Renters insurance shouldn't be stressful. Compare rates by city and carrier below.
Renters insurance is important. It keeps your belongings safe in the event your rental property suffers damage from a common incident. A renters policy protects personal items from fire, smoke damage, wind damage, vandalism, theft, and a variety of other events.
There are sometimes substantial variations in renters insurance pricing by state. Renters insurance costs by state differ depending on the value and number of renters insurance claims lodged in the state, and depend on the value of the belongings insured on the policy.West Virginia renters insurance is less expensive than the nationwide average. The typical annual renters insurance rate in West Virginia is $177, $8 less expensive than in other states.
The easiest way to find an affordable renters insurance policy in West Virginia is to shop around and compare rates from as many companies as possible. Learn renters insurance costs in West Virginia by referencing the below tables. Individual rates may vary depending on coverage options and the value of your belongings.
Renters insurance prices in West Virginia can vary based on the insurance company you use. Safeco underwrites the most affordable renters insurance in West Virginia — just $90 per year. This compares favorably to the state average cost of $177, providing a 49% discount on the state's average rate.
Start your search for affordable coverage by reviewing the cheapest West Virginia renters insurance carriers, listed below.
| Carrier | Average 12-Month Rate in West Virginia |
| Safeco | $90.00 |
| USAA | $139.77 |
| Allstate | $145.50 |
| American Select | $158.09 |
| Erie | $161.77 |
Renters insurance rates in West Virginia vary by city. Prices may depend on city-specific variables, such as the number of local claims filed, meaning your ZIP code could have a major impact on how much you pay.
The best renters insurance rates in West Virginia are in Fairmont. The average renters insurance policy in Fairmont costs $169 per year — $63 less than the statewide average. The below table shows the best places to live in West Virginia if you’re looking for cheap renters insurance.
| City | Average Annual Renters Insurance Rate |
| Fairmont | $168.75 |
| Clarksburg | $169.06 |
| Bridgeport | $169.63 |
| Martinsburg | $172.28 |
| Morgantown | $172.47 |
To trim a few dollars from your insurance costs, consider carrying your renters and auto policies with the same insurance company. Bundling renters and auto insurance in West Virginia can save you a substantial sum each month on your auto insurance bill. Bundling policies in West Virginia leads to a yearly savings of $58.
| Avg. 12-Month Auto Insurance Rate (No Bundle) | Avg. 12-Month Auto Insurance Rate (Bundle) | Annual Bundle Savings | Bundle Savings % |
| $1,420.04 | $1,362.16 | $57.88 | 4% |
A great way to save is to bundle your auto and renters insurance policies. Compare rates today!
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