Renters Insurance in Wyoming

Finding renters insurance doesn’t need to be stressful. Compare Wyoming rates by city and company below.

Find inexpensive renters insurance in Wyoming


Renters insurance is a critical — and affordable — form of insurance. It keeps your things safe in the event your rental property suffers damage from a common incident. A renters policy protects your items against smoke or fire damage, a wind storm, vandalism or theft, and a variety of other misfortunes.

Unlike car insurance, renters insurance isn't priced based on state-level laws. That said, there are relatively large gaps in average renters insurance prices by state. Insurance policy prices in a given state may differ depending on the value and number of renters policy claims submitted statewide, and depend on the price of the belongings you're insuring.

Getting renters insurance in Wyoming is less expensive than the US average. The typical annual renters insurance rate in Wyoming is $107, $77 less expensive than the average across the nation.

The easiest way to acquire a cheap renters insurance policy in Wyoming is to shop around and compare rates from as many insurance companies as possible. Learn more about renters insurance rates in Wyoming by reviewing the below data. Your rates may vary, depending on your coverage limits and the valuation of your belongings.


Wyoming renters insurance:

  1. Rates by company
  2. Rates by city
  3. Bundling
  4. FAQs

Renters insurance prices in Wyoming by carrier

Prices for renters insurance in Wyoming differ depending on the insurance company you select. Amco offers the most affordable renters insurance in Wyoming — just $97 per year. This beats the state average rate of $107, offering a 10% price cut on the state's average rate.

Start searching for a renters insurance policy by reviewing the best Wyoming carriers, listed below.


THE MOST AFFORDABLE RENTERS INSURANCE COMPANIES IN WYOMING
CompanyAverage Annual Rate in Wyoming
Amco$96.99
USAA$99.54
State Farm$125.19
n/a0.00
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Wyoming renters insurance costs: by city

Not every city in Wyoming has equal renters insurance costs. Rates depend on city-specific variables like the number of claims filed in the immediate area, meaning your ZIP code could have a major impact on how much you pay.

The cheapest renters insurance in Wyoming is found in Douglas. A typical renters insurance term in Douglas costs just $106 per year — $1 less than the average Wyoming rate. The below cities have the most affordable renters insurance in Wyoming.


CHEAPEST RENTERS INSURANCE CITIES IN WYOMING
CityAverage Annual Renters Insurance Rate
Douglas$106
Newcastle$106
Laramie$107
Green River$107
Evanston$107

How to save: bundle renters and auto insurance in Wyoming

If you want to save on insurance, consider purchasing your renters and auto policies from the same insurance company. A renters and car insurance bundle in Wyoming can save you a substantial sum each month on auto insurance. Bundling policies in Wyoming may earn you average annual savings of $62.


RENTERS AND AUTO INSURANCE BUNDLING SAVINGS IN WYOMING
Avg. 12-Month Auto Insurance Rate (No Bundle)Avg. Annual Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,374.82$1,312.43$62.385%


Bundling renters and auto policies is a great way to save. Compare rates today!



Wyoming renters insurance FAQs


Does Wyoming require renters insurance?

While Wyoming doesn't require renters insurance, many landlords do. Renters insurance provides liability coverage against damages to property and in the case of bodily injury. It also covers your personal belongings in the event of a covered peril (cause of loss).

What does Wyoming renters insurance cover?

In Wyoming, renters insurance will cover your personal belongings in the event they are destroyed, lost, stolen, or damaged. Common perils that are covered are, among others, fire, wind, and explosions. Most policies also include medical payments to others, temporary housing coverage, and liability coverage as well. Each company has different coverage options and limits.