Ask an Agent

Have a question? We're here to help.

Ask an agent for free

Question

Can I get car insurance if my spouse has a revoked license?

My wife has a revoked license but mine is valid and every company I talked to denied me for a policy. I have no accidents or tickets and no points on my license nor do i have any court fines. Why can't I get covered?

Jul 28, 2021 Walden, NY

Answer

Author profile picture
The nation's leading independent insurance comparison site

The Zebra is an independent insurance advisor and quote comparison site with headquarters in Austin, Texas. Utilizing its real-time quote comparison …

Most companies will not insure a driver with a revoked license, even if there is a driver on the policy whose license is valid. Your spouse must be listed on your policy since you are married, but she does not have to be covered as a driver. You can request to have your wife excluded from coverage (or some variation of an exclusion) and this should alleviate the issue of being denied a policy. Obviously she would not be covered to drive the vehicle, but her driving record and license status won't work against you. Best of luck!
Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Pin
Shield checkmark No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Will my spouse, or myself, get the best rate for insuring our shared car?

Which spouse is primary usually won’t change your rate much with clean recordsThis is an excellent question! Insurance is very complex, so trying to find the best rate can be a challenge. In this instance with both you and your wife having clean records and being close in age, the rate shouldn't be…
Mar 2, 2026 Saint Paul, MN

Does car insurance cover an accident with a permit driver?

This depends on a few factors, so it’s worth being prepared for different outcomes when you call. Ultimately, your specific car insurance carrier and policy will determine the coverage.Most auto policies include permissive use coverage for occasional drivers, but it’s generally designed for people …
Oct 13, 2026 Tempe, AZ

If I am leasing a car and die before the end of the lease term, can I buy insurance to cover that?

For this situation I'd actually recommend getting a life insurance policy if this is something you are concerned about. To my knowledge, there is no type of auto insurance coverage that would help with the death of a policyholder.In general, dealing with car insurance when a policyholder dies can b…
Aug 13, 2024 Cleveland Heights, OH

Should I file a claim for damage to my car caused by my husband?

There are a few things to consider. First, whether you file a claim or not, most insurance companies require you to report every accident. Check with your company for specific on reporting accidents. Second, if you do file a claim it will be paid under the collision coverage since both cars involve…
Apr 20, 2023 Terry, MS