Question
Why can I not remove my son from my auto insurance policy with GEICO?
My son was recently added to my policy by GEICO and my rate went from $950 every six months to over $2,300 for the same term. How do I get him off my policy?
Answer
Generally you can't remove a household member from your policy unless they have their own separate insurance coverage. You should have the option to exclude your son from the policy if you don't want him to impact your rate, but that means he will not be covered to drive any of the vehicles you currently insure. If you do not want your son to be covered and Geico will not exclude him from the policy, your only option is to start shopping for a new company. Unfortunately insuring a teen driver can be extremely expensive because of their lack of driving experience, however, he will probably qualify for much lower rates by being a driver on your policy rather than on his own.
Insurance is complicated, but it doesn't have to be.
The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.
Step 1: Tell us a little about yourself
Choose an insurance product and enter your zip code to get started. No phone number required.
Step 2: Sip your coffee while we find the best quotes
Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.
Step 3: Compare your quotes
Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.
Step 4: Let our agents do the hard work for you
Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.