Begin the hunt for a renters policy by viewing average rates from top Montana insurance companies, listed below.
| Company | Average Annual Rate in Montana |
| Safeco | $73.40 |
| State Farm | $115.00 |
| USAA | $123.82 |
| Travelers | $125.00 |
| Trinity Universal | $130.27 |
Renters insurance rates in Montana vary by city. Policy pricing may depend on city-specific variables, such as the number of claims filed nearby, giving your ZIP code weight in deciding how much you pay.
The cheapest renters insurance in Montana is found in Polson. The average renters insurance policy in Polson costs only $147 every 12 months — $8 less than the average policy in other Montana cities. The below cities have the most affordable renters insurance in Montana.
| City | Average Yearly Renters Insurance Rate |
| Polson | $147.28 |
| Bozeman | $149.17 |
| Livingston | $150.11 |
| Whitefish | $150.61 |
| Columbia Falls | $150.61 |
If you're looking for savings, consider holding your car and renters policies with the same insurance company. A renters and car insurance bundle in Montana can save you a substantial sum each month on auto insurance. Bundling policies in Montana results in average annual savings of $67.
| Avg. 12-Month Auto Insurance Rate (No Bundle) | Avg. Yearly Auto Insurance Rate (Bundle) | Annual Bundle Savings | Bundle Savings % |
| $1,387.40 | $1,320.39 | $67.02 | 5% |
A great way to save is to bundle your auto and renters insurance policies. Compare rates today!