Ask an Agent

Have a question? We're here to help.

Question

Can my fiancé and I share an insurance policy?

My insurance company is saying that I need my own policy, instead of sharing one with my fiancé, because we don't live together. I only stay at my own apartment two days a week, but I stay at my fiance's address five days a week. Does this count as "living together" for insurance purposes?

Jul 22, 2022 Birmingham, AL

Answer

By Nathan Foster

Updated March 30, 2023

Thank you for reaching out to us here at The Zebra. You can call our agency at 888-444-8949 to speak to one of our Licensed Insurance Advisors. They can shop you around with carriers we partner with in your state, in order to find you the best policy that meets your needs. If you are interested, you can purchase and have proof of insurance before you hang up. I hope this helps, and if you have any other questions please let me know.

Ask an Agent

Have a question? We're here to help.

Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare auto insurance rates and save up to $670 per year!

Will requesting roadside assistance impact premium increases in the future?

Unfortunately, using your roadside assistance is considered a claim since you are using coverage on your policy. Most insurance companies will allow you to use your roadside assistance three times. This may be why your insurance rates will go up after the third claim. Since having roadside through …

Apr 5, 2019 Madison, AL

Do I qualify for USAA if my brothers are active military members?

Typically, USAA requires customers to be members of the military themselves, although eligibility also extends to the children (or spouse) of military members as well. Therefore, it's our understanding that siblings are likely not eligible to get their own policy. This applies to all branches …

Jun 10, 2020 Greenville, SC

Does USAA membership extend to grandchildren?

From my understanding, your parent's would also have to be members in order for you to qualify for a USAA membership. Typically only children or spouses of USAA members are eligible, but I'm unclear on if that can skip a generation. The best way to get the most accurate information would …

Jun 4, 2018 San Antonio, TX

Can another driver file a claim on my insurance if they were hit by someone else driving my vehicle?

Since insurance coverage follows your vehicle then your policy would pay primary for damage caused by your car even if someone else was driving. That being said, it is possible that through the details of the accident the other driver could very well be considered at fault, in which case, the other…

Oct 6, 2016 Logan, UT

Browse All Questions Ask a Question