Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

How do I update my car insurance after getting a new license?

I recently moved from Illinois to North Carolina. How should I update my insurance to reflect the new driver's license or would I have to buy new insurance policy?

Jul 10, 2018 Morrisville, NC

Answer
Author profile picture

Kristine Lee

Insurance Analyst

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer. Before joining The Zebra, she was a…

Credentials
  • Licensed Insurance Agent — Property and Casualty
  • 5+ years of Experience in the Insurance Industry

Congrats on the move! Because car insurance is priced at the zip code level and regulated at the state, you're going to want to update your coverage to reflect that. Bear in mind, your premium will change as a result of your move. According to our data, the average premium in Illinois is $1,285 versus $1,011 in North Carolina!

If you're satisfied with your current car insurance company, I recommend contacting an agent or customer service representative about getting a policy for your state; they will most likely re-write your policy. If, however, you're not satisfied and want to shop around, see our guide on comparing auto insurance.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

What is a reinsurance facility?

Sure! In North Carolina, the reinsurance facility is basically a non-profit organization that allows insurance companies to pool the risk of high-risk drivers to keep rates low for consumers and create less risk for insurance companies themselves. Since car insurance rates in North Carolina are cap…
Sep 28, 2016 Raleigh, NC

Can a dismissed ticket affect my insurance?

The only scenario in which a dropped or dismissed ticket would still affect you would be if there was an accident involved. If the ticket was dropped but your insurance company paid out to any party for a claim, the accident would still show up. If the ticket was dropped and a claim was not paid th…
Nov 10, 2019 Lumberton, NC

Does my insurance cover the damage to trailer even though I wasn't hauling it?

The claim should be covered by your insurance company as long as your policy includes permissive use. Permissive use means that claims will be covered if you give someone (who doesn't drive the vehicle regularly or lives with you) permission to drive the vehicle. Keep in mind, when a claim is …
Feb 18, 2019 Staley, NC

Can I insure vehicle I am driving in someone else's name?

There's a couple of things to think about here. First, your boyfriend's sister cannot and should not insure the vehicle simply because she does not drive it. Second, although you do not have a license, you should still get the vehicle insured as it is required by law in North Carolina. Th…
Aug 18, 2018 Clayton, NC