Question
An excluded driver got into an not-at-fault accident with my vehicle
I live in Mississippi and my 2 daughters were rear-ended on their way home from school today. My daughter is apparently an excluded driver. What can happen in this state as a result? I'm not exact on any insured/non-insured laws?
Answer
Ava joined The Zebra in 2016 as a licensed insurance agent and writer. She now serves as director of insurance content, leading coverage strategy and…
Credentials
- 9+ years of Experience in the Insurance Industry
In this situation, it can depend. When a driver is excluded from a car insurance policy, this means they are not covered to drive your vehicle. Your insurance company is no longer responsible if the claim was caused by an excluded driver. The good news is, in most situations when a driver is rear-ended they are not at fault. The claims adjuster will determine fault. You will need to contact your insurance company as well and add your daughter to the policy since she is driving the car. As far as what can happen legally, you will need to contact the DMV if she received a ticket. Good luck and if you have any other questions, don't hesitate to ask.
Insurance is complicated, but it doesn't have to be.
The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.
Step 1: Tell us a little about yourself
Choose an insurance product and enter your zip code to get started.
Step 2: Sip your coffee while we find the best quotes
Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.
Step 3: Compare your quotes
Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.
Step 4: Let our agents do the hard work for you
Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.
