Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

Can I get AAA roadside assistance if I don't have insurance with them?

I want to get a roadside assistance plan through AAA, but I really like my current insurance company, Allstate. Can I get AAA roadside assistance while keeping my Allstate coverage?

Mar 18, 2026 Yuba City, CA

Answer
Author profile picture
Beth Swanson
Insurance Analyst

Beth joined The Zebra in 2022 as an Associate Content Strategist. A licensed insurance agent, she specializes in creating clear, accessible content t…

Credentials
  • Licensed Insurance Agent — Property and Casualty
  • Associate in Insurance (AINS)
  • Professional Risk Consultant (PRC)
  • Associate in Insurance Services (AIS)

Yes, you can. AAA roadside assistance is a standalone membership, so you don’t need to have your car insurance through AAA to use it. But if you're budget-conscious, it’s a good idea to compare what AAA offers with other programs—some may offer similar coverage at a lower price.

What does AAA roadside assistance include?

When you sign up for a membership, you get help with common car issues like:

  • Towing
  • Dead battery jump-starts
  • Flat tire service
  • Lockout assistance
  • Emergency fuel delivery

Coverage applies to you personally, not just one specific vehicle. So you're covered whether you’re the driver or just riding along. AAA also offers multiple membership levels, so you can pick the plan that fits your budget and gives you peace of mind. Here’s a quick overview:

  • Basic – Covers the essentials, like short-distance tows and basic services
  • Plus – Adds longer towing distances and a few extra perks
  • Premier – Offers the most coverage, including extended towing and trip interruption benefits

AAA offers more than just roadside help. Members get discounts on hotels, car rentals, theme park tickets, and even everyday shopping and dining. You can also get help with travel planning, DMV services in some areas, and savings on car repairs at AAA-approved shops. It’s a handy set of benefits that can pay off in surprising ways.

If you’re already with Allstate, check out their roadside assistance offerings. You can usually add it to your policy for an extra fee. They also offer a Rescue System, which is a pay-per-use roadside service—no membership required. If you're already a customer, they might even offer a discount.

There are plenty of other standalone roadside services, too, so it’s worth comparing a few options to find the best fit for your needs and budget.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Pin
Shield checkmark No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Can I insure a car that is being financed by someone else?

Insuring a car you don't own can be tricky. If you're lucky, you should be able to insure the vehicle under your own policy without any issue from your insurance company. However, not every carrier offers this type of policy (called a non-owners policy) so you may need to do some research on what y…
Mar 24, 2025 Riverside, CA

Can I pause my insurance while I'm away for work?

If your vehicle registration isn't up for renewal soon, you might be able to put the vehicle into "storage protection." What this means is the vehicle is not legally allowed on the road, but will still maintain comprehensive coverage in order to protect the vehicle from theft and weather damage. Th…
Aug 8, 2025 San Jose, California

How does Allstate handle claims in high-risk areas?

Allstate generally has a good reputation for customer service, but your experience during a claim can vary. Living in a high-risk area (like one prone to wildfires or hurricanes) doesn’t mean you can’t file a claim—but you might pay more for coverage.If standard home insurance isn’t available in yo…
Mar 2, 2026 Jonesboro, AR

Should I get my own insurance or stay on my parents' AAA policy?

If your mom has an umbrella policy through AAA, and you live in her home, she likely has to list you as a driver on her full coverage policy. That’s a common requirement for umbrella coverage. Insurers want to make sure all household drivers are accounted for.Your presence on the policy might also …
Nov 5, 2025 Danville, CA