Texas Renters Insurance

Shopping for renters insurance doesn’t need to be confusing. Compare rates from Texas by city and carrier below.


How to find renters insurance in Texas

Renters insurance is a great — and cheap! — way to ensure your personal belongings are insured against common incidents. A renters insurance policy protects your items in the event of fire, smoke damage, wind, vandalism, theft, and an array of other circumstances.

There are often gaps in insurance pricing by state. Insurance policy costs by state may vary based on the frequency of — and value of — renters policy claims made in the state, and depend on the price of the belongings you're insuring.

Getting a renters policy in Texas is more expensive than the US average. The average annual cost of renters insurance in Texas is $253, $68 more expensive than the average across the nation.

The best way to acquire an affordable renters insurance policy in Texas is to get quotes from multiple companies. Get an idea of average renters insurance rates in Texas via the below data. Individual rates may vary depending on coverage options and the value of your belongings.

 

Texas renters insurance:
  1. By insurance company
  2. By city
  3. Renters-and-auto bundling discounts

 

Renters insurance prices in Texas by insurance company

Renters insurance prices in Texas vary depending on which insurance company you select. Safeco sells the cheapest renters insurance in Texas, at just $188 yearly. This compares favorably to the state mean cost of $253, providing a 26% price cut on average statewide renters insurance costs.

Start shopping for renters insurance by reviewing the best Texas insurance companies, listed below.

 

CHEAPEST RENTERS INSURANCE COMPANIES IN TEXAS
Insurance CompanyAverage 12-Month Rate in Texas
Safeco$188.32
Amica$199.64
United$225.39
State Farm$249.47
ASI Lloyds$270.89

 

Although we didn't mention them above, Lemonade is another company in Texas worth considering. Lemonade offers affordable and customizable renters coverage. Rates average less than $10 a month. Click below to get started.



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Texas renters insurance costs by city

Renters insurance rates in Texas differ by city. Pricing may depend on locally specific variables such as the number of claims filed nearby, meaning your ZIP code could have a major impact on how much you pay.

The cheapest renters insurance rates in Texas are in McKinney. The average renters insurance policy in McKinney costs only $212 each year — $40 less than the state average. Reference the below table to see the cheapest cities in Texas for renters insurance.

CHEAPEST RENTERS INSURANCE CITIES IN TEXAS
City
Average Annual Renters Insurance Rate
McKinney
$212.37
Plano
$220.38
Waco
$221.26
Amarillo
$222.16
Killeen
$226.17

 

 

Money-saving tip: bundle renters and auto insurance in Texas

If you're looking for savings, consider purchasing your renters and car insurance policies from the same company. A renters and car insurance bundle in Texas can lead to substantial savings on auto insurance. Bundling policies in Texas leads to yearly savings of $68.

RENTERS AND AUTO INSURANCE BUNDLING SAVINGS IN TEXAS
Avg. Yearly Auto Insurance Rate (No Bundle)
Avg. 12-Month Auto Insurance Rate (Bundle)
Annual Bundle Savings
Bundle Savings %
$1,827.13
$1,759.00
$68.13
4%

 

One of the best ways to save on auto insurance is bundling. Start shopping today!

 

Compare rates from top car insurance companies.

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