Renters insurance shouldn't be complicated. Compare New Hampshire rates by location and carrier below.
Renters insurance is an important form of insurance. It keeps your belongings safe in the event your rental property suffers damage from a common incident. A renters policy defends belongings from fire, smoke damage, a wind storm, vandalism, theft, and a variety of other misfortunes.
There are surprisingly large variations in the cost of renters insurance from state to state. Renters insurance prices by state may vary depending on the number of — and value of — renters insurance claims lodged in that state, and also on the value of the belongings you're covering.Getting a renters policy in New Hampshire is less expensive than the national average. The average annual cost of renters insurance in New Hampshire is $116, $68 less expensive than the average across the nation.
The best way to find an affordable renters insurance policy in New Hampshire is to view prices from a variety of insurance companies. Get an idea of average renters insurance rates in New Hampshire via the below data. Remember: your rates will vary, depending on your coverage limits and the valuation of your belongings.
Rates for renters insurance in New Hampshire vary depending on the insurer you select. Amica offers the most affordable renters insurance in New Hampshire, at just $94 per year. This is less than the state mean cost of $116, providing a 19% price cut on average policy costs statewide.
Start your search for a renters insurance policy by viewing average rates from top New Hampshire renters insurance carriers, listed below.
| Carrier | Average Annual Rate in New Hampshire |
| Amica | $93.50 |
| Concord | $94.55 |
| Safeco | $96.97 |
| Vermont | $100.00 |
| Massachusetts Bay | $106.50 |
Not all New Hampshire cities have equal renters insurance rates. Rates depend on city-specific variables, such as the number of local claims filed, lending your ZIP code plenty of weight in deciding how much you pay.
The most affordable renters insurance rates in New Hampshire are in Claremont. A typical renters insurance term in Claremont costs just $114 per year — $48 less than the average New Hampshire rate. The below table shows the best places to live in New Hampshire if you’re looking for cheap renters insurance.
| City | Average Annual Renters Insurance Rate |
| Claremont | $114.47 |
| Keene | $114.50 |
| Lebanon | $114.69 |
| Berlin | $114.75 |
| Hanover | $114.88 |
If you're looking for savings, consider purchasing both your car and renters insurance policies from one company. Bundling auto and renters insurance in New Hampshire can save you a substantial sum each month on car insurance. Purchasing bundled policies in New Hampshire leads to a yearly discount of $57.
| Avg. Annual Auto Insurance Rate (No Bundle) | Avg. Yearly Auto Insurance Rate (Bundle) | Annual Bundle Savings | Bundle Savings % |
| $1,105.32 | $1,048.49 | $56.82 | 5% |
One of the best ways to save on auto insurance is to bundle your policies. Start shopping today!