Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

Do I need to report a DUI to my insurance company?

My daughter got a DUI and I was wondering if I needed to report this to my insurance company? She got into an accident with her vehicle and ticketed for a DUI. I will probably sell the vehicle so I'm going to tell my insurance company but so I need to tell them it was damaged in an accident and that my daughter was ticketed?

Dec 7, 2017 Roseville, California

Answer
Author profile picture

Ava Lynch

Insurance Analyst

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior insurance contributor, providing insights and data a…

Credentials
  • 9+ years of Experience in the Insurance Industry

If you're planning on selling the vehicle and have no intention of filing a claim for the damage, you don't need to tell your insurance company about the incident. You can just remove it from your policy. In terms of the DUI ticket, you're not technically required to tell your insurance company. If your insurance company re-runs your daughter's driving report (unlikely but not impossible) at your renewal, she will be rated and charged for a DUI. See our guide, Cheap Car Insurance After a DUI for more information.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

What is the difference between liability vs uninsured motorist vs comprehensive coverage?

Liability is required by your state to legally drive on the road. Uninsured motorist coverage covers you and your passengers' medical bills if you are hit by another driver that does not have insurance. There is no such thing as "full coverage" but people normally use that term to de…
Dec 4, 2016 Santa Ana, CA

Should I get my own insurance or stay on my parents' AAA policy?

If your mom has an umbrella policy through AAA, and you live in her home, she likely has to list you as a driver on her full coverage policy. That’s a common requirement for umbrella coverage. Insurers want to make sure all household drivers are accounted for.Your presence on the policy might also …
Jul 21, 2022 Danville, CA

Can I get AAA roadside assistance if I don't have insurance with them?

Yes, you can. AAA roadside assistance is a standalone membership, so you don’t need to have your car insurance through AAA to use it. But if you're budget-conscious, it’s a good idea to compare what AAA offers with other programs—some may offer similar coverage at a lower price.What does AAA roadsi…
Apr 13, 2023 Yuba City, CA

Debris fell out of truck and damaged my bumper

I recommend you contact your insurance company and give them all the information regarding the accident. This includes photos of the damage to your vehicle, the highway name, time, the license plate of the at-fault driver, and a vehicle description. Providing as much information as possible will ne…
May 19, 2018 Bakersfield, CA