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How can my insurance company check for a lien if I'm in another state?

I'm not sure if the vehicle is paid off? Do they have to contact my insurance company to find out?

Oct 2, 2018 Colorado Springs, CO

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Ava Lynch

Insurance Analyst

Credentials
  • 7+ years of Experience in the Insurance Industry

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior insurance contributor, providing insights and data a…

Your insurance company would not verify a lien. The insurance company would need to add a lienholder to the policy. A lienholder is a person/company that has a financial interest in the car. They would be paid out first if the car was totaled. You would need to contact the finance company to verify if the car has a lien against it. If it does, you can provide them with your insurance information and they can verify it with the insurance company. Good luck and if you have any other questions, don't hesitate to ask.
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