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Does the address on my driver's license have to match the address on my insurance?

The address that is on my driver's license isn't the same as the address my insurance company has for my policy. Is this going to be a problem?

Jan 30, 2023 Burkburnett, TX

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Beth Swanson

SEO Content Strategist

  • Licensed Insurance Agent — Property and Casualty

Beth joined The Zebra in 2022 as an Associate Content Strategist. She is a licensed insurance agent whose goal is to make insurance content easy to r…

Thank you for reaching out to The Zebra!

Great question. The short answer: yes, your insurance policy, your driver's license as well as your vehicle registration should all have the same (current) address. Let's explore the reasons why you should get this done quickly after a move.

It's very important that you update the address on your driver's license to match your insurance policy. Some insurance companies are very strict about this and will require you to get it updated within the first 30-60 days of moving to a new address. Other insurance companies will give you until your next insurance policy renewal. They want to make sure that you and your vehicle are registered to the address that you have listed on your insurance policy. I would get this done ASAP to avoid any negative action on your policy.

If you've updated your license, but not your insurance, it's also important to inform the insurance company as soon as possible. Your location is an important rating factor in determining your car insurance premium, so keeping it up-to-date might actually save you money if you've moved to a different zip code.

Whether it is updating your driver's license, your insurance policy, or both, it really isn't that tough to do. As long as you are still living in Texas, you should be able to change your address online on the Texas DPS Change of Address Website. For those of you in other states, do a quick search to find out where you can go locally to update your driver's license so it is current.

Don't forget about your car's title and/or registration, too. Individual states have their own requirements for updating a driver's license, insurance policies and title/registration. For example, Florida requires a driver's license/ID and title/registration to be updated within 30 days of moving. It's important to do your research when you move to make sure details like these are taken care of properly.

I hope this helps!

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