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Do I need to report a DUI to my insurance company?

My daughter got a DUI and I was wondering if I needed to report this to my insurance company? She got into an accident with her vehicle and ticketed for a DUI. I will probably sell the vehicle so I'm going to tell my insurance company but so I need to tell them it was damaged in an accident and that my daughter was ticketed?

Dec 7, 2017 Roseville, California

Answer

By Ava Lynch

Updated June 10, 2022

If you're planning on selling the vehicle and have no intention of filing a claim for the damage, you don't need to tell your insurance company about the incident. You can just remove it from your policy. In terms of the DUI ticket, you're not technically required to tell your insurance company. If your insurance company re-runs your daughter's driving report (unlikely but not impossible) at your renewal, she will be rated and charged for a DUI. See our guide, Cheap Car Insurance After a DUI for more information.

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