Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

Do I need to report a DUI to my insurance company?

My daughter got a DUI and I was wondering if I needed to report this to my insurance company? She got into an accident with her vehicle and ticketed for a DUI. I will probably sell the vehicle so I'm going to tell my insurance company but so I need to tell them it was damaged in an accident and that my daughter was ticketed?

Dec 7, 2017 Roseville, California

Answer
Author profile picture

Ava Lynch

Senior Analyst

Credentials
  • Licensed Insurance Agent — Property and Casualty

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior analyst, providing insights and data analysis as one…

If you're planning on selling the vehicle and have no intention of filing a claim for the damage, you don't need to tell your insurance company about the incident. You can just remove it from your policy. In terms of the DUI ticket, you're not technically required to tell your insurance company. If your insurance company re-runs your daughter's driving report (unlikely but not impossible) at your renewal, she will be rated and charged for a DUI. See our guide, Cheap Car Insurance After a DUI for more information.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started. No phone number required.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Can I group multiple accidents into one claim?

Unfortunately, you would be filing a collision claim which would be categorized by your insurer as an at-fault accident. This will likely cause your rate to increase. And since you have damage to two different areas of your vehicle that came from separate incidents, your insurance company will requ…
Nov 19, 2017 Sacramento, California

What happens if my quote for repairs is higher than value of car?

There are several things to think about here. One, it sounds like your vehicle is totaled. The definition of a totaled vehicle varies by state. California is what is called a total loss formula state. Meaning a vehicle is determined to be a total loss if the cost of repairs (your $7,000) plus the s…
Aug 8, 2018 Vallejo, CA

I was in an at-fault accident and don't have collision insurance

Unfortunately, you don't have a lot of options here unless you had specifically asked for collision and comprehensive coverage and your insurance representative never applied it or charged you for it. Collision and comprehensive is the coverage that offers physical protection for your vehicle …
Feb 14, 2018 Bakersfield, CA

Can I insure vehicle I am driving in someone else's name?

There's a couple of things to think about here. First, your boyfriend's sister cannot and should not insure the vehicle simply because she does not drive it. Second, although you do not have a license, you should still get the vehicle insured as it is required by law in North Carolina. Th…
Aug 18, 2018 Clayton, NC