Irving, TX Renters Insurance

Renters Insurance in Irving, Texas

It's very important to maintain an active renters insurance policy if you're renting a home. Renters insurance covers your rental unit — and the personal property within it — against a number of perils, such as vandalism, wind damage, theft, or fire. Given the reasonable likelihood of a damaging incident, the affordability of rental coverage, and the potentially high cost of replacing your belongings, a renters insurance policy is a solid investment.

The cost of renters insurance relies on a variety of factors, including the age of your dwelling, the materials of which it’s made, your apartment’s geographic location, and the pricing strategies of your renters insurance company. In areas in which fire, lightning, wind, or hail are common, renters insurance could be more expensive.

The average yearly cost of renters insurance in Irving is $251.

Finding cheap renters insurance in Irving starts with shopping around and comparing policies. Review our list of Irving renters insurance costs to ensure you start your search with as much background info as possible. Note that rates will vary based on coverage limits and other factors.

Irving renters insurance:

  1. Rates by company
  2. Rates by coverage level
  3. Auto and renters insurance discounts

Renters insurance in Irving — top companies

Renters insurance rates in Irving, Texas depend on the insurance company. For instance, USAA offers the most affordable renters insurance in Irving, at just $138 per year. That's less expensive than the city's average cost of $251, providing a $113 discount.

Begin your search for a renters insurance policy by exploring the cheapest insurers in Irving.

CompanyAverage Annual Rate in Irving
Texas Farmers$234

Irving renters insurance pricing by coverage level

The cost of your renters insurance depends on the amount of coverage you carry. Two of the most common levels of renters insurance coverage are $25,000 and $50,000 property coverage. In Irving, the annual cost differential between these options is about $127. If you can afford to insure your personal property at this additional expense, it's an option worth considering.

Coverage LevelAverage Annual Rate in Irving
$25K Property$187
$50K Property$314

Money-saving tip: bundle your renters and auto insurance policies

If you’re looking to cut your insurance expenditures, carry your renters and auto policies under the same insurance company. Pairing renters and auto insurance in Irving can save you a substantial sum each month on your auto insurance bill. In fact, bundling policies in Irving leads to average auto insurance savings of $72. The auto insurer with the cheapest bundled rate is State Farm, followed by USAA and Progressive.

Annual Bundle SavingsBundle Savings %

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