Utah Renters Insurance

Finding a renters insurance policy shouldn't be complicated. Compare rates from Utah by location and carrier below.

How to find inexpensive renters insurance in Utah


Renters insurance is an optional but important insurance coverage. It keeps your stuff safe in the event your rental property suffers damage from a common incident. A renters policy defends your items in the event of fire, smoke damage, a wind storm, theft, vandalism and a collection of other calamities.

Unlike car insurance, renters insurance isn't priced based on state-level legislation. Even so, there are sometimes substantial variations in renters insurance pricing by state. Renters insurance rates by state diverge based on the number and cost renters policy claims filed statewide, and also on the value of the belongings you're covering.

Getting a renters policy in Utah is cheaper than the US average. The typical annual renters insurance rate in Utah is $135, $49 less expensive than in other states.

The easiest way to acquire a cheap renters insurance policy in Utah is to view prices from multiple insurance companies. Get an idea of typical renters insurance rates in Utah via the below data. Your rates may vary, depending on your coverage details and the value of your belongings.


Utah renters insurance:

  1. Rates by company
  2. Costs by city
  3. Bundling discounts
  4. Frequently asked questions

Renters insurance rates in Utah by insurer

Prices for renters insurance in Utah differ based on the insurance company you select. Allstate provides the most affordable renters insurance policies in Utah — $105 each year. This compares favorably to Utah's average price of $135, offering a 23% discount on average statewide renters insurance costs.

Start your search for a renters insurance policy by reviewing the cheapest Utah carriers, listed below.


THE MOST AFFORDABLE RENTERS INSURANCE COMPANIES IN UTAH
Insurance CompanyAverage 12-Month Rate in Utah
Allstate$105
AAA$110
MetLife$117
State Farm$121
Travelers$125

Utah renters insurance by city

Not every city in Utah has equal renters insurance costs. Prices depend on city-specific variables, such as the number of local claims filed, meaning your ZIP code could have a major impact on how much you pay.

The best renters insurance in Utah is available in Logan. The average renters insurance policy in Logan costs only $130 per year — $5 less than the average policy in other Utah cities. The below cities have the most affordable renters insurance in Utah.


CHEAPEST RENTERS INSURANCE CITIES IN UTAH
CityAverage Annual Renters Insurance Rate
Logan$130
Bountiful$138
Layton$138
Clearfield$138
Draper$139

Utah renters insurance premiums by coverage level

The cost of your renters insurance depends on the amount of coverage you opt to carry. The most common levels of renters insurance coverage are $25,000 and $50,000 property coverage. In Utah, the annual cost differential between these levels is approximately $35. If you can afford to insure your personal property at this additional expense, it's worth considering.

Coverage LevelAverage Annual Renters Insurance Rate in Utah
$25K Property$117
$50K Property$152

How to save: bundle renters and auto insurance in Utah

If you're trying to save, consider purchasing your renters and car insurance policies from the same company. A renters and car insurance bundle in Utah can save you a substantial sum each month on your auto insurance policy. In fact, bundling policies in Utah leads to an a yearly discount of $64.


RENTERS AND AUTO INSURANCE BUNDLING DISCOUNTS IN UTAH
Avg. 12-Month Auto Insurance Rate (No Bundle)Avg. Yearly Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,209$1,144$646%


You can save money on insurance by bundling your renters and auto policies. Find a policy today!



Utah renters insurance FAQs


Do I need renters insurance in Utah?

While it is not required by the state of Utah, renters insurance is highly recommended as it provides coverage to your possessions as well as liability coverage should you accidentally cause property damage or bodily injury. A landlord may require renters insurance as part of the rental agreement.

What does renters insurance cover in Utah?

Utah renters insurance will most often cover your personal belongings should they be damaged, stolen, lost, or destroyed. Some of the perils covered include fire, windstorms, theft, and explosions, among others. The specifics of your coverage can vary depending on which company you choose.

Kristine Lee LinkedIn

Kristine is a licensed insurance agent and one of The Zebra’s in-house content strategists. With a background in copywriting, she covers the ins and outs of the home and car insurance industries. She has contributed to numerous publications focused on the nuances of insurance, including Automoblog, USInsuranceAgents.com, and BestCompany.com.