Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

Husband is in prison, how do I handle the car insurance?

My husband is in prison and his driving record is causing me to be uninsurable by all insurance companies. Lots of tickets, a DUI, etc. What should I do? I need to be insured.

Aug 13, 2024 Nashville, TN

Answer
Author profile picture
Ava Lynch
Director of Insurance Content

Ava joined The Zebra in 2016 as a licensed insurance agent and writer. She now serves as director of insurance content, leading coverage strategy and…

Credentials
  • 9+ years of Experience in the Insurance Industry

You can exclude your husband from the policy if he is not driving the car. This means he would not be covered to drive but his driving history and status would not impact your rates. Sometimes there is an additional fee for having an excluded driver but that will vary by company. We can quote you at The Zebra with several companies at once. You can also give us a call at 833-768-7789. Good luck and if you have any other questions, don't hesitate to ask.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Pin
Shield checkmark No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

My plumbing leaked. Is it covered under insurance?

The answer usually depends on how the leak happened. Most homeowner's policies, including those from companies like Grange, cover sudden and accidental water damage. For example, if a pipe suddenly bursts under your kitchen sink and water damages cabinets or flooring, the resulting damage is often …
Mar 18, 2026 Johnson City, TN

If I am leasing a car and die before the end of the lease term, can I buy insurance to cover that?

For this situation I'd actually recommend getting a life insurance policy if this is something you are concerned about. To my knowledge, there is no type of auto insurance coverage that would help with the death of a policyholder.In general, dealing with car insurance when a policyholder dies can b…
Aug 13, 2024 Cleveland Heights, OH

Will Allstate cover my flooded car?

Whether Allstate covers the damage depends on your policy and how it defines negligence. If you only have liability coverage, this won’t be covered—liability only pays for damage you cause to others, not your own vehicle.You might be covered if you have comprehensive coverage, since it typically in…
Mar 18, 2026 Memphis, TN

Will my spouse, or myself, get the best rate for insuring our shared car?

Which spouse is primary usually won’t change your rate much with clean recordsThis is an excellent question! Insurance is very complex, so trying to find the best rate can be a challenge. In this instance with both you and your wife having clean records and being close in age, the rate shouldn't be…
Mar 2, 2026 Saint Paul, MN