North Dakota Renters Insurance

Getting renters insurance doesn’t need to be stressful. Compare rates by city and carrier below.

Get affordable renters insurance in North Dakota


Renters insurance is a great — and cheap! — way to ensure your personal belongings are insured against common incidents. Renters insurance protects belongings against smoke or fire damage, a wind storm, vandalism, theft, and a variety of other misfortunes.

There are relatively substantial differences in the cost of renters policies by state. Renters insurance prices in a given state may vary based on the value of — and total number of — renters insurance claims filed across the state, and depend on the value of the belongings being insured.

Getting renters insurance in North Dakota is less expensive than the national average. The typical annual renters insurance rate in North Dakota is $117, $67 less expensive than the average across the nation.

The best way to find a cheap renters insurance policy in North Dakota is to view prices from a variety of insurance companies. Learn more about how much renters insurance costs in North Dakota by referencing the below data. Your rates may vary, depending on your coverage details and the value of your belongings.


Renters insurance in North Dakota:
  1. Rates by company
  2. By city
  3. Insurance bundling discounts

Renters insurance prices in North Dakota by company

Rates for renters insurance in North Dakota will vary depending on the insurance company you select. Safeco offers the best deal on renters insurance in North Dakota — only $58 per year. This compares favorably to the state average price of $117, providing a 51% discount on the typical rates in the state.

Start searching for a renters insurance policy by reviewing the most affordable North Dakota carriers, listed below.


AFFORDABLE RENTERS INSURANCE COMPANIES IN NORTH DAKOTA
CompanyAverage Yearly Rate in North Dakota
Safeco$58.00
American Family$74.64
MetLife$75.48
AAA$80.50
State Farm$93.00

North Dakota renters insurance costs: by city

Not all North Dakota cities have equal renters insurance rates. Policies are often priced on city-specific variables, such as the number of local claims filed, giving your ZIP code weight in deciding how much you pay.

The most affordable renters insurance in North Dakota is available in Valley City. In Valley City, the typical renters insurance policy costs $115 each year — $48 less than the average North Dakota rate. Reference the below table to see the cheapest cities in North Dakota for renters insurance.


AFFORDABLE RENTERS INSURANCE CITIES IN NORTH DAKOTA
CityAverage Annual Renters Insurance Rate
Valley City$114.81
Casselton$114.81
Grand Forks$114.90
Grand Forks AFB$115.21
Jamestown$115.25

Money-saving tip: bundle renters and auto insurance in North Dakota

To trim a few dollars from your insurance costs, consider carrying your renters and auto policies with the same insurance company. Bundling auto and renters insurance in North Dakota can lead to substantial savings on your auto insurance policy. In fact, bundling policies in North Dakota may generate yearly savings of $102.


RENTERS AND AUTO INSURANCE BUNDLING DISCOUNTS IN NORTH DAKOTA
Avg. 12-Month Auto Insurance Rate (No Bundle)Avg. 12-Month Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,324.90$1,222.87$102.048%

A great way to save is to bundle your auto and renters insurance policies. Get started today!


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