Utah Renters Insurance

Finding a renters insurance policy shouldn't be complicated. Compare rates from Utah by location and carrier below.

How to find cheap renters insurance in Utah

Renters insurance is an optional — but important — product that works to keep your belongings safe in the event your rental property suffers damage from common incidents. Renters insurance protects personal items in the event of smoke or fire damage, a wind storm, vandalism, theft, and a variety of other situations.

Unlike auto insurance, renters policies aren’t governed by state legislation. Regardless, there are relatively substantial variations in the cost of renters insurance policies from state to state. Renters insurance costs in a given state vary depending on the value of — and frequency of — renters policy claims filed across the state, and depend on the value of the belongings insured on the policy.

Utah renters insurance is cheaper than the national average. The average annual cost of renters insurance in Utah is $135 — $49 less expensive than the US average.

The best way to get a cheap renters insurance policy in Utah is to view prices from as many insurance companies as you can. Get an idea of how much renters insurance costs in Utah via the below breakdown. Your rates may vary, depending on your coverage details and the value of your belongings.


Utah renters insurance:
  1. By insurance company
  2. Rates by city
  3. Insurance bundling discounts
  4. Frequently asked questions


Renters insurance prices in Utah by insurance company

Prices for renters insurance in Utah can vary depending on the insurance company you select. Allstate offers the most affordable renters insurance in Utah — just $105 per year. This is less than the state average cost of $135, providing a 23% price cut on rates typical to the state.

Begin your search for cheap renters insurance by reviewing the most affordable Utah carriers, listed below.


CarrierAverage Yearly Rate in Utah
State Farm$120.75


Utah renters insurance by city

Not every city in Utah has equal renters insurance costs. Rates are determined based on city-specific variables, including the number of local claims filed, giving your ZIP code weight in deciding how much you pay.

The most affordable renters insurance in Utah is available in Logan. The average renters insurance policy in Logan costs $130 per year — $5 less than the statewide average. Reference the below table to see the cheapest cities in Utah for renters insurance.


CityAverage Annual Renters Insurance Rate


Tip: bundle renters and auto insurance in Utah

If you want to save on insurance, consider purchasing your renters and auto policies from the same insurance company. A renters and auto insurance bundle in Utah can save you a substantial sum each month on car insurance. Bundling policies in Utah can lead to yearly savings of $64.


Avg. Yearly Auto Insurance Rate (No Bundle)Avg. Yearly Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %


A great way to save is to bundle your renters and auto insurance policies.


Utah renters insurance FAQs

Do I need renters insurance in Utah?

While it is not required by the state of Utah, renters insurance is highly recommended as it provides coverage to your possessions as well as liability coverage should you accidentally cause property damage or bodily injury. A landlord may require renters insurance as part of the rental agreement.

What does renters insurance cover in Utah?

Utah renters insurance will most often cover your personal belongings should they be damaged, stolen, lost, or destroyed. Some of the perils covered include fire, windstorms, theft, and explosions, among others. The specifics of your coverage can vary depending on which company you choose.